UPST vs GRAL
Comparison between Upstart Holdings Inc (UPST, Company) and GRAIL Inc (GRAL, Company).
UPST is from the Financial Services sector, while GRAL is from the Healthcare sector.
UPST vs GRAL - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Market Cap
Winner
UPST
$2.94B
GRAL
$2.94B
Max Drawdown
UPST
96.90%
Winner
GRAL
62.92%
Sharpe Ratio
UPST
-0.25
Winner
GRAL
1.10
5Y Beta
UPST
2.57
Winner
GRAL
2.23
Industry
UPST
Credit Services
GRAL
Diagnostics & Research
P/E Ratio
UPST
105.88
Winner
GRAL
-6.90
Forward P/E
UPST
31.06
GRAL
N/A
Debt to Equity
UPST
0.00%
GRAL
0.00%
Free Cash Flow Yield
UPST
-13.35%
Winner
GRAL
-9.95%
UPST vs GRAL - Historical Returns
Returns include dividend reinvestment.
1M
UPST
-7.22%
Winner
GRAL
+29.81%
3M
UPST
+12.82%
Winner
GRAL
+34.17%
6M
Winner
UPST
-26.96%
GRAL
-35.17%
1Y
UPST
-35.54%
Winner
GRAL
+68.68%
5Y(CAGR)
UPST
-28.71%
GRAL
N/A
Max(CAGR)
UPST
+0.77%
Winner
GRAL
+111.25%
UPST vs GRAL - Annual Returns (2020 - 2026)
Returns include dividend reinvestment.
| Year | UPST | GRAL |
|---|---|---|
| 2026 | -32.98% | -19.64% |
| 2025 | -28.08% | +377.62% |
| 2024 | +58.69% | +5.00% |
| 2023 | +216.99% | N/A |
| 2022 | -90.86% | N/A |
| 2021 | +243.94% | N/A |
| 2020 | +38.28% | N/A |
UPST vs GRAL Drawdown Comparison
The maximum drawdown for UPST was -96.90%, occurring on May 2, 2023. This drawdown has not yet recovered.
The maximum drawdown for GRAL was -62.92%, occurring on Feb 23, 2026. This drawdown has not yet recovered.
The current UPST drawdown is -92.12%. The current GRAL drawdown is -38.46%.
| Rank | UPST | GRAL |
|---|---|---|
| #1 | -96.90% Oct 15, 2021 - May 2, 2023 | -62.92% Jan 22, 2026 - Feb 23, 2026 |
| #2 | -54.13% Feb 12, 2021 - Mar 18, 2021 | -61.12% Feb 14, 2025 - Sep 29, 2025 |
| #3 | -49.02% Mar 22, 2021 - May 27, 2021 | -36.58% Jul 17, 2024 - Dec 4, 2024 |
| #4 | -33.48% Jun 7, 2021 - Aug 11, 2021 | -27.43% Dec 17, 2024 - Jan 23, 2025 |
| #5 | -18.75% Dec 22, 2020 - Jan 5, 2021 | -23.43% Nov 24, 2025 - Jan 22, 2026 |
| #6 | -13.85% Sep 23, 2021 - Oct 13, 2021 | -18.24% Jun 25, 2024 - Jul 16, 2024 |
| #7 | -13.39% May 27, 2021 - Jun 7, 2021 | -13.63% Oct 31, 2025 - Nov 21, 2025 |
| #8 | -13.12% Jan 12, 2021 - Jan 21, 2021 | -13.16% Oct 20, 2025 - Oct 31, 2025 |
| #9 | -8.67% Aug 18, 2021 - Aug 24, 2021 | -10.25% Jan 30, 2025 - Feb 5, 2025 |
| #10 | -7.68% Jan 25, 2021 - Feb 1, 2021 | -9.73% Oct 16, 2025 - Oct 20, 2025 |
| #11 | -7.10% Sep 9, 2021 - Sep 16, 2021 | -9.16% Jan 24, 2025 - Jan 30, 2025 |
| #12 | -6.78% Dec 18, 2020 - Dec 22, 2020 | -9.15% Oct 8, 2025 - Oct 15, 2025 |
| #13 | -5.66% Feb 3, 2021 - Feb 9, 2021 | -8.70% Dec 5, 2024 - Dec 16, 2024 |
| #14 | -4.80% Jan 7, 2021 - Jan 12, 2021 | -6.34% Feb 5, 2025 - Feb 12, 2025 |
| #15 | -3.38% Aug 27, 2021 - Aug 31, 2021 | -5.87% Oct 3, 2025 - Oct 8, 2025 |
Correlation
Correlation between UPST and GRAL is -0.19 which considered as a very weak or no correlation - the stocks move independently of each other.
-0.19
-101
Select Stocks to Compare
Popular: UPST vs SPYGRAL vs SPY
More Comparisons
Compare with similar stocks