UNMA vs RNST

Comparison between Unum Group 6250 Junior Subordinated Notes due 2058 (UNMA, Company) and Renasant Corp (RNST, Company).

5-Year PerformanceUNMA has outperformed RNST, delivering a return of +2.6% compared to +1.2%

UNMA vs RNST - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UNMA(COMPANY)	RNST(COMPANY)
Market Cap	$3.80B	$3.79B
Max Drawdown	42.85%	74.87%
Sharpe Ratio	-0.62	0.69
5Y Beta	0.16	0.99
Industry	N/A	Banks - Regional
P/E Ratio	4.99	16.82
Forward P/E	N/A	11.00
PEG Ratio	N/A	1.19
Dividend Yield	4.24%	2.22%
5Y Dividends CAGR	-0.02%	4.94%
5Y EPS CAGR	11.95%	7.94%
Debt to Equity	0.00%	20.85%
Free Cash Flow Yield	14.19%	6.08%
P/S Ratio	N/A	3.85
P/B Ratio	N/A	0.97

Market Cap

Winner

UNMA

$3.80B

RNST

$3.79B

Max Drawdown

Winner

UNMA

42.85%

RNST

74.87%

Sharpe Ratio

UNMA

-0.62

Winner

RNST

0.69

5Y Beta

Winner

UNMA

0.16

RNST

0.99

Industry

UNMA

N/A

RNST

Banks - Regional

P/E Ratio

Winner

UNMA

4.99

RNST

16.82

Forward P/E

UNMA

N/A

RNST

11.00

PEG Ratio

UNMA

N/A

RNST

1.19

Dividend Yield

Winner

UNMA

4.24%

RNST

2.22%

5Y Dividends CAGR

UNMA

-0.02%

Winner

RNST

4.94%

5Y EPS CAGR

Winner

UNMA

11.95%

RNST

7.94%

Debt to Equity

Winner

UNMA

0.00%

RNST

20.85%

Free Cash Flow Yield

Winner

UNMA

14.19%

RNST

6.08%

P/S Ratio

UNMA

N/A

RNST

3.85

P/B Ratio

UNMA

N/A

RNST

0.97

UNMA vs RNST - Historical Returns

Returns include dividend reinvestment.

Period	UNMA	RNST
1 month	-2.73%	+2.25%
3 months	-2.31%	+8.72%
6 months	-2.77%	+13.88%
1 year	-1.78%	+20.80%
5 years(CAGR)	+2.57%	+1.23%
10 years(CAGR)	N/A	+4.22%
Max(CAGR)	+4.95%	+7.08%

UNMA

-2.73%

Winner

RNST

+2.25%

UNMA

-2.31%

Winner

RNST

+8.72%

UNMA

-2.77%

Winner

RNST

+13.88%

UNMA

-1.78%

Winner

RNST

+20.80%

5Y(CAGR)

Winner

UNMA

+2.57%

RNST

+1.23%

10Y(CAGR)

UNMA

N/A

RNST

+4.22%

Max(CAGR)

UNMA

+4.95%

Winner

RNST

+7.08%

UNMA vs RNST - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UNMA	RNST
2026	-1.15%	+16.19%
2025	+1.92%	+2.09%
2024	+0.28%	+9.35%
2023	+11.85%	-7.37%
2022	-2.31%	+0.97%
2021	+1.54%	+15.63%
2020	+7.35%	-2.16%
2019	+21.44%	+16.91%
2018	-6.26%	-25.32%
2017	N/A	-1.67%
2016	N/A	+27.61%
2015	N/A	+23.33%
2014	N/A	-3.47%
2013	N/A	+62.18%
2012	N/A	+26.59%
2011	N/A	-9.69%
2010	N/A	+26.53%
2009	N/A	-14.75%
2008	N/A	-16.97%
2007	N/A	-26.64%
2006	N/A	+46.49%
2005	N/A	-1.80%
2004	N/A	+0.39%
2003	N/A	+23.73%
2002	N/A	+17.95%
2001	N/A	+115.80%
2000	N/A	-34.09%
1999	N/A	-11.18%

UNMA vs RNST Drawdown Comparison

The maximum drawdown for UNMA was -41.65%, occurring on Mar 23, 2020. Recovery took 130 trading sessions.

The maximum drawdown for RNST was -73.02%, occurring on Mar 5, 2009. Recovery took 1679 trading sessions.

The current UNMA drawdown is -4.66%. The current RNST drawdown is -1.68%.

Rank	UNMA	RNST
#1	-41.65% Feb 10, 2020 - Aug 14, 2020	-73.02% Oct 26, 2006 - Jul 1, 2013
#2	-15.18% Nov 4, 2021 - Dec 5, 2023	-59.79% Jun 6, 2018 - Mar 12, 2021
#3	-11.96% Aug 30, 2018 - Jan 11, 2019	-45.08% Mar 12, 2021 - Feb 4, 2026
#4	-9.00% Sep 23, 2024 - Sep 12, 2025	-43.03% Nov 1, 1999 - Jun 26, 2001
#5	-5.78% Jan 5, 2021 - May 28, 2021	-19.79% Dec 1, 2015 - Nov 10, 2016
#6	-5.62% Aug 26, 2020 - Nov 16, 2020	-19.56% Apr 8, 2004 - Dec 1, 2004
#7	-5.59% Oct 16, 2019 - Jan 14, 2020	-19.00% Dec 1, 2004 - Feb 24, 2006
#8	-4.79% Sep 16, 2025 - Dec 30, 2025	-17.19% Feb 6, 2026 - Mar 18, 2026
#9	-4.30% Jul 3, 2024 - Sep 12, 2024	-16.39% Dec 27, 2013 - Jun 10, 2015
#10	-3.73% Mar 19, 2024 - Jun 3, 2024	-16.17% Jul 5, 2017 - Mar 9, 2018
#11	-3.42% Aug 30, 2019 - Sep 27, 2019	-14.55% Dec 28, 2001 - Mar 21, 2002
#12	-2.53% Sep 16, 2021 - Oct 21, 2021	-13.36% Dec 9, 2016 - Jun 15, 2017
#13	-2.31% Jul 8, 2021 - Jul 30, 2021	-12.66% Mar 26, 2002 - May 20, 2002
#14	-2.17% Aug 5, 2021 - Sep 16, 2021	-11.88% Oct 21, 2002 - Mar 17, 2003
#15	-2.05% Jan 31, 2019 - Feb 28, 2019	-11.32% Jul 14, 2015 - Oct 7, 2015

Correlation

Correlation between UNMA and RNST is 0.46 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.46

-101

Dividend Comparison (1999 - 2026)

UNMA vs RNST dividend yield comparison.

Year	UNMA	RNST
2026	3.50%	0.56%
2025	6.76%	2.53%
2024	6.61%	2.46%
2023	6.19%	2.61%
2022	6.53%	2.34%
2021	5.98%	2.32%
2020	5.65%	2.61%
2019	5.79%	2.46%
2018	3.75%	2.65%
2017	0.00%	1.79%
2016	0.00%	1.68%
2015	0.00%	1.98%
2014	0.00%	2.35%
2013	0.00%	2.16%
2012	0.00%	3.55%
2011	0.00%	4.53%
2010	0.00%	4.02%
2009	0.00%	5.00%
2008	0.00%	3.99%
2007	0.00%	3.06%
2006	0.00%	2.05%
2005	0.00%	2.75%
2004	0.00%	2.48%
2003	0.00%	2.28%
2002	0.00%	2.55%
2001	0.00%	2.59%
2000	0.00%	4.89%
1999	0.00%	0.73%