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UHAL vs SPY

Comparison between U-Haul Holding Company (UHAL, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed UHAL, delivering a return of +14.0% compared to -4.4%

UHAL vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
UHAL
$9.72B
Winner
SPY
$735B
Expense Ratio
UHAL
N/A
SPY
0.09%
Max Drawdown
UHAL
94.44%
Winner
SPY
56.47%
Sharpe Ratio
UHAL
-0.94
Winner
SPY
1.87
5Y Beta
Winner
UHAL
0.86
SPY
1.00
Industry
UHAL
Rental & Leasing Services
SPY
N/A
P/E Ratio
UHAL
104.10
Winner
SPY
28.55
Forward P/E
UHAL
68.49
Winner
SPY
21.99
5Y Dividends CAGR
Winner
UHAL
197.11%
SPY
5.43%
5Y EPS CAGR
UHAL
-32.37%
Winner
SPY
25.29%
Debt to Equity
UHAL
104.07%
Winner
SPY
22.22%
Free Cash Flow Yield
UHAL
-29.12%
SPY
N/A
P/S Ratio
UHAL
N/A
SPY
3.63
P/B Ratio
UHAL
N/A
SPY
5.45

UHAL vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
UHAL
-4.19%
Winner
SPY
+7.73%
3M
UHAL
-0.04%
Winner
SPY
+10.05%
6M
UHAL
-3.61%
Winner
SPY
+11.98%
1Y
UHAL
-23.99%
Winner
SPY
+28.79%
5Y(CAGR)
UHAL
-4.40%
Winner
SPY
+13.98%
10Y(CAGR)
UHAL
+3.52%
Winner
SPY
+15.71%
Max(CAGR)
Winner
UHAL
+11.87%
SPY
+8.55%

UHAL vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUHALSPY
2026-1.74%+9.82%
2025-26.95%+18.00%
2024-2.84%+25.59%
2023+20.53%+26.72%
2022-16.71%-18.64%
2021+63.69%+30.52%
2020+19.47%+17.28%
2019+14.78%+31.09%
2018-13.20%-5.24%
2017+3.30%+20.78%
2016-2.61%+13.59%
2015+37.04%+1.31%
2014+19.04%+14.56%
2013+80.41%+29.00%
2012+43.09%+14.17%
2011-8.56%+0.85%
2010+90.03%+13.14%
2009+45.93%+22.67%
2008-45.28%-36.25%
2007-24.52%+5.32%
2006+16.57%+13.85%
2005+60.43%+5.32%
2004+110.43%+10.75%
2003+388.64%+24.18%
2002-76.43%-22.42%
2001-2.94%-10.13%
2000-20.73%-8.84%
1999-11.10%+8.61%

UHAL vs SPY Drawdown Comparison

The maximum drawdown for UHAL was -93.78%, occurring on Oct 23, 2002. Recovery took 1213 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current UHAL drawdown is -36.65%.

RankUHALSPY
#1-93.78%
Nov 3, 1999 - Sep 2, 2004
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-78.85%
Apr 21, 2006 - Dec 3, 2010
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-46.19%
Oct 2, 2024 - Mar 20, 2026
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-44.09%
Dec 3, 2010 - Feb 9, 2012
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-43.46%
Nov 23, 2015 - Dec 4, 2020
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-40.46%
Nov 5, 2021 - Sep 24, 2024
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-31.17%
Feb 9, 2012 - Oct 16, 2012
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-18.77%
Jun 6, 2014 - Jan 26, 2015
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-16.69%
May 10, 2021 - Aug 9, 2021
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-14.72%
Mar 20, 2013 - Aug 8, 2013
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-12.84%
Jan 23, 2014 - Apr 15, 2014
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-11.15%
Sep 9, 2005 - Nov 17, 2005
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-9.46%
Feb 4, 2005 - May 13, 2005
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-9.19%
Jan 3, 2006 - Jan 25, 2006
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-9.04%
Aug 9, 2013 - Sep 17, 2013
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between UHAL and SPY is 0.91 which considered as a very strong positive correlation - the stocks move almost identically together.

0.91
-101

Dividend Comparison (1999 - 2026)

UHAL vs SPY dividend yield comparison.

YearUHALSPY
20260.00%0.24%
20250.00%1.07%
20240.00%1.21%
20230.00%1.40%
2022769.35%1.65%
20210.21%1.20%
20200.55%1.52%
20190.40%1.75%
20180.46%2.04%
20170.66%1.80%
20160.54%2.03%
20151.28%2.06%
20140.35%1.87%
20130.00%1.81%
20123.94%2.18%
20111.13%2.05%
20100.00%1.80%
20090.00%1.95%
20080.00%3.02%
20070.00%1.85%
20060.00%1.73%
20050.74%1.73%
20040.00%1.82%
20030.00%1.47%
20020.00%1.70%
20010.00%1.25%
20000.00%1.15%
19990.00%0.24%

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