UNM vs TRU

Comparison between Unum Group (UNM, Company) and TransUnion (TRU, Company).

Both UNM and TRU are from the Financial Services sector.

5-Year PerformanceUNM has outperformed TRU, delivering a return of +26.4% compared to -7.2%

UNM vs TRU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UNM(COMPANY)	TRU(COMPANY)
Market Cap	$14B	$14B
Max Drawdown	83.30%	65.28%
Sharpe Ratio	0.37	-0.42
5Y Beta	0.74	1.47
Industry	Insurance - Life	Financial Data & Stock Exchanges
P/E Ratio	17.99	19.43
Forward P/E	8.22	15.24
PEG Ratio	1.03	0.21
Dividend Yield	1.63%	0.50%
5Y Dividends CAGR	14.67%	3.97%
5Y EPS CAGR	11.95%	16.36%
Debt to Equity	0.00%	117.96%
Free Cash Flow Yield	3.94%	5.10%
P/S Ratio	1.00	2.88
P/B Ratio	1.24	2.87

Market Cap

Winner

UNM

$14B

TRU

$14B

Max Drawdown

UNM

83.30%

Winner

TRU

65.28%

Sharpe Ratio

Winner

UNM

0.37

TRU

-0.42

5Y Beta

Winner

UNM

0.74

TRU

1.47

Industry

UNM

Insurance - Life

TRU

Financial Data & Stock Exchanges

P/E Ratio

Winner

UNM

17.99

TRU

19.43

Forward P/E

Winner

UNM

8.22

TRU

15.24

PEG Ratio

UNM

1.03

Winner

TRU

0.21

Dividend Yield

Winner

UNM

1.63%

TRU

0.50%

5Y Dividends CAGR

Winner

UNM

14.67%

TRU

3.97%

5Y EPS CAGR

UNM

11.95%

Winner

TRU

16.36%

Debt to Equity

Winner

UNM

0.00%

TRU

117.96%

Free Cash Flow Yield

UNM

3.94%

Winner

TRU

5.10%

P/S Ratio

Winner

UNM

1.00

TRU

2.88

P/B Ratio

Winner

UNM

1.24

TRU

2.87

UNM vs TRU - Historical Returns

Returns include dividend reinvestment.

Period	UNM	TRU
1 month	+7.44%	+3.73%
3 months	+17.59%	-9.72%
6 months	+18.30%	-16.07%
1 year	+11.14%	-17.39%
5 years(CAGR)	+26.40%	-7.25%
10 years(CAGR)	+12.71%	+8.28%
Max(CAGR)	+6.47%	+10.19%

Winner

UNM

+7.44%

TRU

+3.73%

Winner

UNM

+17.59%

TRU

-9.72%

Winner

UNM

+18.30%

TRU

-16.07%

Winner

UNM

+11.14%

TRU

-17.39%

5Y(CAGR)

Winner

UNM

+26.40%

TRU

-7.25%

10Y(CAGR)

Winner

UNM

+12.71%

TRU

+8.28%

Max(CAGR)

UNM

+6.47%

Winner

TRU

+10.19%

UNM vs TRU - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UNM	TRU
2026	+13.80%	-14.92%
2025	+8.70%	-6.15%
2024	+64.57%	+39.96%
2023	+15.86%	+17.18%
2022	+68.61%	-51.19%
2021	+16.16%	+24.13%
2020	-17.67%	+13.40%
2019	+0.31%	+53.50%
2018	-45.20%	+3.91%
2017	+26.17%	+77.52%
2016	+37.36%	+12.43%
2015	-2.19%	+8.54%
2014	+3.48%	N/A
2013	+66.69%	N/A
2012	-1.07%	N/A
2011	-13.80%	N/A
2010	+23.35%	N/A
2009	+7.88%	N/A
2008	-19.23%	N/A
2007	+15.94%	N/A
2006	-8.85%	N/A
2005	+32.04%	N/A
2004	+13.71%	N/A
2003	-11.11%	N/A
2002	-32.10%	N/A
2001	+6.71%	N/A
2000	-9.50%	N/A
1999	+2.63%	N/A

UNM vs TRU Drawdown Comparison

The maximum drawdown for UNM was -81.88%, occurring on Mar 11, 2003. Recovery took 3347 trading sessions.

The maximum drawdown for TRU was -64.92%, occurring on Oct 30, 2023. This drawdown has not yet recovered.

The current TRU drawdown is -41.87%.

Rank	UNM	TRU
#1	-81.88% Nov 19, 1999 - Mar 14, 2013	-64.92% Sep 8, 2021 - Oct 30, 2023
#2	-81.07% Jan 12, 2018 - Jun 29, 2023	-45.16% Feb 20, 2020 - Dec 23, 2020
#3	-34.97% Jul 29, 2015 - May 27, 2016	-31.27% Sep 13, 2018 - Jul 23, 2019
#4	-18.77% May 31, 2016 - Oct 12, 2016	-25.02% Dec 24, 2015 - Apr 27, 2016
#5	-17.95% Oct 17, 2023 - Mar 7, 2024	-17.33% Jul 22, 2016 - Feb 14, 2017
#6	-16.84% Mar 24, 2025 - Apr 29, 2026	-16.60% Dec 24, 2020 - Apr 22, 2021
#7	-14.79% Sep 2, 2014 - Jun 10, 2015	-15.75% Sep 7, 2017 - Oct 5, 2017
#8	-12.26% Dec 26, 2013 - Mar 4, 2014	-13.63% Aug 14, 2015 - Dec 17, 2015
#9	-11.78% Mar 1, 2017 - Jul 28, 2017	-10.43% Jan 26, 2018 - Apr 20, 2018
#10	-11.16% Aug 1, 2013 - Nov 8, 2013	-8.26% Jun 23, 2016 - Jul 1, 2016
#11	-10.05% Apr 3, 2024 - Jul 17, 2024	-7.86% Sep 6, 2019 - Nov 14, 2019
#12	-9.58% Mar 10, 2014 - Aug 26, 2014	-6.76% Jul 20, 2018 - Sep 4, 2018
#13	-8.60% Aug 4, 2017 - Sep 27, 2017	-5.69% Aug 8, 2019 - Sep 6, 2019
#14	-8.51% Nov 27, 2024 - Jan 29, 2025	-5.68% Jul 26, 2019 - Aug 8, 2019
#15	-8.42% Mar 28, 2013 - May 8, 2013	-5.05% Jun 1, 2017 - Jun 19, 2017

Correlation

Correlation between UNM and TRU is 0.20 which considered as a very weak or no correlation - the stocks move independently of each other.

0.20

-101

Dividend Comparison (1999 - 2026)

UNM vs TRU dividend yield comparison.

Year	UNM	TRU
2026	1.06%	0.35%
2025	2.27%	0.54%
2024	2.15%	0.45%
2023	3.07%	0.61%
2022	3.07%	0.70%
2021	4.76%	0.30%
2020	4.97%	0.30%
2019	3.74%	0.35%
2018	3.34%	0.40%
2017	1.57%	0.00%
2016	1.75%	0.00%
2015	2.10%	0.00%
2014	1.78%	0.00%
2013	1.57%	0.00%
2012	2.26%	0.00%
2011	1.87%	0.00%
2010	1.45%	0.00%
2009	1.61%	0.00%
2008	1.61%	0.00%
2007	1.26%	0.00%
2006	1.44%	0.00%
2005	1.32%	0.00%
2004	1.67%	0.00%
2003	2.36%	0.00%
2002	3.36%	0.00%
2001	2.23%	0.00%
2000	2.19%	0.00%
1999	0.46%	0.00%