UNMA vs KAR

Comparison between Unum Group 6250 Junior Subordinated Notes due 2058 (UNMA, Company) and Openlane Inc (KAR, Company).

5-Year PerformanceKAR has outperformed UNMA, delivering a return of +11.2% compared to +1.1%

UNMA vs KAR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UNMA(COMPANY)	KAR(COMPANY)
Market Cap	$3.80B	$3.80B
Max Drawdown	42.85%	65.52%
Sharpe Ratio	-1.19	1.28
5Y Beta	0.17	0.90
Industry	N/A	Auto & Truck Dealerships
P/E Ratio	4.99	16.85
Forward P/E	N/A	23.67
PEG Ratio	N/A	0.56
Dividend Yield	4.54%	N/A
5Y Dividends CAGR	-0.02%	16.68%
5Y EPS CAGR	11.95%	235.56%
Debt to Equity	0.00%	34.03%
Free Cash Flow Yield	14.19%	10.55%

Market Cap

Winner

UNMA

$3.80B

KAR

$3.80B

Max Drawdown

Winner

UNMA

42.85%

KAR

65.52%

Sharpe Ratio

UNMA

-1.19

Winner

KAR

1.28

5Y Beta

Winner

UNMA

0.17

KAR

0.90

Industry

UNMA

N/A

KAR

Auto & Truck Dealerships

P/E Ratio

Winner

UNMA

4.99

KAR

16.85

Forward P/E

UNMA

N/A

KAR

23.67

PEG Ratio

UNMA

N/A

KAR

0.56

Dividend Yield

UNMA

4.54%

KAR

N/A

5Y Dividends CAGR

UNMA

-0.02%

Winner

KAR

16.68%

5Y EPS CAGR

UNMA

11.95%

Winner

KAR

235.56%

Debt to Equity

Winner

UNMA

0.00%

KAR

34.03%

Free Cash Flow Yield

Winner

UNMA

14.19%

KAR

10.55%

UNMA vs KAR - Historical Returns

Returns include dividend reinvestment.

Period	UNMA	KAR
1 month	-2.86%	+25.38%
3 months	-8.26%	+9.16%
6 months	-7.59%	+34.91%
1 year	-5.47%	+50.63%
5 years(CAGR)	+1.12%	+11.18%
10 years(CAGR)	+4.10%	+9.62%
Max(CAGR)	+4.10%	+14.32%

UNMA

-2.86%

Winner

KAR

+25.38%

UNMA

-8.26%

Winner

KAR

+9.16%

UNMA

-7.59%

Winner

KAR

+34.91%

UNMA

-5.47%

Winner

KAR

+50.63%

5Y(CAGR)

UNMA

+1.12%

Winner

KAR

+11.18%

10Y(CAGR)

UNMA

+4.10%

Winner

KAR

+9.62%

Max(CAGR)

UNMA

+4.10%

Winner

KAR

+14.32%

UNMA vs KAR - Annual Returns (2009 - 2026)

Returns include dividend reinvestment.

Year	UNMA	KAR
2026	-6.64%	N/A
2025	+1.92%	+53.02%
2024	+0.28%	+33.51%
2023	+11.85%	+12.20%
2022	-2.31%	-17.77%
2021	+1.54%	-15.11%
2020	+7.35%	-15.65%
2019	+21.44%	+26.94%
2018	-6.26%	-3.93%
2017	N/A	+19.99%
2016	N/A	+18.88%
2015	N/A	+10.39%
2014	N/A	+19.88%
2013	N/A	+48.55%
2012	N/A	+49.89%
2011	N/A	-4.05%
2010	N/A	-1.22%
2009	N/A	+14.63%

UNMA vs KAR Drawdown Comparison

The maximum drawdown for UNMA was -41.65%, occurring on Mar 23, 2020. Recovery took 130 trading sessions.

The maximum drawdown for KAR was -64.43%, occurring on Apr 3, 2020. Recovery took 1483 trading sessions.

The current UNMA drawdown is -9.96%.

Rank	UNMA	KAR
#1	-41.65% Feb 10, 2020 - Aug 14, 2020	-64.43% Sep 11, 2019 - Aug 6, 2025
#2	-15.18% Nov 4, 2021 - Dec 5, 2023	-44.91% May 31, 2011 - Jan 16, 2013
#3	-11.96% Aug 30, 2018 - Jan 11, 2019	-28.86% May 3, 2010 - Apr 1, 2011
#4	-10.52% Sep 16, 2025 - Aug 11, 2026	-28.04% Aug 21, 2018 - Jun 20, 2019
#5	-9.00% Sep 23, 2024 - Sep 12, 2025	-18.30% Jul 3, 2014 - Nov 5, 2014
#6	-5.78% Jan 5, 2021 - May 28, 2021	-17.88% Aug 10, 2015 - Apr 13, 2016
#7	-5.62% Aug 26, 2020 - Nov 16, 2020	-17.32% Sep 11, 2025 - Dec 16, 2025
#8	-5.59% Oct 16, 2019 - Jan 14, 2020	-13.02% Feb 19, 2013 - Apr 29, 2013
#9	-4.30% Jul 3, 2024 - Sep 12, 2024	-12.42% Feb 15, 2017 - Sep 20, 2017
#10	-3.73% Mar 19, 2024 - Jun 3, 2024	-11.90% Oct 5, 2016 - Jan 4, 2017
#11	-3.42% Aug 30, 2019 - Sep 27, 2019	-11.12% Jan 26, 2018 - Mar 6, 2018
#12	-2.53% Sep 16, 2021 - Oct 21, 2021	-11.11% Jan 20, 2010 - Mar 22, 2010
#13	-2.31% Jul 8, 2021 - Jul 30, 2021	-10.19% May 17, 2013 - Jul 8, 2013
#14	-2.17% Aug 5, 2021 - Sep 16, 2021	-10.15% Oct 21, 2013 - Jan 3, 2014
#15	-2.05% Jan 31, 2019 - Feb 28, 2019	-9.11% Jul 30, 2019 - Sep 9, 2019

Correlation

Correlation between UNMA and KAR is 0.14 which considered as a very weak or no correlation - the stocks move independently of each other.

0.14

-101

Dividend Comparison (2012 - 2026)

UNMA vs KAR dividend yield comparison.

Year	UNMA	KAR
2026	3.71%	0.00%
2025	6.76%	0.00%
2024	6.61%	0.00%
2023	6.19%	0.00%
2022	6.53%	0.00%
2021	5.98%	0.00%
2020	5.65%	1.02%
2019	5.79%	2.96%
2018	3.75%	2.93%
2017	0.00%	2.59%
2016	0.00%	2.79%
2015	0.00%	2.92%
2014	0.00%	2.94%
2013	0.00%	2.77%
2012	0.00%	0.94%