UNM vs GFL

Comparison between Unum Group (UNM, Company) and GFL Environmental Inc (Sub Voting) (GFL, Company).

UNM is from the Financial Services sector, while GFL is from the Industrials sector.

5-Year PerformanceUNM has outperformed GFL, delivering a return of +31.4% compared to +3.8%

UNM vs GFL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UNM(COMPANY)	GFL(COMPANY)
Market Cap	$15B	$15B
Max Drawdown	83.30%	42.85%
Sharpe Ratio	1.17	-0.73
5Y Beta	0.72	0.47
Industry	Insurance - Life	Waste Management
P/E Ratio	17.71	-89.81
Forward P/E	8.22	53.19
PEG Ratio	1.03	N/A
Dividend Yield	2.15%	0.20%
5Y Dividends CAGR	15.52%	14.30%
5Y EPS CAGR	15.65%	-24.17%
Debt to Equity	0.00%	137.83%
Free Cash Flow Yield	4.73%	0.94%
P/S Ratio	1.11	2.17
P/B Ratio	1.37	2.82

Market Cap

UNM

$15B

Winner

GFL

$15B

Max Drawdown

UNM

83.30%

Winner

GFL

42.85%

Sharpe Ratio

Winner

UNM

1.17

GFL

-0.73

5Y Beta

UNM

0.72

Winner

GFL

0.47

Industry

UNM

Insurance - Life

GFL

Waste Management

P/E Ratio

UNM

17.71

Winner

GFL

-89.81

Forward P/E

Winner

UNM

8.22

GFL

53.19

PEG Ratio

UNM

1.03

GFL

N/A

Dividend Yield

Winner

UNM

2.15%

GFL

0.20%

5Y Dividends CAGR

Winner

UNM

15.52%

GFL

14.30%

5Y EPS CAGR

Winner

UNM

15.65%

GFL

-24.17%

Debt to Equity

Winner

UNM

0.00%

GFL

137.83%

Free Cash Flow Yield

Winner

UNM

4.73%

GFL

0.94%

P/S Ratio

Winner

UNM

1.11

GFL

2.17

P/B Ratio

Winner

UNM

1.37

GFL

2.82

UNM vs GFL - Historical Returns

Returns include dividend reinvestment.

Period	UNM	GFL
1 month	+3.79%	+4.59%
3 months	+6.50%	+16.23%
6 months	+26.39%	-1.69%
1 year	+32.52%	-15.98%
5 years(CAGR)	+31.43%	+3.79%
10 years(CAGR)	+13.74%	N/A
Max(CAGR)	+6.56%	+15.17%

UNM

+3.79%

Winner

GFL

+4.59%

UNM

+6.50%

Winner

GFL

+16.23%

Winner

UNM

+26.39%

GFL

-1.69%

Winner

UNM

+32.52%

GFL

-15.98%

5Y(CAGR)

Winner

UNM

+31.43%

GFL

+3.79%

10Y(CAGR)

UNM

+13.74%

GFL

N/A

Max(CAGR)

UNM

+6.56%

Winner

GFL

+15.17%

UNM vs GFL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UNM	GFL
2026	+17.96%	-3.10%
2025	+8.70%	-3.62%
2024	+64.57%	+31.86%
2023	+15.86%	+17.72%
2022	+68.61%	-22.46%
2021	+16.16%	+36.33%
2020	-17.67%	+73.97%
2019	+0.31%	N/A
2018	-45.20%	N/A
2017	+26.17%	N/A
2016	+37.36%	N/A
2015	-2.19%	N/A
2014	+3.48%	N/A
2013	+66.69%	N/A
2012	-1.07%	N/A
2011	-13.80%	N/A
2010	+23.35%	N/A
2009	+7.88%	N/A
2008	-19.23%	N/A
2007	+15.94%	N/A
2006	-8.85%	N/A
2005	+32.04%	N/A
2004	+13.71%	N/A
2003	-11.11%	N/A
2002	-32.10%	N/A
2001	+6.71%	N/A
2000	-9.50%	N/A
1999	+2.63%	N/A

UNM vs GFL Drawdown Comparison

The maximum drawdown for UNM was -81.88%, occurring on Mar 11, 2003. Recovery took 3347 trading sessions.

The maximum drawdown for GFL was -42.75%, occurring on Oct 14, 2022. Recovery took 690 trading sessions.

The current UNM drawdown is -4.11%. The current GFL drawdown is -19.39%.

Rank	UNM	GFL
#1	-81.88% Nov 19, 1999 - Mar 14, 2013	-42.75% Nov 18, 2021 - Aug 20, 2024
#2	-81.07% Jan 12, 2018 - Jun 29, 2023	-34.88% May 5, 2025 - May 29, 2026
#3	-34.97% Jul 29, 2015 - May 27, 2016	-29.41% Mar 4, 2020 - May 13, 2020
#4	-18.77% May 31, 2016 - Oct 12, 2016	-21.85% Aug 5, 2020 - Oct 13, 2020
#5	-17.95% Oct 17, 2023 - Mar 7, 2024	-15.53% Oct 13, 2020 - Nov 11, 2020
#6	-16.84% Mar 24, 2025 - Apr 29, 2026	-15.52% Apr 9, 2021 - Sep 8, 2021
#7	-14.79% Sep 2, 2014 - Jun 10, 2015	-12.03% Mar 27, 2025 - Apr 14, 2025
#8	-12.26% Dec 26, 2013 - Mar 4, 2014	-11.76% Jun 1, 2020 - Jul 23, 2020
#9	-11.78% Mar 1, 2017 - Jul 28, 2017	-11.39% Nov 29, 2024 - Mar 5, 2025
#10	-11.16% Aug 1, 2013 - Nov 8, 2013	-10.79% Jan 19, 2021 - Mar 1, 2021
#11	-10.05% Apr 3, 2024 - Jul 17, 2024	-9.96% Aug 23, 2024 - Nov 6, 2024
#12	-9.58% Mar 10, 2014 - Aug 26, 2014	-7.07% Nov 2, 2021 - Nov 18, 2021
#13	-9.29% Jun 12, 2026 - Aug 13, 2026	-6.13% Dec 9, 2020 - Dec 30, 2020
#14	-8.60% Aug 4, 2017 - Sep 27, 2017	-5.76% Mar 3, 2021 - Mar 10, 2021
#15	-8.51% Nov 27, 2024 - Jan 29, 2025	-4.73% Dec 31, 2020 - Jan 7, 2021

Correlation

Correlation between UNM and GFL is 0.79 which considered as a strong positive correlation - the stocks tend to move together.

0.79

-101

Dividend Comparison (1999 - 2026)

UNM vs GFL dividend yield comparison.

Year	UNM	GFL
2026	1.59%	0.12%
2025	2.27%	0.14%
2024	2.15%	0.12%
2023	3.07%	0.15%
2022	3.07%	0.16%
2021	4.76%	0.11%
2020	4.97%	0.10%
2019	3.74%	0.00%
2018	3.34%	0.00%
2017	1.57%	0.00%
2016	1.75%	0.00%
2015	2.10%	0.00%
2014	1.78%	0.00%
2013	1.57%	0.00%
2012	2.26%	0.00%
2011	1.87%	0.00%
2010	1.45%	0.00%
2009	1.61%	0.00%
2008	1.61%	0.00%
2007	1.26%	0.00%
2006	1.44%	0.00%
2005	1.32%	0.00%
2004	1.67%	0.00%
2003	2.36%	0.00%
2002	3.36%	0.00%
2001	2.23%	0.00%
2000	2.19%	0.00%
1999	0.46%	0.00%