UFCS vs FISK

Comparison between United Fire Group Inc (UFCS, Company) and Empire State Realty OP LP (FISK, Company).

UFCS is from the Financial Services sector, while FISK is from the Real Estate sector.

5-Year PerformanceUFCS has outperformed FISK, delivering a return of +17.9% compared to -11.7%

UFCS vs FISK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UFCS(COMPANY)	FISK(COMPANY)
Market Cap	$1.40B	$1.40B
Max Drawdown	71.27%	83.79%
Sharpe Ratio	1.89	-0.65
5Y Beta	0.57	0.20
Industry	Insurance - Property & Casualty	Reit - Office
P/E Ratio	9.87	31.77
Forward P/E	14.10	N/A
PEG Ratio	0.19	0.00
Dividend Yield	1.33%	2.69%
5Y Dividends CAGR	2.44%	0.00%
5Y EPS CAGR	N/A	-11.16%
Debt to Equity	14.97%	N/A
Free Cash Flow Yield	19.44%	16.77%
P/S Ratio	0.96	1.86
P/B Ratio	1.39	0.78

Market Cap

UFCS

$1.40B

Winner

FISK

$1.40B

Max Drawdown

Winner

UFCS

71.27%

FISK

83.79%

Sharpe Ratio

Winner

UFCS

1.89

FISK

-0.65

5Y Beta

UFCS

0.57

Winner

FISK

0.20

Industry

UFCS

Insurance - Property & Casualty

FISK

Reit - Office

P/E Ratio

Winner

UFCS

9.87

FISK

31.77

Forward P/E

UFCS

14.10

FISK

N/A

PEG Ratio

UFCS

0.19

Winner

FISK

0.00

Dividend Yield

UFCS

1.33%

Winner

FISK

2.69%

5Y Dividends CAGR

Winner

UFCS

2.44%

FISK

0.00%

5Y EPS CAGR

UFCS

N/A

FISK

-11.16%

Debt to Equity

UFCS

14.97%

FISK

N/A

Free Cash Flow Yield

Winner

UFCS

19.44%

FISK

16.77%

P/S Ratio

Winner

UFCS

0.96

FISK

1.86

P/B Ratio

UFCS

1.39

Winner

FISK

0.78

UFCS vs FISK - Historical Returns

Returns include dividend reinvestment.

Period	UFCS	FISK
1 month	+1.43%	-3.87%
3 months	+10.34%	-2.90%
6 months	+35.65%	-13.60%
1 year	+77.39%	-23.95%
5 years(CAGR)	+17.95%	-11.74%
10 years(CAGR)	+5.43%	-11.06%
Max(CAGR)	+9.08%	-9.92%

Winner

UFCS

+1.43%

FISK

-3.87%

Winner

UFCS

+10.34%

FISK

-2.90%

Winner

UFCS

+35.65%

FISK

-13.60%

Winner

UFCS

+77.39%

FISK

-23.95%

5Y(CAGR)

Winner

UFCS

+17.95%

FISK

-11.74%

10Y(CAGR)

Winner

UFCS

+5.43%

FISK

-11.06%

Max(CAGR)

Winner

UFCS

+9.08%

FISK

-9.92%

UFCS vs FISK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UFCS	FISK
2026	+50.98%	-19.28%
2025	+30.35%	-33.70%
2024	+43.18%	+11.51%
2023	-24.90%	+48.75%
2022	+17.86%	-20.70%
2021	-4.67%	-5.67%
2020	-40.50%	-32.03%
2019	-17.93%	+2.81%
2018	+31.80%	-29.03%
2017	-5.19%	+3.79%
2016	+35.86%	+16.56%
2015	+35.70%	+4.48%
2014	+10.16%	+20.87%
2013	+28.91%	-42.77%
2012	+9.49%	N/A
2011	-10.08%	N/A
2010	+24.39%	N/A
2009	-38.06%	N/A
2008	+7.65%	N/A
2007	-16.01%	N/A
2006	-10.69%	N/A
2005	+20.83%	N/A
2004	+69.60%	N/A
2003	+21.43%	N/A
2002	+20.64%	N/A
2001	+48.98%	N/A
2000	-6.96%	N/A
1999	+7.37%	N/A

UFCS vs FISK Drawdown Comparison

The maximum drawdown for UFCS was -69.89%, occurring on Nov 20, 2008. Recovery took 2502 trading sessions.

The maximum drawdown for FISK was -80.06%, occurring on May 17, 2023. This drawdown has not yet recovered.

The current UFCS drawdown is -3.15%. The current FISK drawdown is -76.71%.

Rank	UFCS	FISK
#1	-69.89% Nov 11, 2005 - Oct 22, 2015	-80.06% Oct 10, 2013 - May 17, 2023
#2	-64.48% Aug 1, 2018 - May 8, 2026	N/A
#3	-31.31% Jan 7, 2000 - Jan 25, 2001	N/A
#4	-28.56% Jun 5, 2001 - Mar 7, 2002	N/A
#5	-25.32% Nov 15, 2002 - Aug 19, 2003	N/A
#6	-20.40% Dec 12, 2016 - Mar 20, 2018	N/A
#7	-16.81% Nov 9, 2004 - May 3, 2005	N/A
#8	-15.99% Aug 5, 2004 - Nov 2, 2004	N/A
#9	-15.53% Nov 26, 1999 - Jan 7, 2000	N/A
#10	-15.46% May 3, 2016 - Nov 17, 2016	N/A
#11	-15.01% Jun 24, 2002 - Nov 14, 2002	N/A
#12	-14.96% Jan 25, 2001 - Apr 20, 2001	N/A
#13	-14.93% Jul 25, 2005 - Nov 10, 2005	N/A
#14	-12.24% May 18, 2026 - Jun 23, 2026	N/A
#15	-11.06% Sep 3, 2003 - Nov 6, 2003	N/A

Correlation

Correlation between UFCS and FISK is 0.23 which considered as a very weak or no correlation - the stocks move independently of each other.

0.23

-101

Dividend Comparison (1999 - 2026)

UFCS vs FISK dividend yield comparison.

Year	UFCS	FISK
2026	0.75%	1.34%
2025	1.76%	2.14%
2024	2.25%	1.39%
2023	3.18%	1.43%
2022	2.30%	2.10%
2021	2.59%	1.22%
2020	4.54%	2.29%
2019	2.97%	3.04%
2018	7.59%	3.01%
2017	2.39%	2.06%
2016	1.97%	2.00%
2015	2.24%	1.89%
2014	2.62%	1.96%
2013	2.41%	0.54%
2012	2.75%	0.00%
2011	2.97%	0.00%
2010	2.69%	0.00%
2009	3.29%	0.00%
2008	1.93%	0.00%
2007	1.91%	0.00%
2006	1.40%	0.00%
2005	1.19%	0.00%
2004	1.25%	0.00%
2003	1.89%	0.00%
2002	2.18%	0.00%
2001	2.51%	0.00%
2000	3.59%	0.00%
1999	0.75%	0.00%