UNTY vs BWBBP

Comparison between Unity Bancorp Inc (UNTY, Company) and Bridgewater Bancshares Inc (BWBBP, Company).

Both UNTY and BWBBP are from the Financial Services sector.

5-Year PerformanceUNTY has outperformed BWBBP, delivering a return of +22.1% compared to +1.9%

UNTY vs BWBBP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UNTY(COMPANY)	BWBBP(COMPANY)
Market Cap	$557M	$557M
Max Drawdown	83.61%	46.22%
Sharpe Ratio	0.85	0.67
5Y Beta	0.77	0.12
Industry	Banks - Regional	Banks - Regional
P/E Ratio	9.16	10.29
Forward P/E	8.39	N/A
PEG Ratio	0.23	0.19
Dividend Yield	1.08%	N/A
5Y Dividends CAGR	18.89%	N/A
5Y EPS CAGR	18.91%	12.71%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	7.37%	5.24%

Market Cap

UNTY

$557M

Winner

BWBBP

$557M

Max Drawdown

UNTY

83.61%

Winner

BWBBP

46.22%

Sharpe Ratio

Winner

UNTY

0.85

BWBBP

0.67

5Y Beta

UNTY

0.77

Winner

BWBBP

0.12

Industry

UNTY

Banks - Regional

BWBBP

Banks - Regional

P/E Ratio

Winner

UNTY

9.16

BWBBP

10.29

Forward P/E

UNTY

8.39

BWBBP

N/A

PEG Ratio

UNTY

0.23

Winner

BWBBP

0.19

Dividend Yield

UNTY

1.08%

BWBBP

N/A

5Y Dividends CAGR

UNTY

18.89%

BWBBP

N/A

5Y EPS CAGR

Winner

UNTY

18.91%

BWBBP

12.71%

Debt to Equity

UNTY

0.00%

BWBBP

0.00%

Free Cash Flow Yield

Winner

UNTY

7.37%

BWBBP

5.24%

UNTY vs BWBBP - Historical Returns

Returns include dividend reinvestment.

Period	UNTY	BWBBP
1 month	+4.76%	+0.54%
3 months	+12.81%	-0.57%
6 months	-1.03%	+9.11%
1 year	+27.74%	+15.07%
5 years(CAGR)	+22.06%	+1.87%
10 years(CAGR)	+19.11%	N/A
Max(CAGR)	+9.24%	+1.87%

Winner

UNTY

+4.76%

BWBBP

+0.54%

Winner

UNTY

+12.81%

BWBBP

-0.57%

UNTY

-1.03%

Winner

BWBBP

+9.11%

Winner

UNTY

+27.74%

BWBBP

+15.07%

5Y(CAGR)

Winner

UNTY

+22.06%

BWBBP

+1.87%

10Y(CAGR)

UNTY

+19.11%

BWBBP

N/A

Max(CAGR)

Winner

UNTY

+9.24%

BWBBP

+1.87%

UNTY vs BWBBP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UNTY	BWBBP
2026	+9.18%	+7.92%
2025	+24.34%	+1.78%
2024	+53.48%	+16.49%
2023	+12.90%	+0.89%
2022	+4.32%	-17.53%
2021	+52.07%	+3.49%
2020	-19.58%	N/A
2019	+12.75%	N/A
2018	+4.54%	N/A
2017	+27.84%	N/A
2016	+45.24%	N/A
2015	+35.72%	N/A
2014	+23.49%	N/A
2013	+23.47%	N/A
2012	-2.52%	N/A
2011	+4.92%	N/A
2010	+50.50%	N/A
2009	+3.07%	N/A
2008	-52.39%	N/A
2007	-39.41%	N/A
2006	+12.39%	N/A
2005	+9.85%	N/A
2004	+12.33%	N/A
2003	+38.93%	N/A
2002	+28.75%	N/A
2001	+188.89%	N/A
2000	-67.69%	N/A
1999	-28.36%	N/A

UNTY vs BWBBP Drawdown Comparison

The maximum drawdown for UNTY was -82.88%, occurring on Mar 6, 2009. Recovery took 2650 trading sessions.

The maximum drawdown for BWBBP was -40.72%, occurring on May 9, 2023. Recovery took 967 trading sessions.

The current UNTY drawdown is -2.41%. The current BWBBP drawdown is -1.44%.

Rank	UNTY	BWBBP
#1	-82.88% May 26, 2006 - Dec 5, 2016	-40.72% Sep 24, 2021 - Aug 4, 2025
#2	-76.12% Nov 1, 1999 - Feb 11, 2002	-10.98% Sep 22, 2025 - Feb 24, 2026
#3	-59.96% Jul 26, 2018 - May 21, 2021	-6.23% Aug 5, 2025 - Sep 18, 2025
#4	-30.93% Jan 10, 2022 - Dec 28, 2023	-3.91% Feb 24, 2026 - May 6, 2026
#5	-28.99% Feb 13, 2002 - Jan 6, 2003	-1.87% Sep 17, 2021 - Sep 24, 2021
#6	-23.58% Feb 6, 2025 - Jul 3, 2025	-0.52% Aug 20, 2021 - Aug 25, 2021
#7	-21.34% Jan 14, 2003 - Jun 23, 2003	-0.27% Aug 25, 2021 - Aug 31, 2021
#8	-20.23% Mar 3, 2004 - Jan 30, 2006	-0.09% Sep 1, 2021 - Sep 15, 2021
#9	-16.10% Jul 10, 2025 - Dec 10, 2025	-0.08% Aug 18, 2021 - Aug 20, 2021
#10	-15.83% Dec 16, 2024 - Jan 21, 2025	N/A
#11	-15.27% Jan 22, 2024 - Jul 15, 2024	N/A
#12	-13.81% Jul 26, 2024 - Oct 14, 2024	N/A
#13	-12.27% Dec 18, 2025 - Apr 9, 2026	N/A
#14	-12.20% Jun 2, 2021 - Oct 15, 2021	N/A
#15	-11.44% Aug 2, 2017 - Sep 18, 2017	N/A

Correlation

Correlation between UNTY and BWBBP is 0.67 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.67

-101

Dividend Comparison (2003 - 2026)

UNTY vs BWBBP dividend yield comparison.

Year	UNTY	BWBBP
2026	0.58%	3.67%
2025	1.12%	7.76%
2024	1.19%	7.20%
2023	1.62%	7.73%
2022	1.57%	7.16%
2021	1.37%	1.60%
2020	1.82%	0.00%
2019	1.37%	0.00%
2018	1.30%	0.00%
2017	1.16%	0.00%
2016	1.07%	0.00%
2015	1.12%	0.00%
2014	1.06%	0.00%
2013	0.39%	0.00%
2008	3.73%	0.00%
2007	2.35%	0.00%
2006	1.33%	0.00%
2005	1.29%	0.00%
2004	1.17%	0.00%
2003	0.26%	0.00%