UNMA vs SPY

Comparison between Unum Group 6250 Junior Subordinated Notes due 2058 (UNMA, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed UNMA, delivering a return of +14.0% compared to +3.1%

UNMA vs SPY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UNMA(COMPANY)	SPY(ETF)
Market Cap / Net Assets	$3.80B	$735B
Expense Ratio	N/A	0.09%
Max Drawdown	42.85%	56.47%
Sharpe Ratio	-0.15	1.91
5Y Beta	0.16	1.00
P/E Ratio	5.00	28.68
Forward P/E	N/A	22.19
Dividend Yield	4.12%	N/A
5Y Dividends CAGR	-0.01%	5.43%
5Y EPS CAGR	11.95%	26.37%
Debt to Equity	0.00%	34.04%
Free Cash Flow Yield	14.16%	N/A
P/S Ratio	N/A	3.76
P/B Ratio	N/A	5.55

Market Cap / Net Assets

UNMA

$3.80B

Winner

SPY

$735B

Expense Ratio

UNMA

N/A

SPY

0.09%

Max Drawdown

Winner

UNMA

42.85%

SPY

56.47%

Sharpe Ratio

UNMA

-0.15

Winner

SPY

1.91

5Y Beta

Winner

UNMA

0.16

SPY

1.00

P/E Ratio

Winner

UNMA

5.00

SPY

28.68

Forward P/E

UNMA

N/A

SPY

22.19

Dividend Yield

UNMA

4.12%

SPY

N/A

5Y Dividends CAGR

UNMA

-0.01%

Winner

SPY

5.43%

5Y EPS CAGR

UNMA

11.95%

Winner

SPY

26.37%

Debt to Equity

Winner

UNMA

0.00%

SPY

34.04%

Free Cash Flow Yield

UNMA

14.16%

SPY

N/A

P/S Ratio

UNMA

N/A

SPY

3.76

P/B Ratio

UNMA

N/A

SPY

5.55

UNMA vs SPY - Historical Returns

Returns include dividend reinvestment.

Period	UNMA	SPY
1 month	-2.90%	+4.84%
3 months	-0.94%	+9.57%
6 months	+0.49%	+13.79%
1 year	+2.13%	+29.34%
5 years(CAGR)	+3.12%	+13.98%
10 years(CAGR)	N/A	+15.66%
Max(CAGR)	+5.20%	+8.53%

UNMA

-2.90%

Winner

SPY

+4.84%

UNMA

-0.94%

Winner

SPY

+9.57%

UNMA

+0.49%

Winner

SPY

+13.79%

UNMA

+2.13%

Winner

SPY

+29.34%

5Y(CAGR)

UNMA

+3.12%

Winner

SPY

+13.98%

10Y(CAGR)

UNMA

N/A

SPY

+15.66%

Max(CAGR)

UNMA

+5.20%

Winner

SPY

+8.53%

UNMA vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UNMA	SPY
2026	+0.59%	+9.45%
2025	+1.92%	+18.00%
2024	+0.28%	+25.59%
2023	+11.85%	+26.72%
2022	-2.31%	-18.64%
2021	+1.54%	+30.52%
2020	+7.35%	+17.28%
2019	+21.44%	+31.09%
2018	-6.26%	-5.24%
2017	N/A	+20.78%
2016	N/A	+13.59%
2015	N/A	+1.31%
2014	N/A	+14.56%
2013	N/A	+29.00%
2012	N/A	+14.17%
2011	N/A	+0.85%
2010	N/A	+13.14%
2009	N/A	+22.67%
2008	N/A	-36.25%
2007	N/A	+5.32%
2006	N/A	+13.85%
2005	N/A	+5.32%
2004	N/A	+10.75%
2003	N/A	+24.18%
2002	N/A	-22.42%
2001	N/A	-10.13%
2000	N/A	-8.84%
1999	N/A	+8.61%

UNMA vs SPY Drawdown Comparison

The maximum drawdown for UNMA was -41.65%, occurring on Mar 23, 2020. Recovery took 130 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current UNMA drawdown is -2.99%. The current SPY drawdown is -0.34%.

Rank	UNMA	SPY
#1	-41.65% Feb 10, 2020 - Aug 14, 2020	-55.20% Oct 9, 2007 - Aug 16, 2012
#2	-15.18% Nov 4, 2021 - Dec 5, 2023	-47.50% Mar 24, 2000 - Oct 26, 2006
#3	-11.96% Aug 30, 2018 - Jan 11, 2019	-33.70% Feb 19, 2020 - Aug 10, 2020
#4	-9.00% Sep 23, 2024 - Sep 12, 2025	-24.50% Jan 3, 2022 - Dec 13, 2023
#5	-5.78% Jan 5, 2021 - May 28, 2021	-19.34% Sep 20, 2018 - Apr 12, 2019
#6	-5.62% Aug 26, 2020 - Nov 16, 2020	-18.76% Feb 19, 2025 - Jun 26, 2025
#7	-5.59% Oct 16, 2019 - Jan 14, 2020	-13.02% Jul 20, 2015 - Apr 18, 2016
#8	-4.79% Sep 16, 2025 - Dec 30, 2025	-10.10% Jan 26, 2018 - Aug 6, 2018
#9	-4.30% Jul 3, 2024 - Sep 12, 2024	-9.44% Sep 2, 2020 - Nov 11, 2020
#10	-3.73% Mar 19, 2024 - Jun 3, 2024	-9.30% Jan 19, 2000 - Mar 17, 2000
#11	-3.42% Aug 30, 2019 - Sep 27, 2019	-9.05% Jul 19, 2007 - Oct 5, 2007
#12	-2.53% Sep 16, 2021 - Oct 21, 2021	-8.88% Jan 27, 2026 - Apr 14, 2026
#13	-2.31% Jul 8, 2021 - Jul 30, 2021	-8.41% Jul 16, 2024 - Sep 19, 2024
#14	-2.17% Aug 5, 2021 - Sep 16, 2021	-7.35% Sep 14, 2012 - Jan 2, 2013
#15	-2.05% Jan 31, 2019 - Feb 28, 2019	-7.27% Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between UNMA and SPY is 0.93 which considered as a very strong positive correlation - the stocks move almost identically together.

0.93

-101

Dividend Comparison (1999 - 2026)

UNMA vs SPY dividend yield comparison.

Year	UNMA	SPY
2026	1.69%	0.24%
2025	6.76%	1.07%
2024	6.61%	1.21%
2023	6.19%	1.40%
2022	6.53%	1.65%
2021	5.98%	1.20%
2020	5.65%	1.52%
2019	5.79%	1.75%
2018	3.75%	2.04%
2017	0.00%	1.80%
2016	0.00%	2.03%
2015	0.00%	2.06%
2014	0.00%	1.87%
2013	0.00%	1.81%
2012	0.00%	2.18%
2011	0.00%	2.05%
2010	0.00%	1.80%
2009	0.00%	1.95%
2008	0.00%	3.02%
2007	0.00%	1.85%
2006	0.00%	1.73%
2005	0.00%	1.73%
2004	0.00%	1.82%
2003	0.00%	1.47%
2002	0.00%	1.70%
2001	0.00%	1.25%
2000	0.00%	1.15%
1999	0.00%	0.24%