UPST vs GRBK

Comparison between Upstart Holdings Inc (UPST, Company) and Green Brick Partners Inc (GRBK, Company).

UPST is from the Financial Services sector, while GRBK is from the Consumer Cyclical sector.

5-Year PerformanceGRBK has outperformed UPST, delivering a return of +24.1% compared to -28.7%

UPST vs GRBK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UPST(COMPANY)	GRBK(COMPANY)
Market Cap	$2.94B	$2.94B
Max Drawdown	96.90%	99.29%
Sharpe Ratio	-0.25	0.48
5Y Beta	2.57	0.82
Industry	Credit Services	Residential Construction
P/E Ratio	105.88	9.88
Forward P/E	31.06	10.63
5Y EPS CAGR	N/A	23.07%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-13.35%	6.65%

Market Cap

Winner

UPST

$2.94B

GRBK

$2.94B

Max Drawdown

Winner

UPST

96.90%

GRBK

99.29%

Sharpe Ratio

UPST

-0.25

Winner

GRBK

0.48

5Y Beta

UPST

2.57

Winner

GRBK

0.82

Industry

UPST

Credit Services

GRBK

Residential Construction

P/E Ratio

UPST

105.88

Winner

GRBK

9.88

Forward P/E

UPST

31.06

Winner

GRBK

10.63

5Y EPS CAGR

UPST

N/A

GRBK

23.07%

Debt to Equity

UPST

0.00%

GRBK

0.00%

Free Cash Flow Yield

UPST

-13.35%

Winner

GRBK

6.65%

UPST vs GRBK - Historical Returns

Returns include dividend reinvestment.

Period	UPST	GRBK
1 month	-7.22%	-3.89%
3 months	+12.82%	-7.53%
6 months	-26.96%	-0.21%
1 year	-35.54%	+12.75%
5 years(CAGR)	-28.71%	+24.15%
10 years(CAGR)	N/A	+25.04%
Max(CAGR)	+0.77%	-5.77%

UPST

-7.22%

Winner

GRBK

-3.89%

Winner

UPST

+12.82%

GRBK

-7.53%

UPST

-26.96%

Winner

GRBK

-0.21%

UPST

-35.54%

Winner

GRBK

+12.75%

5Y(CAGR)

UPST

-28.71%

Winner

GRBK

+24.15%

10Y(CAGR)

UPST

N/A

GRBK

+25.04%

Max(CAGR)

Winner

UPST

+0.77%

GRBK

-5.77%

UPST vs GRBK - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	UPST	GRBK
2026	-32.98%	+7.75%
2025	-28.08%	+13.13%
2024	+58.69%	+8.97%
2023	+216.99%	+109.44%
2022	-90.86%	-16.71%
2021	+243.94%	+38.75%
2020	+38.28%	+101.40%
2019	N/A	+54.09%
2018	N/A	-39.16%
2017	N/A	+13.57%
2016	N/A	+43.57%
2015	N/A	-12.30%
2014	N/A	+368.57%
2013	N/A	-65.17%
2012	N/A	-72.54%
2011	N/A	-58.28%
2010	N/A	-41.81%
2009	N/A	+594.87%
2008	N/A	-94.99%
2007	N/A	-33.11%

UPST vs GRBK Drawdown Comparison

The maximum drawdown for UPST was -96.90%, occurring on May 2, 2023. This drawdown has not yet recovered.

The maximum drawdown for GRBK was -99.29%, occurring on Nov 7, 2013. This drawdown has not yet recovered.

The current UPST drawdown is -92.12%. The current GRBK drawdown is -69.94%.

Rank	UPST	GRBK
#1	-96.90% Oct 15, 2021 - May 2, 2023	-99.29% Jul 3, 2007 - Nov 7, 2013
#2	-54.13% Feb 12, 2021 - Mar 18, 2021	-2.95% Jun 14, 2007 - Jun 29, 2007
#3	-49.02% Mar 22, 2021 - May 27, 2021	N/A
#4	-33.48% Jun 7, 2021 - Aug 11, 2021	N/A
#5	-18.75% Dec 22, 2020 - Jan 5, 2021	N/A
#6	-13.85% Sep 23, 2021 - Oct 13, 2021	N/A
#7	-13.39% May 27, 2021 - Jun 7, 2021	N/A
#8	-13.12% Jan 12, 2021 - Jan 21, 2021	N/A
#9	-8.67% Aug 18, 2021 - Aug 24, 2021	N/A
#10	-7.68% Jan 25, 2021 - Feb 1, 2021	N/A
#11	-7.10% Sep 9, 2021 - Sep 16, 2021	N/A
#12	-6.78% Dec 18, 2020 - Dec 22, 2020	N/A
#13	-5.66% Feb 3, 2021 - Feb 9, 2021	N/A
#14	-4.80% Jan 7, 2021 - Jan 12, 2021	N/A
#15	-3.38% Aug 27, 2021 - Aug 31, 2021	N/A

Correlation

Correlation between UPST and GRBK is -0.38 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.38

-101