UITB vs AAAU

Comparison between VICTORYSHARES CORE INTERMEDIATE BOND ETF FORMERLY VICTORYSHARES USAA CORE INTERMEDIATE-TERM BOND ETF VICTORYSHARES CORE INTERMEDIATE BOND ETF (UITB, ETF) and Goldman Sachs Physical Gold ETF (AAAU, ETF).

5-Year PerformanceAAAU has outperformed UITB, delivering a return of +20.6% compared to +0.7%

UITB vs AAAU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UITB(ETF)	AAAU(ETF)
Net Assets	$2.70B	$2.80B
Expense Ratio	0.25%	0.18%
Max Drawdown	20.97%	21.63%
Sharpe Ratio	0.36	1.26
5Y Beta	0.03	0.18
5Y Dividends CAGR	8.73%	N/A

Net Assets

UITB

$2.70B

Winner

AAAU

$2.80B

Expense Ratio

UITB

0.25%

Winner

AAAU

0.18%

Max Drawdown

Winner

UITB

20.97%

AAAU

21.63%

Sharpe Ratio

UITB

0.36

Winner

AAAU

1.26

5Y Beta

Winner

UITB

0.03

AAAU

0.18

5Y Dividends CAGR

UITB

8.73%

AAAU

N/A

UITB vs AAAU - Historical Returns

Returns include dividend reinvestment.

Period	UITB	AAAU
1 month	+0.09%	-0.10%
3 months	+0.02%	-7.05%
6 months	+0.87%	+17.92%
1 year	+5.44%	+42.67%
5 years(CAGR)	+0.69%	+20.65%
10 years(CAGR)	+2.36%	N/A
Max(CAGR)	+2.36%	+19.52%

Winner

UITB

+0.09%

AAAU

-0.10%

Winner

UITB

+0.02%

AAAU

-7.05%

UITB

+0.87%

Winner

AAAU

+17.92%

UITB

+5.44%

Winner

AAAU

+42.67%

5Y(CAGR)

UITB

+0.69%

Winner

AAAU

+20.65%

10Y(CAGR)

UITB

+2.36%

AAAU

N/A

Max(CAGR)

UITB

+2.36%

Winner

AAAU

+19.52%

UITB vs AAAU - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	UITB	AAAU
2026	+0.58%	+9.02%
2025	+7.25%	+61.88%
2024	+2.20%	+27.23%
2023	+6.02%	+12.03%
2022	-11.67%	+1.01%
2021	-0.80%	-6.05%
2020	+7.85%	+24.20%
2019	+11.24%	+16.09%
2018	-1.15%	+9.20%
2017	+0.99%	N/A

UITB vs AAAU Drawdown Comparison

The maximum drawdown for UITB was -17.02%, occurring on Oct 20, 2022. Recovery took 1031 trading sessions.

The maximum drawdown for AAAU was -21.63%, occurring on Sep 26, 2022. Recovery took 853 trading sessions.

The current UITB drawdown is -1.27%. The current AAAU drawdown is -12.43%.

Rank	UITB	AAAU
#1	-17.02% Aug 3, 2021 - Sep 11, 2025	-21.63% Aug 6, 2020 - Dec 27, 2023
#2	-8.72% Mar 6, 2020 - Jun 22, 2020	-19.13% Jan 29, 2026 - Mar 26, 2026
#3	-3.44% Dec 29, 2017 - Jan 30, 2019	-12.43% Mar 9, 2020 - Apr 9, 2020
#4	-3.01% Dec 31, 2020 - Jul 8, 2021	-10.06% Oct 20, 2025 - Dec 22, 2025
#5	-2.56% Feb 27, 2026 - Mar 27, 2026	-8.12% Oct 30, 2024 - Jan 30, 2025
#6	-2.27% Sep 4, 2019 - Jan 3, 2020	-7.11% Apr 21, 2025 - Jun 13, 2025
#7	-1.26% Aug 6, 2020 - Nov 19, 2020	-6.51% Sep 4, 2019 - Jan 6, 2020
#8	-0.97% Oct 28, 2025 - Nov 25, 2025	-5.73% May 20, 2024 - Jul 16, 2024
#9	-0.85% Nov 26, 2025 - Feb 5, 2026	-5.20% Feb 19, 2019 - Jun 13, 2019
#10	-0.82% Jul 3, 2019 - Aug 1, 2019	-5.01% Feb 24, 2020 - Mar 5, 2020
#11	-0.69% Sep 16, 2025 - Oct 10, 2025	-4.85% Dec 26, 2025 - Jan 12, 2026
#12	-0.58% Jul 8, 2021 - Jul 19, 2021	-4.78% Jun 13, 2025 - Aug 29, 2025
#13	-0.56% Nov 6, 2017 - Nov 24, 2017	-4.66% Mar 31, 2025 - Apr 10, 2025
#14	-0.49% Jan 31, 2020 - Feb 18, 2020	-4.36% Jul 16, 2024 - Aug 12, 2024
#15	-0.47% Feb 26, 2019 - Mar 7, 2019	-4.30% Dec 27, 2023 - Mar 1, 2024