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ACNB vs SPY

Comparison between ACNB Corp (ACNB, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceACNB has outperformed SPY, delivering a return of +19.3% compared to +13.4%

ACNB vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
ACNB
$562M
Winner
SPY
$784B
Expense Ratio
ACNB
N/A
SPY
0.09%
Max Drawdown
ACNB
71.84%
Winner
SPY
56.47%
Sharpe Ratio
ACNB
1.38
Winner
SPY
1.56
5Y Beta
Winner
ACNB
0.73
SPY
1.00
Industry
ACNB
Banks - Regional
SPY
N/A
P/E Ratio
Winner
ACNB
11.08
SPY
28.29
Forward P/E
Winner
ACNB
9.75
SPY
21.75
PEG Ratio
ACNB
0.13
SPY
N/A
Dividend Yield
ACNB
2.53%
SPY
N/A
5Y Dividends CAGR
Winner
ACNB
15.10%
SPY
5.43%
5Y EPS CAGR
ACNB
11.69%
Winner
SPY
25.98%
Debt to Equity
ACNB
65.62%
Winner
SPY
30.79%
Free Cash Flow Yield
ACNB
13.69%
SPY
N/A
P/S Ratio
Winner
ACNB
3.70
SPY
3.79
P/B Ratio
Winner
ACNB
1.38
SPY
5.67

ACNB vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
ACNB
+11.13%
SPY
+0.48%
3M
Winner
ACNB
+25.72%
SPY
+11.67%
6M
Winner
ACNB
+14.09%
SPY
+9.42%
1Y
Winner
ACNB
+42.64%
SPY
+24.27%
5Y(CAGR)
Winner
ACNB
+19.27%
SPY
+13.36%
10Y(CAGR)
ACNB
+12.72%
Winner
SPY
+15.42%
Max(CAGR)
Winner
ACNB
+9.15%
SPY
+8.49%

ACNB vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearACNBSPY
2026+24.74%+8.88%
2025+29.48%+18.00%
2024-11.32%+25.59%
2023+20.15%+26.72%
2022+29.56%-18.64%
2021+32.79%+30.52%
2020-29.77%+17.28%
2019+0.54%+31.09%
2018+35.55%-5.24%
2017-3.33%+20.78%
2016+51.09%+13.59%
2015+3.70%+1.31%
2014+19.08%+14.56%
2013+16.14%+29.00%
2012+23.91%+14.17%
2011-4.54%+0.85%
2010+32.41%+13.14%
2009+10.70%+22.67%
2008-7.49%-36.25%
2007-19.74%+5.32%
2006+11.94%+13.85%
2005-19.86%+5.32%
2004-1.07%+10.75%
2003+30.24%+24.18%
2002+19.69%-22.42%
2001+21.95%-10.13%
2000-4.25%-8.84%
1999+5.73%+8.61%

ACNB vs SPY Drawdown Comparison

The maximum drawdown for ACNB was -64.51%, occurring on Mar 5, 2009. Recovery took 2413 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current SPY drawdown is -2.35%.

RankACNBSPY
#1-64.51%
Dec 10, 2003 - Jul 15, 2013		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-49.70%
Nov 1, 2018 - Aug 15, 2022		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-34.60%
Dec 15, 2023 - Nov 6, 2024		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-32.87%
Dec 21, 2022 - Dec 1, 2023		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-27.17%
Nov 6, 2024 - Dec 3, 2025		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-18.90%
Aug 19, 2022 - Oct 31, 2022		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-18.41%
Dec 21, 2016 - May 8, 2018		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-15.45%
Mar 14, 2000 - Jul 11, 2001		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-14.19%
Feb 17, 2026 - May 5, 2026		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-13.23%
Sep 12, 2018 - Nov 1, 2018		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-10.73%
May 10, 2002 - Jan 7, 2003		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-10.65%
Dec 18, 2025 - Feb 4, 2026		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-10.00%
Jan 28, 2002 - Apr 9, 2002		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-9.30%
Dec 30, 2014 - Sep 25, 2015		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-8.86%
Jan 31, 2014 - Apr 21, 2014		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between ACNB and SPY is 0.95 which considered as a very strong positive correlation - the stocks move almost identically together.

0.95
-101

Dividend Comparison (1999 - 2026)

ACNB vs SPY dividend yield comparison.

YearACNBSPY
20262.26%0.24%
20252.85%1.07%
20243.16%1.21%
20232.55%1.40%
20222.66%1.65%
20213.23%1.20%
20204.00%1.52%
20192.59%1.75%
20182.27%2.04%
20172.71%1.80%
20162.56%2.03%
20153.76%2.06%
20143.54%1.87%
20134.21%1.81%
20124.70%2.18%
20115.50%2.05%
20104.84%1.80%
20095.87%1.95%
20086.13%3.02%
20075.26%1.85%
20064.06%1.73%
20054.57%1.73%
20043.47%1.82%
20033.33%1.47%
20025.08%1.70%
20014.74%1.25%
20005.27%1.15%
19991.36%0.24%

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