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UNB vs MGYR

Comparison between Union Bankshares Inc (UNB, Company) and Magyar Bancorp Inc (MGYR, Company).

Both UNB and MGYR are from the Financial Services sector.

5-Year PerformanceMGYR has outperformed UNB, delivering a return of +13.2% compared to -0.2%

UNB vs MGYR - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
UNB
$114M
Winner
MGYR
$115M
Max Drawdown
Winner
UNB
68.95%
MGYR
84.33%
Sharpe Ratio
UNB
-0.19
Winner
MGYR
0.26
5Y Beta
UNB
0.50
Winner
MGYR
0.13
Industry
UNB
Banks - Regional
MGYR
Banks - Regional
P/E Ratio
Winner
UNB
10.00
MGYR
10.26
Forward P/E
UNB
11.72
MGYR
N/A
PEG Ratio
Winner
UNB
0.28
MGYR
0.42
Dividend Yield
Winner
UNB
5.73%
MGYR
1.81%
5Y Dividends CAGR
UNB
8.22%
MGYR
N/A
5Y EPS CAGR
UNB
2.27%
Winner
MGYR
24.00%
Debt to Equity
Winner
UNB
0.00%
MGYR
39.51%
Free Cash Flow Yield
Winner
UNB
12.67%
MGYR
10.11%
P/S Ratio
Winner
UNB
2.01
MGYR
3.08
P/B Ratio
UNB
1.28
Winner
MGYR
0.92

UNB vs MGYR - Historical Returns

Returns include dividend reinvestment.

1M
UNB
-0.72%
Winner
MGYR
+0.11%
3M
UNB
+1.48%
Winner
MGYR
+2.09%
6M
Winner
UNB
+6.65%
MGYR
+3.35%
1Y
UNB
-8.63%
Winner
MGYR
+11.07%
5Y(CAGR)
UNB
-0.21%
Winner
MGYR
+13.25%
10Y(CAGR)
UNB
+1.14%
Winner
MGYR
+9.62%
Max(CAGR)
Winner
UNB
+7.01%
MGYR
+4.08%

UNB vs MGYR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUNBMGYR
2026+7.60%+3.86%
2025-11.81%+21.12%
2024-1.66%+31.75%
2023+30.07%-10.73%
2022-15.90%+5.22%
2021+22.46%+48.28%
2020-24.42%-22.26%
2019-23.02%+0.41%
2018-6.42%-2.39%
2017+23.38%+6.67%
2016+69.77%+19.88%
2015+19.60%+17.21%
2014+7.72%+12.99%
2013+23.07%+77.62%
2012+8.21%+57.85%
2011+11.72%-38.50%
2010+10.13%+0.00%
2009+8.11%-32.66%
2008-13.66%-45.15%
2007-2.57%-22.55%
2006+3.98%+29.20%
2005+2.57%N/A
2004-6.53%N/A
2003+64.15%N/A
2002+11.88%N/A
2001+42.92%N/A
2000+14.53%N/A
1999-25.58%N/A

UNB vs MGYR Drawdown Comparison

The maximum drawdown for UNB was -66.36%, occurring on Jul 10, 2020. This drawdown has not yet recovered.

The maximum drawdown for MGYR was -84.33%, occurring on Dec 23, 2011. Recovery took 3675 trading sessions.

The current UNB drawdown is -33.38%. The current MGYR drawdown is -1.94%.

RankUNBMGYR
#1-66.36%
Dec 18, 2017 - Jul 10, 2020
-84.33%
Apr 30, 2007 - Dec 1, 2021
#2-37.08%
Sep 30, 2003 - May 13, 2011
-30.37%
Feb 14, 2023 - Jul 25, 2024
#3-32.90%
Nov 1, 1999 - Jul 24, 2001
-12.88%
Feb 12, 2026 - Mar 20, 2026
#4-17.52%
Dec 5, 2016 - Jun 23, 2017
-10.45%
Mar 29, 2006 - Sep 8, 2006
#5-15.27%
Jun 27, 2017 - Sep 27, 2017
-9.16%
Sep 26, 2006 - Nov 24, 2006
#6-14.33%
Feb 11, 2003 - Jun 3, 2003
-8.59%
Feb 28, 2025 - May 15, 2025
#7-10.63%
Jan 22, 2014 - Jun 23, 2014
-8.59%
Mar 25, 2022 - Sep 7, 2022
#8-10.53%
Jun 24, 2016 - Nov 10, 2016
-7.06%
Jan 13, 2022 - Mar 23, 2022
#9-10.23%
Jul 7, 2014 - Jan 13, 2015
-6.65%
Feb 13, 2007 - Apr 25, 2007
#10-10.19%
Jan 13, 2015 - Apr 22, 2015
-5.89%
Aug 15, 2025 - Dec 19, 2025
#11-9.52%
Jul 3, 2012 - Jan 22, 2013
-4.99%
Dec 3, 2024 - Feb 19, 2025
#12-9.48%
May 8, 2002 - Dec 2, 2002
-4.69%
Sep 16, 2022 - Nov 23, 2022
#13-9.15%
Oct 3, 2017 - Nov 2, 2017
-4.03%
Jul 25, 2024 - Nov 12, 2024
#14-9.12%
Apr 23, 2015 - Nov 4, 2015
-3.69%
Sep 15, 2006 - Sep 26, 2006
#15-9.00%
Aug 30, 2001 - Oct 29, 2001
-3.50%
Jul 10, 2025 - Aug 5, 2025

Correlation

Correlation between UNB and MGYR is 0.62 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.62
-101

Dividend Comparison (2000 - 2026)

UNB vs MGYR dividend yield comparison.

YearUNBMGYR
20262.90%1.11%
20256.07%1.62%
20244.98%1.64%
20234.70%1.78%
20225.83%1.56%
20214.43%0.98%
20204.98%0.00%
20193.42%0.00%
20182.51%0.00%
20172.19%0.00%
20162.44%0.00%
20153.87%0.00%
20144.38%0.00%
20134.39%0.00%
20125.12%0.00%
20115.25%0.00%
20105.50%0.00%
20096.08%0.00%
20086.71%0.00%
20075.50%0.00%
20064.73%0.00%
20056.05%0.00%
20043.76%0.00%
20033.11%0.00%
20024.61%0.00%
20014.56%0.00%
20005.68%0.00%

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