TFC vs SPY

Comparison between Truist Financial Corporation (TFC, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed TFC, delivering a return of +13.3% compared to +0.4%

TFC vs SPY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TFC(COMPANY)	SPY(ETF)
Market Cap / Net Assets	$63B	$652B
Expense Ratio	N/A	0.09%
Max Drawdown	70.15%	56.47%
Sharpe Ratio	1.23	2.07
5Y Beta	1.06	1.00
Industry	Banks - Regional	N/A
P/E Ratio	11.66	28.24
Forward P/E	11.10	21.85
PEG Ratio	0.66	N/A
Dividend Yield	4.23%	N/A
5Y Dividends CAGR	7.63%	5.43%
5Y EPS CAGR	3.67%	25.79%
Debt to Equity	107.55%	22.35%
Free Cash Flow Yield	8.96%	N/A
P/S Ratio	3.39	3.55
P/B Ratio	1.05	5.29

Market Cap / Net Assets

TFC

$63B

Winner

SPY

$652B

Expense Ratio

TFC

N/A

SPY

0.09%

Max Drawdown

TFC

70.15%

Winner

SPY

56.47%

Sharpe Ratio

TFC

1.23

Winner

SPY

2.07

5Y Beta

TFC

1.06

Winner

SPY

1.00

Industry

TFC

Banks - Regional

SPY

N/A

P/E Ratio

Winner

TFC

11.66

SPY

28.24

Forward P/E

Winner

TFC

11.10

SPY

21.85

PEG Ratio

TFC

0.66

SPY

N/A

Dividend Yield

TFC

4.23%

SPY

N/A

5Y Dividends CAGR

Winner

TFC

7.63%

SPY

5.43%

5Y EPS CAGR

TFC

3.67%

Winner

SPY

25.79%

Debt to Equity

TFC

107.55%

Winner

SPY

22.35%

Free Cash Flow Yield

TFC

8.96%

SPY

N/A

P/S Ratio

Winner

TFC

3.39

SPY

3.55

P/B Ratio

Winner

TFC

1.05

SPY

5.29

TFC vs SPY - Historical Returns

Returns include dividend reinvestment.

Period	TFC	SPY
1 month	+0.69%	+9.11%
3 months	-8.49%	+6.59%
6 months	+13.34%	+10.56%
1 year	+31.46%	+32.04%
5 years(CAGR)	+0.42%	+13.35%
10 years(CAGR)	+8.22%	+15.49%
Max(CAGR)	+5.02%	+8.50%

TFC

+0.69%

Winner

SPY

+9.11%

TFC

-8.49%

Winner

SPY

+6.59%

Winner

TFC

+13.34%

SPY

+10.56%

TFC

+31.46%

Winner

SPY

+32.04%

5Y(CAGR)

TFC

+0.42%

Winner

SPY

+13.35%

10Y(CAGR)

TFC

+8.22%

Winner

SPY

+15.49%

Max(CAGR)

TFC

+5.02%

Winner

SPY

+8.50%

TFC vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TFC	SPY
2026	+0.78%	+8.27%
2025	+19.13%	+18.00%
2024	+21.78%	+25.59%
2023	-9.78%	+26.72%
2022	-25.86%	-18.64%
2021	+28.08%	+30.52%
2020	-11.68%	+17.28%
2019	+31.28%	+31.09%
2018	-10.58%	-5.24%
2017	+8.77%	+20.78%
2016	+32.54%	+13.59%
2015	+0.52%	+1.31%
2014	+8.50%	+14.56%
2013	+27.63%	+29.00%
2012	+15.41%	+14.17%
2011	-4.00%	+0.85%
2010	+4.13%	+13.14%
2009	+0.78%	+22.67%
2008	-0.69%	-36.25%
2007	-27.25%	+5.32%
2006	+7.89%	+13.85%
2005	+4.19%	+5.32%
2004	+13.86%	+10.75%
2003	+5.30%	+24.18%
2002	+6.55%	-22.42%
2001	+2.80%	-10.13%
2000	+50.33%	-8.84%
1999	-24.47%	+8.61%

TFC vs SPY Drawdown Comparison

The maximum drawdown for TFC was -66.49%, occurring on Mar 5, 2009. Recovery took 1205 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current TFC drawdown is -10.18%.

Rank	TFC	SPY
#1	-66.49% Sep 19, 2008 - Jul 5, 2013	-55.20% Oct 9, 2007 - Aug 16, 2012
#2	-59.10% Jan 14, 2022 - Feb 4, 2026	-47.50% Mar 24, 2000 - Oct 26, 2006
#3	-54.34% Dec 26, 2019 - Feb 12, 2021	-33.70% Feb 19, 2020 - Aug 10, 2020
#4	-51.18% Dec 27, 2006 - Sep 19, 2008	-24.50% Jan 3, 2022 - Dec 13, 2023
#5	-39.51% Nov 8, 1999 - Dec 19, 2000	-19.34% Sep 20, 2018 - Apr 12, 2019
#6	-25.56% Jul 22, 2015 - Nov 9, 2016	-18.76% Feb 19, 2025 - Jun 26, 2025
#7	-24.65% Mar 9, 2018 - Sep 27, 2019	-13.02% Jul 20, 2015 - Apr 18, 2016
#8	-20.68% Feb 6, 2026 - Mar 13, 2026	-10.10% Jan 26, 2018 - Aug 6, 2018
#9	-19.68% May 3, 2002 - Jan 6, 2003	-9.44% Sep 2, 2020 - Nov 11, 2020
#10	-18.74% Jan 6, 2003 - Sep 5, 2003	-9.30% Jan 19, 2000 - Mar 17, 2000
#11	-17.34% Dec 27, 2000 - Aug 3, 2001	-9.05% Jul 19, 2007 - Oct 5, 2007
#12	-16.03% May 27, 2021 - Oct 18, 2021	-8.88% Jan 27, 2026 - Apr 14, 2026
#13	-15.93% Aug 22, 2001 - Mar 4, 2002	-8.41% Jul 16, 2024 - Sep 19, 2024
#14	-15.62% Mar 1, 2017 - Oct 30, 2017	-7.35% Sep 14, 2012 - Jan 2, 2013
#15	-14.42% Dec 1, 2003 - Jul 26, 2004	-7.27% Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between TFC and SPY is 0.88 which considered as a strong positive correlation - the stocks tend to move together.

0.88

-101

Dividend Comparison (1999 - 2026)

TFC vs SPY dividend yield comparison.

Year	TFC	SPY
2026	2.12%	0.24%
2025	4.23%	1.07%
2024	4.79%	1.21%
2023	5.63%	1.40%
2022	4.65%	1.65%
2021	3.18%	1.20%
2020	3.76%	1.52%
2019	3.04%	1.75%
2018	3.60%	2.04%
2017	2.53%	1.80%
2016	2.45%	2.03%
2015	2.78%	2.06%
2014	2.44%	1.87%
2013	3.00%	1.81%
2012	2.61%	2.18%
2011	2.54%	2.05%
2010	2.28%	1.80%
2009	4.89%	1.95%
2008	6.77%	3.02%
2007	5.74%	1.85%
2006	3.64%	1.73%
2005	3.48%	1.73%
2004	3.19%	1.82%
2003	3.16%	1.47%
2002	2.97%	1.70%
2001	2.71%	1.25%
2000	2.31%	1.15%
1999	0.00%	0.24%