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UNTY vs ACNB

Comparison between Unity Bancorp Inc (UNTY, Company) and ACNB Corp (ACNB, Company).

Both UNTY and ACNB are from the Financial Services sector.

5-Year PerformanceUNTY has outperformed ACNB, delivering a return of +22.0% compared to +19.3%

UNTY vs ACNB - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
UNTY
$564M
ACNB
$562M
Max Drawdown
UNTY
83.61%
Winner
ACNB
71.84%
Sharpe Ratio
UNTY
0.84
Winner
ACNB
1.30
5Y Beta
UNTY
0.79
ACNB
N/A
Industry
UNTY
Banks - Regional
ACNB
Banks - Regional
P/E Ratio
Winner
UNTY
9.28
ACNB
11.08
Forward P/E
Winner
UNTY
8.39
ACNB
9.75
PEG Ratio
UNTY
0.24
Winner
ACNB
0.13
Dividend Yield
UNTY
1.07%
Winner
ACNB
2.59%
5Y Dividends CAGR
Winner
UNTY
18.89%
ACNB
15.10%
5Y EPS CAGR
Winner
UNTY
18.91%
ACNB
11.69%
Debt to Equity
Winner
UNTY
0.00%
ACNB
65.62%
Free Cash Flow Yield
UNTY
7.28%
Winner
ACNB
13.69%
P/S Ratio
UNTY
4.25
ACNB
N/A
P/B Ratio
UNTY
1.57
ACNB
N/A

UNTY vs ACNB - Historical Returns

Returns include dividend reinvestment.

1M
UNTY
+8.81%
Winner
ACNB
+11.13%
3M
UNTY
+13.19%
Winner
ACNB
+25.72%
6M
UNTY
+2.92%
Winner
ACNB
+14.09%
1Y
UNTY
+25.26%
Winner
ACNB
+42.64%
5Y(CAGR)
Winner
UNTY
+22.05%
ACNB
+19.27%
10Y(CAGR)
Winner
UNTY
+18.89%
ACNB
+12.72%
Max(CAGR)
Winner
UNTY
+9.33%
ACNB
+9.15%

UNTY vs ACNB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUNTYACNB
2026+11.54%+24.74%
2025+24.34%+29.48%
2024+53.48%-11.32%
2023+12.90%+20.15%
2022+4.32%+29.56%
2021+52.07%+32.79%
2020-19.58%-29.77%
2019+12.75%+0.54%
2018+4.54%+35.55%
2017+27.84%-3.33%
2016+45.24%+51.09%
2015+35.72%+3.70%
2014+23.49%+19.08%
2013+23.47%+16.14%
2012-2.52%+23.91%
2011+4.92%-4.54%
2010+50.50%+32.41%
2009+3.07%+10.70%
2008-52.39%-7.49%
2007-39.41%-19.74%
2006+12.39%+11.94%
2005+9.85%-19.86%
2004+12.33%-1.07%
2003+38.93%+30.24%
2002+28.75%+19.69%
2001+188.89%+21.95%
2000-67.69%-4.25%
1999-28.36%+5.73%

UNTY vs ACNB Drawdown Comparison

The maximum drawdown for UNTY was -82.88%, occurring on Mar 6, 2009. Recovery took 2650 trading sessions.

The maximum drawdown for ACNB was -64.51%, occurring on Mar 5, 2009. Recovery took 2413 trading sessions.

The current UNTY drawdown is -0.30%.

RankUNTYACNB
#1-82.88%
May 26, 2006 - Dec 5, 2016
-64.51%
Dec 10, 2003 - Jul 15, 2013
#2-76.12%
Nov 1, 1999 - Feb 11, 2002
-49.70%
Nov 1, 2018 - Aug 15, 2022
#3-59.96%
Jul 26, 2018 - May 21, 2021
-34.60%
Dec 15, 2023 - Nov 6, 2024
#4-30.93%
Jan 10, 2022 - Dec 28, 2023
-32.87%
Dec 21, 2022 - Dec 1, 2023
#5-28.99%
Feb 13, 2002 - Jan 6, 2003
-27.17%
Nov 6, 2024 - Dec 3, 2025
#6-23.58%
Feb 6, 2025 - Jul 3, 2025
-18.90%
Aug 19, 2022 - Oct 31, 2022
#7-21.34%
Jan 14, 2003 - Jun 23, 2003
-18.41%
Dec 21, 2016 - May 8, 2018
#8-20.23%
Mar 3, 2004 - Jan 30, 2006
-15.45%
Mar 14, 2000 - Jul 11, 2001
#9-16.10%
Jul 10, 2025 - Dec 10, 2025
-14.19%
Feb 17, 2026 - May 5, 2026
#10-15.83%
Dec 16, 2024 - Jan 21, 2025
-13.23%
Sep 12, 2018 - Nov 1, 2018
#11-15.27%
Jan 22, 2024 - Jul 15, 2024
-10.73%
May 10, 2002 - Jan 7, 2003
#12-13.81%
Jul 26, 2024 - Oct 14, 2024
-10.65%
Dec 18, 2025 - Feb 4, 2026
#13-12.27%
Dec 18, 2025 - Apr 9, 2026
-10.00%
Jan 28, 2002 - Apr 9, 2002
#14-12.20%
Jun 2, 2021 - Oct 15, 2021
-9.30%
Dec 30, 2014 - Sep 25, 2015
#15-11.44%
Aug 2, 2017 - Sep 18, 2017
-8.86%
Jan 31, 2014 - Apr 21, 2014

Correlation

Correlation between UNTY and ACNB is 0.96 which considered as a very strong positive correlation - the stocks move almost identically together.

0.96
-101

Dividend Comparison (1999 - 2026)

UNTY vs ACNB dividend yield comparison.

YearUNTYACNB
20260.57%2.26%
20251.12%2.85%
20241.19%3.16%
20231.62%2.55%
20221.57%2.66%
20211.37%3.23%
20201.82%4.00%
20191.37%2.59%
20181.30%2.27%
20171.16%2.71%
20161.07%2.56%
20151.12%3.76%
20141.06%3.54%
20130.39%4.21%
20120.00%4.70%
20110.00%5.50%
20100.00%4.84%
20090.00%5.87%
20083.73%6.13%
20072.35%5.26%
20061.33%4.06%
20051.29%4.57%
20041.17%3.47%
20030.26%3.33%
20020.00%5.08%
20010.00%4.74%
20000.00%5.27%
19990.00%1.36%

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