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OPHC vs SPY

Comparison between Optimumbank Holdings Inc (OPHC, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed OPHC, delivering a return of +13.3% compared to +11.7%

OPHC vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
OPHC
$107M
Winner
SPY
$781B
Expense Ratio
OPHC
N/A
SPY
0.09%
Max Drawdown
OPHC
99.98%
Winner
SPY
56.47%
Sharpe Ratio
Winner
OPHC
1.96
SPY
1.42
5Y Beta
Winner
OPHC
0.48
SPY
1.00
Industry
OPHC
Banks - Regional
SPY
N/A
P/E Ratio
Winner
OPHC
5.96
SPY
26.48
Forward P/E
Winner
OPHC
7.72
SPY
20.90
PEG Ratio
OPHC
0.71
Winner
SPY
0.30
5Y Dividends CAGR
OPHC
N/A
SPY
6.00%
5Y EPS CAGR
OPHC
N/A
SPY
26.40%
Debt to Equity
Winner
OPHC
0.00%
SPY
48.17%
Free Cash Flow Yield
OPHC
20.13%
SPY
N/A
P/S Ratio
Winner
OPHC
1.91
SPY
3.72
P/B Ratio
Winner
OPHC
0.69
SPY
5.55

OPHC vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
OPHC
+60.39%
SPY
+3.42%
3M
Winner
OPHC
+63.85%
SPY
+5.97%
6M
Winner
OPHC
+80.04%
SPY
+12.56%
1Y
Winner
OPHC
+124.94%
SPY
+23.65%
5Y(CAGR)
OPHC
+11.69%
Winner
SPY
+13.33%
10Y(CAGR)
OPHC
+8.05%
Winner
SPY
+15.34%
Max(CAGR)
OPHC
-23.69%
Winner
SPY
+8.61%

OPHC vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearOPHCSPY
2026+114.86%+13.79%
2025-9.96%+18.00%
2024+12.00%+25.59%
2023+2.50%+26.72%
2022-2.85%-18.64%
2021+14.75%+30.52%
2020+12.71%+17.28%
2019-7.67%+31.09%
2018-38.52%-5.24%
2017+26.68%+20.78%
2016-28.67%+13.59%
2015-60.84%+1.31%
2014-38.19%+14.56%
2013-28.13%+29.00%
2012-23.43%+14.17%
2011-89.92%+0.85%
2010-83.06%+13.14%
2009-46.76%+22.67%
2008-31.25%-36.25%
2007-21.86%+5.32%
2006+7.77%+13.85%
2005-24.22%+5.32%
2004+54.71%+10.75%
2003-13.72%+24.18%
2002N/A-22.42%
2001N/A-10.13%
2000N/A-8.84%
1999N/A+8.61%

OPHC vs SPY Drawdown Comparison

The maximum drawdown for OPHC was -99.98%, occurring on Jun 3, 2020. This drawdown has not yet recovered.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current OPHC drawdown is -99.88%.

RankOPHCSPY
#1-99.98%
May 12, 2006 - Jun 3, 2020		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-26.67%
Jan 3, 2005 - May 3, 2006		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-23.49%
May 19, 2004 - Dec 23, 2004		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-16.67%
Jun 30, 2003 - Apr 21, 2004		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-2.91%
Dec 23, 2004 - Jan 3, 2005		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-1.52%
May 4, 2006 - May 11, 2006		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-0.98%
Apr 29, 2004 - May 11, 2004		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-0.10%
Apr 21, 2004 - Apr 26, 2004		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9N/A-9.44%
Sep 2, 2020 - Nov 11, 2020
#10N/A-9.30%
Jan 19, 2000 - Mar 17, 2000
#11N/A-9.05%
Jul 19, 2007 - Oct 5, 2007
#12N/A-8.88%
Jan 27, 2026 - Apr 14, 2026
#13N/A-8.41%
Jul 16, 2024 - Sep 19, 2024
#14N/A-7.35%
Sep 14, 2012 - Jan 2, 2013
#15N/A-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between OPHC and SPY is -0.50 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.50
-101

Dividend Comparison (1999 - 2026)

OPHC vs SPY dividend yield comparison.

YearOPHCSPY
20260.00%0.48%
20250.00%1.07%
20240.00%1.21%
20230.00%1.40%
20220.00%1.65%
20210.00%1.20%
20200.00%1.52%
20190.00%1.75%
20180.00%2.04%
20170.00%1.80%
20160.00%2.03%
20150.00%2.06%
20140.00%1.87%
20130.00%1.81%
20120.00%2.18%
20110.00%2.05%
20100.00%1.80%
200911.50%1.95%
20088.12%3.02%
20075.96%1.85%
20066.25%1.73%
20050.00%1.73%
20040.00%1.82%
20030.00%1.47%
20020.00%1.70%
20010.00%1.25%
20000.00%1.15%
19990.00%0.24%

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