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UMC vs TFC

Comparison between United Micro Electronics (UMC, Company) and Truist Financial Corporation (TFC, Company).

UMC is from the Technology sector, while TFC is from the Financial Services sector.

5-Year PerformanceUMC has outperformed TFC, delivering a return of +28.2% compared to +3.1%

UMC vs TFC - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
UMC
$60B
Winner
TFC
$60B
Max Drawdown
UMC
85.72%
Winner
TFC
70.15%
Sharpe Ratio
Winner
UMC
2.38
TFC
1.04
5Y Beta
UMC
1.08
Winner
TFC
1.01
Industry
UMC
Semiconductors
TFC
Banks - Regional
P/E Ratio
UMC
37.16
Winner
TFC
11.09
Forward P/E
UMC
28.90
Winner
TFC
10.71
PEG Ratio
UMC
2.02
Winner
TFC
0.63
Dividend Yield
UMC
2.24%
Winner
TFC
4.23%
5Y Dividends CAGR
Winner
UMC
58.47%
TFC
7.63%
5Y EPS CAGR
Winner
UMC
11.50%
TFC
3.67%
Debt to Equity
Winner
UMC
13.95%
TFC
107.55%
Free Cash Flow Yield
UMC
2.66%
Winner
TFC
9.42%

UMC vs TFC - Historical Returns

Returns include dividend reinvestment.

1M
Winner
UMC
+40.65%
TFC
+2.72%
3M
Winner
UMC
+158.92%
TFC
+11.38%
6M
Winner
UMC
+198.39%
TFC
-1.22%
1Y
Winner
UMC
+208.74%
TFC
+26.87%
5Y(CAGR)
Winner
UMC
+28.23%
TFC
+3.06%
10Y(CAGR)
Winner
UMC
+35.01%
TFC
+7.33%
Max(CAGR)
Winner
UMC
+8.78%
TFC
+4.94%

UMC vs TFC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUMCTFC
2026+207.14%-0.82%
2025+27.63%+19.13%
2024-17.24%+21.78%
2023+37.28%-9.78%
2022-40.26%-25.86%
2021+50.62%+28.08%
2020+226.41%-11.68%
2019+57.74%+31.28%
2018-23.54%-10.58%
2017+37.65%+8.77%
2016+0.83%+32.54%
2015-12.78%+0.52%
2014+16.82%+8.50%
2013+2.10%+27.63%
2012-6.57%+15.41%
2011-28.20%-4.00%
2010-18.16%+4.13%
2009+79.63%+0.78%
2008-36.82%-0.69%
2007+0.65%-27.25%
2006+12.28%+7.89%
2005-9.79%+4.19%
2004-11.53%+13.86%
2003+71.20%+5.30%
2002-52.32%+6.55%
2001+27.76%+2.80%
2000-41.07%+50.33%
1999N/A-24.47%

UMC vs TFC Drawdown Comparison

The maximum drawdown for UMC was -73.00%, occurring on Oct 27, 2008. Recovery took 4992 trading sessions.

The maximum drawdown for TFC was -66.49%, occurring on Mar 5, 2009. Recovery took 1205 trading sessions.

The current TFC drawdown is -11.61%.

RankUMCTFC
#1-73.00%
Sep 20, 2000 - Jul 27, 2020
-66.49%
Sep 19, 2008 - Jul 5, 2013
#2-54.48%
Dec 7, 2021 - Jan 20, 2026
-59.10%
Jan 14, 2022 - Feb 4, 2026
#3-31.01%
Jan 27, 2026 - Apr 20, 2026
-54.34%
Dec 26, 2019 - Feb 12, 2021
#4-26.99%
Apr 26, 2021 - Aug 4, 2021
-51.18%
Dec 27, 2006 - Sep 19, 2008
#5-25.51%
Feb 12, 2021 - Apr 26, 2021
-39.51%
Nov 8, 1999 - Dec 19, 2000
#6-24.35%
Aug 6, 2020 - Sep 28, 2020
-25.56%
Jul 22, 2015 - Nov 9, 2016
#7-18.72%
Sep 3, 2021 - Dec 7, 2021
-24.65%
Mar 9, 2018 - Sep 27, 2019
#8-17.43%
Jun 1, 2026 - Jun 15, 2026
-20.68%
Feb 6, 2026 - Mar 13, 2026
#9-13.07%
Aug 5, 2021 - Sep 1, 2021
-19.68%
May 3, 2002 - Jan 6, 2003
#10-12.61%
Dec 7, 2020 - Jan 11, 2021
-18.74%
Jan 6, 2003 - Sep 5, 2003
#11-11.88%
Jan 22, 2021 - Feb 9, 2021
-17.34%
Dec 27, 2000 - Aug 3, 2001
#12-10.62%
Oct 22, 2020 - Nov 23, 2020
-16.03%
May 27, 2021 - Oct 18, 2021
#13-8.60%
Oct 9, 2020 - Oct 22, 2020
-15.93%
Aug 22, 2001 - Mar 4, 2002
#14-8.26%
Apr 22, 2026 - Apr 29, 2026
-15.62%
Mar 1, 2017 - Oct 30, 2017
#15-7.68%
Jan 14, 2021 - Jan 19, 2021
-14.42%
Dec 1, 2003 - Jul 26, 2004

Correlation

Correlation between UMC and TFC is 0.70 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.70
-101

Dividend Comparison (2000 - 2026)

UMC vs TFC dividend yield comparison.

YearUMCTFC
20260.00%2.15%
20256.06%4.23%
20247.14%4.79%
20236.93%5.63%
20227.92%4.65%
20212.44%3.18%
20201.61%3.76%
20193.51%3.04%
20186.59%3.60%
20172.41%2.53%
20163.61%2.45%
20153.15%2.78%
20143.28%2.44%
20132.32%3.00%
20122.93%2.61%
20116.70%2.54%
20101.73%2.28%
20090.00%4.89%
20083.81%6.77%
20071.88%5.74%
20061.38%3.64%
20050.40%3.48%
200419.83%3.19%
200314.14%3.16%
200220.83%2.97%
20017.29%2.71%
20000.00%2.31%

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