UHG vs OPHC

Comparison between United Homes Group Inc - Class A (UHG, Company) and Optimumbank Holdings Inc (OPHC, Company).

UHG is from the Consumer Cyclical sector, while OPHC is from the Financial Services sector.

5-Year PerformanceOPHC has outperformed UHG, delivering a return of +3.1% compared to -34.0%

UHG vs OPHC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UHG(COMPANY)	OPHC(COMPANY)
Market Cap	$72M	$71M
Max Drawdown	95.05%	99.92%
Sharpe Ratio	0.24	1.05
5Y Beta	N/A	0.46
Industry	Residential Construction	Banks - Regional
P/E Ratio	-4.43	3.97
Forward P/E	N/A	5.88
PEG Ratio	N/A	0.47
Debt to Equity	253.86%	0.00%
Free Cash Flow Yield	-30.20%	30.24%

Market Cap

Winner

UHG

$72M

OPHC

$71M

Max Drawdown

Winner

UHG

95.05%

OPHC

99.92%

Sharpe Ratio

UHG

0.24

Winner

OPHC

1.05

5Y Beta

UHG

N/A

OPHC

0.46

Industry

UHG

Residential Construction

OPHC

Banks - Regional

P/E Ratio

Winner

UHG

-4.43

OPHC

3.97

Forward P/E

UHG

N/A

OPHC

5.88

PEG Ratio

UHG

N/A

OPHC

0.47

Debt to Equity

UHG

253.86%

Winner

OPHC

0.00%

Free Cash Flow Yield

UHG

-30.20%

Winner

OPHC

30.24%

UHG vs OPHC - Historical Returns

Returns include dividend reinvestment.

Period	UHG	OPHC
1 month	+4.27%	+4.16%
3 months	-39.90%	+6.67%
6 months	-15.86%	+35.53%
1 year	-37.11%	+31.81%
5 years(CAGR)	-34.01%	+3.12%
10 years(CAGR)	N/A	+3.26%
Max(CAGR)	-33.47%	-20.66%

Winner

UHG

+4.27%

OPHC

+4.16%

UHG

-39.90%

Winner

OPHC

+6.67%

UHG

-15.86%

Winner

OPHC

+35.53%

UHG

-37.11%

Winner

OPHC

+31.81%

5Y(CAGR)

UHG

-34.01%

Winner

OPHC

+3.12%

10Y(CAGR)

UHG

N/A

OPHC

+3.26%

Max(CAGR)

UHG

-33.47%

Winner

OPHC

-20.66%

UHG vs OPHC - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	UHG	OPHC
2026	-23.27%	+35.85%
2025	-62.18%	-9.96%
2024	-52.10%	+12.00%
2023	-16.20%	+2.50%
2022	+2.92%	-2.85%
2021	-0.10%	+14.75%
2020	N/A	+12.71%
2019	N/A	-7.67%
2018	N/A	-38.52%
2017	N/A	+26.68%
2016	N/A	-28.67%
2015	N/A	-60.84%
2014	N/A	-38.19%
2013	N/A	-28.13%
2012	N/A	-23.43%
2011	N/A	-89.92%
2010	N/A	-32.24%
2009	N/A	-46.76%
2008	N/A	-31.25%
2007	N/A	-21.86%
2006	N/A	+7.77%
2005	N/A	-24.22%
2004	N/A	+54.71%
2003	N/A	-13.72%

UHG vs OPHC Drawdown Comparison

The maximum drawdown for UHG was -95.05%, occurring on Nov 20, 2025. This drawdown has not yet recovered.

The maximum drawdown for OPHC was -99.90%, occurring on Jun 3, 2020. This drawdown has not yet recovered.

The current UHG drawdown is -94.13%. The current OPHC drawdown is -99.69%.

Rank	UHG	OPHC
#1	-95.05% Mar 31, 2023 - Nov 20, 2025	-99.90% May 12, 2006 - Jun 3, 2020
#2	-32.98% Mar 23, 2023 - Mar 31, 2023	-26.67% Jan 3, 2005 - May 3, 2006
#3	-4.67% Mar 14, 2023 - Mar 21, 2023	-23.49% May 19, 2004 - Dec 23, 2004
#4	-3.71% Apr 8, 2021 - Nov 23, 2022	-16.67% Jun 30, 2003 - Apr 21, 2004
#5	-2.91% Mar 21, 2023 - Mar 23, 2023	-2.91% Dec 23, 2004 - Jan 3, 2005
#6	-2.87% Mar 9, 2023 - Mar 14, 2023	-1.52% May 4, 2006 - May 11, 2006
#7	-1.95% Feb 13, 2023 - Mar 8, 2023	-0.98% Apr 29, 2004 - May 11, 2004
#8	-1.85% Feb 1, 2023 - Feb 13, 2023	-0.10% Apr 21, 2004 - Apr 26, 2004
#9	-0.61% Jan 30, 2023 - Feb 1, 2023	N/A
#10	-0.56% Apr 5, 2021 - Apr 7, 2021	N/A
#11	-0.54% Jan 20, 2023 - Jan 24, 2023	N/A
#12	-0.49% Jan 24, 2023 - Jan 30, 2023	N/A
#13	-0.40% Dec 14, 2022 - Jan 3, 2023	N/A
#14	-0.20% Jan 12, 2023 - Jan 20, 2023	N/A
#15	-0.10% Mar 31, 2021 - Apr 5, 2021	N/A

Correlation

Correlation between UHG and OPHC is -0.40 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.40

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