UFCS vs LGIH

Comparison between United Fire Group Inc (UFCS, Company) and LGI Homes Inc (LGIH, Company).

UFCS is from the Financial Services sector, while LGIH is from the Consumer Cyclical sector.

5-Year PerformanceUFCS has outperformed LGIH, delivering a return of +13.3% compared to -19.1%

UFCS vs LGIH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UFCS(COMPANY)	LGIH(COMPANY)
Market Cap	$1.22B	$1.22B
Max Drawdown	71.27%	81.33%
Sharpe Ratio	1.73	0.28
5Y Beta	0.64	1.07
Industry	Insurance - Property & Casualty	Residential Construction
P/E Ratio	9.34	17.16
Forward P/E	14.10	19.16
PEG Ratio	0.10	0.69
Dividend Yield	1.42%	N/A
5Y Dividends CAGR	2.44%	N/A
5Y EPS CAGR	N/A	-27.43%
Debt to Equity	15.39%	0.00%
Free Cash Flow Yield	23.74%	-5.66%
P/S Ratio	0.86	0.74
P/B Ratio	1.29	0.59

Market Cap

Winner

UFCS

$1.22B

LGIH

$1.22B

Max Drawdown

Winner

UFCS

71.27%

LGIH

81.33%

Sharpe Ratio

Winner

UFCS

1.73

LGIH

0.28

5Y Beta

Winner

UFCS

0.64

LGIH

1.07

Industry

UFCS

Insurance - Property & Casualty

LGIH

Residential Construction

P/E Ratio

Winner

UFCS

9.34

LGIH

17.16

Forward P/E

Winner

UFCS

14.10

LGIH

19.16

PEG Ratio

Winner

UFCS

0.10

LGIH

0.69

Dividend Yield

UFCS

1.42%

LGIH

N/A

5Y Dividends CAGR

UFCS

2.44%

LGIH

N/A

5Y EPS CAGR

UFCS

N/A

LGIH

-27.43%

Debt to Equity

UFCS

15.39%

Winner

LGIH

0.00%

Free Cash Flow Yield

Winner

UFCS

23.74%

LGIH

-5.66%

P/S Ratio

UFCS

0.86

Winner

LGIH

0.74

P/B Ratio

UFCS

1.29

Winner

LGIH

0.59

UFCS vs LGIH - Historical Returns

Returns include dividend reinvestment.

Period	UFCS	LGIH
1 month	+0.46%	+18.53%
3 months	+32.25%	+31.73%
6 months	+33.06%	+10.99%
1 year	+73.67%	+3.46%
5 years(CAGR)	+13.32%	-19.14%
10 years(CAGR)	+4.73%	+6.96%
Max(CAGR)	+8.76%	+12.05%

UFCS

+0.46%

Winner

LGIH

+18.53%

Winner

UFCS

+32.25%

LGIH

+31.73%

Winner

UFCS

+33.06%

LGIH

+10.99%

Winner

UFCS

+73.67%

LGIH

+3.46%

5Y(CAGR)

Winner

UFCS

+13.32%

LGIH

-19.14%

10Y(CAGR)

UFCS

+4.73%

Winner

LGIH

+6.96%

Max(CAGR)

UFCS

+8.76%

Winner

LGIH

+12.05%

UFCS vs LGIH - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UFCS	LGIH
2026	+37.47%	+29.59%
2025	+30.35%	-50.62%
2024	+43.18%	-31.82%
2023	-24.90%	+40.12%
2022	+17.86%	-37.58%
2021	-4.67%	+49.10%
2020	-40.50%	+49.89%
2019	-17.93%	+51.32%
2018	+31.80%	-40.30%
2017	-5.19%	+160.61%
2016	+35.86%	+23.15%
2015	+35.70%	+65.85%
2014	+10.16%	-15.23%
2013	+28.91%	+37.91%
2012	+9.49%	N/A
2011	-10.08%	N/A
2010	+24.39%	N/A
2009	-38.06%	N/A
2008	+7.65%	N/A
2007	-16.01%	N/A
2006	-10.69%	N/A
2005	+20.83%	N/A
2004	+69.60%	N/A
2003	+21.43%	N/A
2002	+20.64%	N/A
2001	+48.98%	N/A
2000	-6.96%	N/A
1999	+7.37%	N/A

UFCS vs LGIH Drawdown Comparison

The maximum drawdown for UFCS was -69.89%, occurring on Nov 20, 2008. Recovery took 2502 trading sessions.

The maximum drawdown for LGIH was -81.33%, occurring on Mar 20, 2026. This drawdown has not yet recovered.

The current UFCS drawdown is -1.11%. The current LGIH drawdown is -70.52%.

Rank	UFCS	LGIH
#1	-69.89% Nov 11, 2005 - Oct 22, 2015	-81.33% May 7, 2021 - Mar 20, 2026
#2	-64.48% Aug 1, 2018 - May 8, 2026	-63.80% Feb 20, 2020 - Jul 7, 2020
#3	-31.31% Jan 7, 2000 - Jan 25, 2001	-52.09% Jan 3, 2018 - Aug 21, 2019
#4	-28.56% Jun 5, 2001 - Mar 7, 2002	-45.16% Dec 1, 2015 - Jul 26, 2016
#5	-25.32% Nov 15, 2002 - Aug 19, 2003	-40.31% Jul 14, 2014 - Aug 5, 2015
#6	-20.40% Dec 12, 2016 - Mar 20, 2018	-30.56% Sep 7, 2016 - Jun 28, 2017
#7	-16.81% Nov 9, 2004 - May 3, 2005	-26.02% Jan 17, 2014 - Jun 10, 2014
#8	-15.99% Aug 5, 2004 - Nov 2, 2004	-24.62% Oct 15, 2020 - Mar 8, 2021
#9	-15.53% Nov 26, 1999 - Jan 7, 2000	-21.07% Oct 17, 2019 - Feb 6, 2020
#10	-15.46% May 3, 2016 - Nov 17, 2016	-15.93% Oct 21, 2015 - Dec 1, 2015
#11	-15.01% Jun 24, 2002 - Nov 14, 2002	-15.24% Aug 8, 2017 - Sep 29, 2017
#12	-14.96% Jan 25, 2001 - Apr 20, 2001	-14.33% Sep 2, 2020 - Oct 1, 2020
#13	-14.93% Jul 25, 2005 - Nov 10, 2005	-12.26% Aug 14, 2015 - Sep 2, 2015
#14	-12.24% May 18, 2026 - Jun 3, 2026	-11.20% Aug 3, 2020 - Aug 24, 2020
#15	-11.06% Sep 3, 2003 - Nov 6, 2003	-10.92% Sep 16, 2015 - Oct 6, 2015