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UMBF vs WTFC

Comparison between UMB Financial Corp (UMBF, Company) and Wintrust Financial Corp (WTFC, Company).

Both UMBF and WTFC are from the Financial Services sector.

5-Year PerformanceWTFC has outperformed UMBF, delivering a return of +17.5% compared to +10.4%

UMBF vs WTFC - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
UMBF
$11B
WTFC
$11B
Max Drawdown
Winner
UMBF
55.48%
WTFC
84.27%
Sharpe Ratio
Winner
UMBF
1.27
WTFC
1.07
5Y Beta
Winner
UMBF
1.11
WTFC
1.14
Industry
UMBF
Banks - Regional
WTFC
Banks - Regional
P/E Ratio
Winner
UMBF
12.18
WTFC
12.92
Forward P/E
Winner
UMBF
11.31
WTFC
12.61
PEG Ratio
Winner
UMBF
0.08
WTFC
0.90
Dividend Yield
UMBF
1.21%
Winner
WTFC
1.32%
5Y Dividends CAGR
UMBF
10.48%
Winner
WTFC
12.22%
5Y EPS CAGR
Winner
UMBF
23.91%
WTFC
14.67%
Debt to Equity
UMBF
6.10%
Winner
WTFC
0.00%
Free Cash Flow Yield
UMBF
9.12%
Winner
WTFC
15.52%

UMBF vs WTFC - Historical Returns

Returns include dividend reinvestment.

1M
Winner
UMBF
+8.17%
WTFC
+6.62%
3M
Winner
UMBF
+27.12%
WTFC
+17.86%
6M
Winner
UMBF
+19.83%
WTFC
+12.00%
1Y
Winner
UMBF
+38.31%
WTFC
+32.03%
5Y(CAGR)
UMBF
+10.35%
Winner
WTFC
+17.47%
10Y(CAGR)
UMBF
+12.22%
Winner
WTFC
+14.17%
Max(CAGR)
UMBF
+9.53%
Winner
WTFC
+11.56%

UMBF vs WTFC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUMBFWTFC
2026+22.32%+12.83%
2025+4.43%+14.57%
2024+36.78%+36.99%
2023+3.42%+13.12%
2022-20.94%-7.67%
2021+56.84%+51.50%
2020+2.31%-11.98%
2019+12.96%+5.86%
2018-14.08%-18.49%
2017-4.73%+14.74%
2016+72.72%+55.03%
2015-15.46%+5.45%
2014-8.37%+3.22%
2013+45.29%+21.89%
2012+16.28%+25.49%
2011-10.95%-17.48%
2010+7.25%+9.07%
2009-18.23%+53.77%
2008+33.58%-35.46%
2007+5.13%-30.75%
2006+13.65%-11.48%
2005+15.86%-1.29%
2004+20.02%+27.69%
2003+25.51%+41.02%
2002-4.66%+59.48%
2001+17.31%+93.64%
2000+4.09%+8.73%
1999-9.66%-10.29%

UMBF vs WTFC Drawdown Comparison

The maximum drawdown for UMBF was -52.70%, occurring on Oct 3, 2011. Recovery took 1303 trading sessions.

The maximum drawdown for WTFC was -83.56%, occurring on Mar 5, 2009. Recovery took 3007 trading sessions.

The current WTFC drawdown is -0.58%.

RankUMBFWTFC
#1-52.70%
Sep 19, 2008 - Nov 21, 2013
-83.56%
Dec 2, 2004 - Nov 10, 2016
#2-50.23%
Jan 14, 2022 - Sep 19, 2024
-74.50%
May 21, 2018 - Nov 3, 2021
#3-45.00%
Jun 8, 2018 - Jan 7, 2021
-40.71%
Feb 8, 2022 - Mar 26, 2024
#4-37.76%
Jan 22, 2014 - Nov 9, 2016
-31.02%
Nov 27, 2024 - Aug 27, 2025
#5-31.80%
Nov 25, 2024 - Jan 21, 2026
-28.04%
Aug 22, 2002 - Aug 18, 2003
#6-29.26%
Nov 3, 1999 - Jun 28, 2001
-21.82%
Nov 18, 1999 - Aug 7, 2000
#7-27.59%
May 15, 2002 - Sep 16, 2003
-19.30%
Feb 6, 2026 - Mar 13, 2026
#8-22.52%
Sep 19, 2007 - Apr 24, 2008
-17.50%
Aug 7, 2001 - Dec 13, 2001
#9-21.27%
Mar 1, 2017 - Jun 7, 2018
-16.84%
Jun 28, 2002 - Aug 19, 2002
#10-18.57%
Feb 6, 2026 - May 6, 2026
-15.14%
Dec 17, 2001 - Mar 27, 2002
#11-16.25%
Aug 21, 2001 - Apr 1, 2002
-14.11%
Mar 1, 2017 - Jun 9, 2017
#12-16.10%
Jun 20, 2008 - Jul 22, 2008
-14.00%
Sep 4, 2025 - Dec 10, 2025
#13-14.40%
May 14, 2021 - Oct 1, 2021
-13.61%
Jul 16, 2024 - Oct 14, 2024
#14-12.75%
Aug 11, 2008 - Sep 18, 2008
-13.09%
Jul 7, 2017 - Sep 29, 2017
#15-10.65%
Dec 9, 2016 - Feb 21, 2017
-12.06%
Nov 23, 2021 - Jan 6, 2022

Correlation

Correlation between UMBF and WTFC is 0.93 which considered as a very strong positive correlation - the stocks move almost identically together.

0.93
-101

Dividend Comparison (1999 - 2026)

UMBF vs WTFC dividend yield comparison.

YearUMBFWTFC
20260.61%0.69%
20251.42%1.43%
20241.39%1.44%
20231.83%1.73%
20221.78%1.61%
20211.30%1.37%
20201.81%1.83%
20191.76%1.41%
20181.92%1.14%
20171.45%0.68%
20161.28%0.66%
20152.04%0.91%
20141.60%0.86%
20131.35%0.39%
20121.89%0.49%
20112.12%0.64%
20101.81%0.54%
20091.80%0.88%
20081.67%1.75%
20071.49%0.97%
20061.41%0.58%
20051.42%0.44%
20041.50%0.35%
20031.70%0.35%
20022.09%0.38%
20011.45%0.46%
20002.14%0.63%
19990.50%0.00%

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