UNB vs FNWB

Comparison between Union Bankshares Inc (UNB, Company) and First Northwest Bancorp (FNWB, Company).

Both UNB and FNWB are from the Financial Services sector.

5-Year PerformanceUNB has outperformed FNWB, delivering a return of -0.2% compared to -7.2%

UNB vs FNWB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UNB(COMPANY)	FNWB(COMPANY)
Market Cap	$114M	$114M
Max Drawdown	68.95%	70.38%
Sharpe Ratio	-0.19	1.55
5Y Beta	0.50	0.37
Industry	Banks - Regional	Banks - Regional
P/E Ratio	10.00	23.45
Forward P/E	11.72	N/A
PEG Ratio	0.28	0.00
Dividend Yield	5.73%	0.70%
5Y Dividends CAGR	8.22%	18.47%
5Y EPS CAGR	2.27%	-9.35%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	12.67%	17.37%
P/S Ratio	2.01	1.71
P/B Ratio	1.28	0.73

Market Cap

Winner

UNB

$114M

FNWB

$114M

Max Drawdown

Winner

UNB

68.95%

FNWB

70.38%

Sharpe Ratio

UNB

-0.19

Winner

FNWB

1.55

5Y Beta

UNB

0.50

Winner

FNWB

0.37

Industry

UNB

Banks - Regional

FNWB

Banks - Regional

P/E Ratio

Winner

UNB

10.00

FNWB

23.45

Forward P/E

UNB

11.72

FNWB

N/A

PEG Ratio

UNB

0.28

Winner

FNWB

0.00

Dividend Yield

Winner

UNB

5.73%

FNWB

0.70%

5Y Dividends CAGR

UNB

8.22%

Winner

FNWB

18.47%

5Y EPS CAGR

Winner

UNB

2.27%

FNWB

-9.35%

Debt to Equity

UNB

0.00%

FNWB

0.00%

Free Cash Flow Yield

UNB

12.67%

Winner

FNWB

17.37%

P/S Ratio

UNB

2.01

Winner

FNWB

1.71

P/B Ratio

UNB

1.28

Winner

FNWB

0.73

UNB vs FNWB - Historical Returns

Returns include dividend reinvestment.

Period	UNB	FNWB
1 month	-0.72%	+14.79%
3 months	+1.48%	+18.55%
6 months	+6.65%	+12.74%
1 year	-8.63%	+49.94%
5 years(CAGR)	-0.21%	-7.23%
10 years(CAGR)	+1.14%	+0.20%
Max(CAGR)	+7.01%	+0.85%

UNB

-0.72%

Winner

FNWB

+14.79%

UNB

+1.48%

Winner

FNWB

+18.55%

UNB

+6.65%

Winner

FNWB

+12.74%

UNB

-8.63%

Winner

FNWB

+49.94%

5Y(CAGR)

Winner

UNB

-0.21%

FNWB

-7.23%

10Y(CAGR)

Winner

UNB

+1.14%

FNWB

+0.20%

Max(CAGR)

Winner

UNB

+7.01%

FNWB

+0.85%

UNB vs FNWB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UNB	FNWB
2026	+7.60%	+28.91%
2025	-11.81%	-7.74%
2024	-1.66%	-34.58%
2023	+30.07%	+6.43%
2022	-15.90%	-22.63%
2021	+22.46%	+31.15%
2020	-24.42%	-10.32%
2019	-23.02%	+20.24%
2018	-6.42%	-8.90%
2017	+23.38%	+5.84%
2016	+69.77%	+15.38%
2015	+19.60%	+16.17%
2014	+7.72%	N/A
2013	+23.07%	N/A
2012	+8.21%	N/A
2011	+11.72%	N/A
2010	+10.13%	N/A
2009	+8.11%	N/A
2008	-13.66%	N/A
2007	-2.57%	N/A
2006	+3.98%	N/A
2005	+2.57%	N/A
2004	-6.53%	N/A
2003	+64.15%	N/A
2002	+11.88%	N/A
2001	+42.92%	N/A
2000	+14.53%	N/A
1999	-25.58%	N/A

UNB vs FNWB Drawdown Comparison

The maximum drawdown for UNB was -66.36%, occurring on Jul 10, 2020. This drawdown has not yet recovered.

The maximum drawdown for FNWB was -68.08%, occurring on Jun 25, 2025. This drawdown has not yet recovered.

The current UNB drawdown is -33.38%. The current FNWB drawdown is -45.20%.

Rank	UNB	FNWB
#1	-66.36% Dec 18, 2017 - Jul 10, 2020	-68.08% Feb 16, 2022 - Jun 25, 2025
#2	-37.08% Sep 30, 2003 - May 13, 2011	-51.80% Dec 20, 2019 - Mar 5, 2021
#3	-32.90% Nov 1, 1999 - Jul 24, 2001	-24.85% Nov 29, 2017 - Dec 20, 2019
#4	-17.52% Dec 5, 2016 - Jun 23, 2017	-14.64% Dec 30, 2015 - Nov 11, 2016
#5	-15.27% Jun 27, 2017 - Sep 27, 2017	-13.89% Mar 8, 2021 - Jul 15, 2021
#6	-14.33% Feb 11, 2003 - Jun 3, 2003	-11.88% Aug 11, 2021 - Dec 17, 2021
#7	-10.63% Jan 22, 2014 - Jun 23, 2014	-10.24% Jun 9, 2017 - Sep 27, 2017
#8	-10.53% Jun 24, 2016 - Nov 10, 2016	-9.70% Dec 20, 2016 - Apr 26, 2017
#9	-10.23% Jul 7, 2014 - Jan 13, 2015	-7.34% Oct 2, 2017 - Nov 14, 2017
#10	-10.19% Jan 13, 2015 - Apr 22, 2015	-6.43% Apr 26, 2017 - Jun 9, 2017
#11	-9.52% Jul 3, 2012 - Jan 22, 2013	-6.39% Feb 7, 2022 - Feb 16, 2022
#12	-9.48% May 8, 2002 - Dec 2, 2002	-6.05% Feb 10, 2015 - Oct 30, 2015
#13	-9.15% Oct 3, 2017 - Nov 2, 2017	-4.05% Dec 10, 2015 - Dec 29, 2015
#14	-9.12% Apr 23, 2015 - Nov 4, 2015	-3.66% Jul 15, 2021 - Jul 23, 2021
#15	-9.00% Aug 30, 2001 - Oct 29, 2001	-2.81% Nov 22, 2017 - Nov 29, 2017

Correlation

Correlation between UNB and FNWB is 0.34 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.34

-101

Dividend Comparison (2000 - 2026)

UNB vs FNWB dividend yield comparison.

Year	UNB	FNWB
2026	2.90%	0.00%
2025	6.07%	1.49%
2024	4.98%	2.75%
2023	4.70%	1.76%
2022	5.83%	1.82%
2021	4.43%	1.24%
2020	4.98%	1.35%
2019	3.42%	0.72%
2018	2.51%	0.20%
2017	2.19%	0.00%
2016	2.44%	0.00%
2015	3.87%	0.00%
2014	4.38%	0.00%
2013	4.39%	0.00%
2012	5.12%	0.00%
2011	5.25%	0.00%
2010	5.50%	0.00%
2009	6.08%	0.00%
2008	6.71%	0.00%
2007	5.50%	0.00%
2006	4.73%	0.00%
2005	6.05%	0.00%
2004	3.76%	0.00%
2003	3.11%	0.00%
2002	4.61%	0.00%
2001	4.56%	0.00%
2000	5.68%	0.00%