UFPI vs PFSI

Comparison between UFP Industries Inc (UFPI, Company) and PennyMac Financial Services Inc (PFSI, Company).

UFPI is from the Basic Materials sector, while PFSI is from the Financial Services sector.

5-Year PerformancePFSI has outperformed UFPI, delivering a return of +8.2% compared to +1.6%

UFPI vs PFSI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UFPI(COMPANY)	PFSI(COMPANY)
Market Cap	$4.52B	$4.52B
Max Drawdown	80.78%	56.63%
Sharpe Ratio	-0.74	-0.10
5Y Beta	0.83	0.65
Industry	Lumber & Wood Production	Mortgage Finance
P/E Ratio	17.32	8.91
Forward P/E	7.45	5.43
PEG Ratio	N/A	0.20
Dividend Yield	1.74%	1.39%
5Y Dividends CAGR	27.37%	11.38%
5Y EPS CAGR	-1.76%	-2.16%
Debt to Equity	7.61%	144.02%
Free Cash Flow Yield	6.65%	-90.09%

Market Cap

UFPI

$4.52B

Winner

PFSI

$4.52B

Max Drawdown

UFPI

80.78%

Winner

PFSI

56.63%

Sharpe Ratio

UFPI

-0.74

Winner

PFSI

-0.10

5Y Beta

UFPI

0.83

Winner

PFSI

0.65

Industry

UFPI

Lumber & Wood Production

PFSI

Mortgage Finance

P/E Ratio

UFPI

17.32

Winner

PFSI

8.91

Forward P/E

UFPI

7.45

Winner

PFSI

5.43

PEG Ratio

UFPI

N/A

PFSI

0.20

Dividend Yield

Winner

UFPI

1.74%

PFSI

1.39%

5Y Dividends CAGR

Winner

UFPI

27.37%

PFSI

11.38%

5Y EPS CAGR

Winner

UFPI

-1.76%

PFSI

-2.16%

Debt to Equity

Winner

UFPI

7.61%

PFSI

144.02%

Free Cash Flow Yield

Winner

UFPI

6.65%

PFSI

-90.09%

UFPI vs PFSI - Historical Returns

Returns include dividend reinvestment.

Period	UFPI	PFSI
1 month	-16.24%	-3.66%
3 months	-26.33%	-5.32%
6 months	-11.26%	-30.61%
1 year	-16.78%	-8.46%
5 years(CAGR)	+1.56%	+8.19%
10 years(CAGR)	+12.75%	+21.61%
Max(CAGR)	+12.15%	+13.23%

UFPI

-16.24%

Winner

PFSI

-3.66%

UFPI

-26.33%

Winner

PFSI

-5.32%

Winner

UFPI

-11.26%

PFSI

-30.61%

UFPI

-16.78%

Winner

PFSI

-8.46%

5Y(CAGR)

UFPI

+1.56%

Winner

PFSI

+8.19%

10Y(CAGR)

UFPI

+12.75%

Winner

PFSI

+21.61%

Max(CAGR)

UFPI

+12.15%

Winner

PFSI

+13.23%

UFPI vs PFSI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UFPI	PFSI
2026	-12.27%	-33.38%
2025	-16.92%	+33.53%
2024	-7.83%	+17.54%
2023	+59.47%	+54.87%
2022	-11.52%	-17.98%
2021	+69.65%	+13.59%
2020	+18.25%	+98.91%
2019	+82.09%	+59.37%
2018	-30.00%	-6.84%
2017	+9.38%	+33.43%
2016	+56.00%	+10.05%
2015	+32.19%	-10.28%
2014	+3.98%	-2.43%
2013	+28.45%	-8.12%
2012	+21.07%	N/A
2011	-19.76%	N/A
2010	+5.10%	N/A
2009	+40.68%	N/A
2008	-9.15%	N/A
2007	-37.82%	N/A
2006	-16.43%	N/A
2005	+27.53%	N/A
2004	+37.25%	N/A
2003	+50.69%	N/A
2002	+1.93%	N/A
2001	+61.74%	N/A
2000	-7.69%	N/A
1999	+2.44%	N/A

UFPI vs PFSI Drawdown Comparison

The maximum drawdown for UFPI was -80.64%, occurring on Nov 20, 2008. Recovery took 2383 trading sessions.

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The current UFPI drawdown is -40.85%. The current PFSI drawdown is -45.06%.

Rank	UFPI	PFSI
#1	-80.64% May 5, 2006 - Oct 22, 2015	-56.49% Feb 7, 2020 - Jun 15, 2020
#2	-45.74% Feb 20, 2020 - Jul 27, 2020	-51.85% May 21, 2013 - Jan 2, 2018
#3	-43.07% May 6, 2002 - Oct 3, 2003	-47.06% Jan 16, 2026 - Mar 13, 2026
#4	-41.89% Nov 25, 2024 - May 19, 2026	-43.27% Dec 30, 2021 - Feb 2, 2023
#5	-38.48% Aug 20, 2001 - Feb 11, 2002	-23.92% Oct 15, 2020 - Dec 22, 2020
#6	-37.21% Jun 12, 2018 - Jul 25, 2019	-22.97% Sep 16, 2024 - Sep 4, 2025
#7	-33.36% Jul 7, 2000 - Apr 30, 2001	-22.94% Feb 16, 2018 - Feb 22, 2019
#8	-30.89% Nov 30, 1999 - Jul 7, 2000	-22.83% Feb 2, 2023 - Jul 12, 2023
#9	-29.88% Dec 29, 2021 - Jan 31, 2023	-22.69% Jul 26, 2023 - Dec 12, 2023
#10	-27.64% Sep 2, 2016 - Oct 23, 2017	-18.65% Dec 22, 2020 - Aug 6, 2021
#11	-23.07% May 6, 2021 - Nov 9, 2021	-15.70% Feb 22, 2019 - Aug 2, 2019
#12	-22.46% Feb 2, 2023 - Jul 13, 2023	-13.02% Aug 6, 2021 - Dec 8, 2021
#13	-21.89% Jan 8, 2004 - Sep 30, 2004	-10.50% Jan 5, 2018 - Feb 16, 2018
#14	-21.65% Dec 4, 2015 - Mar 1, 2016	-10.35% Dec 14, 2023 - Feb 2, 2024
#15	-21.40% Aug 12, 2020 - Mar 8, 2021	-9.88% Sep 18, 2025 - Oct 22, 2025

Correlation

Correlation between UFPI and PFSI is 0.93 which considered as a very strong positive correlation - the stocks move almost identically together.

0.93

-101

Dividend Comparison (1999 - 2026)

UFPI vs PFSI dividend yield comparison.

Year	UFPI	PFSI
2026	0.45%	0.69%
2025	1.54%	0.91%
2024	1.17%	0.98%
2023	0.88%	0.91%
2022	1.20%	1.41%
2021	0.71%	1.15%
2020	0.90%	0.82%
2019	0.84%	0.35%
2018	1.39%	1.88%
2017	0.85%	0.00%
2016	0.85%	0.00%
2015	1.20%	0.00%
2014	1.15%	0.00%
2013	0.79%	0.00%
2012	1.05%	0.00%
2011	1.30%	0.00%
2010	1.03%	0.00%
2009	0.71%	0.00%
2008	0.45%	0.00%
2007	0.39%	0.00%
2006	0.24%	0.00%
2005	0.19%	0.00%
2004	0.23%	0.00%
2003	0.29%	0.00%
2002	0.42%	0.00%
2001	0.41%	0.00%
2000	0.60%	0.00%
1999	0.27%	0.00%