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UFCS vs CTBI

Comparison between United Fire Group Inc (UFCS, Company) and Community Trust Bancorp Inc (CTBI, Company).

Both UFCS and CTBI are from the Financial Services sector.

5-Year PerformanceCTBI has outperformed UFCS, delivering a return of +15.8% compared to +14.9%

UFCS vs CTBI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
UFCS
$1.24B
Winner
CTBI
$1.24B
Max Drawdown
UFCS
71.27%
Winner
CTBI
47.25%
Sharpe Ratio
Winner
UFCS
1.75
CTBI
1.33
5Y Beta
Winner
UFCS
0.63
CTBI
0.71
Industry
UFCS
Insurance - Property & Casualty
CTBI
Banks - Regional
P/E Ratio
Winner
UFCS
9.45
CTBI
11.99
Forward P/E
UFCS
14.10
Winner
CTBI
11.22
PEG Ratio
Winner
UFCS
0.10
CTBI
0.61
Dividend Yield
UFCS
1.42%
Winner
CTBI
2.99%
5Y Dividends CAGR
UFCS
2.44%
Winner
CTBI
6.60%
5Y EPS CAGR
UFCS
N/A
CTBI
5.80%
Debt to Equity
UFCS
15.39%
Winner
CTBI
0.00%
Free Cash Flow Yield
Winner
UFCS
23.47%
CTBI
8.12%

UFCS vs CTBI - Historical Returns

Returns include dividend reinvestment.

1M
UFCS
-1.42%
Winner
CTBI
+5.36%
3M
Winner
UFCS
+31.87%
CTBI
+19.31%
6M
Winner
UFCS
+31.22%
CTBI
+13.97%
1Y
Winner
UFCS
+72.35%
CTBI
+40.92%
5Y(CAGR)
UFCS
+14.88%
Winner
CTBI
+15.82%
10Y(CAGR)
UFCS
+4.90%
Winner
CTBI
+11.20%
Max(CAGR)
UFCS
+8.74%
Winner
CTBI
+10.77%

UFCS vs CTBI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUFCSCTBI
2026+37.05%+23.19%
2025+30.35%+12.80%
2024+43.18%+25.59%
2023-24.90%-1.15%
2022+17.86%+7.66%
2021-4.67%+23.35%
2020-40.50%-16.59%
2019-17.93%+20.41%
2018+31.80%-14.43%
2017-5.19%-2.45%
2016+35.86%+50.42%
2015+35.70%+1.72%
2014+10.16%+3.17%
2013+28.91%+38.05%
2012+9.49%+13.58%
2011-10.08%+3.53%
2010+24.39%+20.10%
2009-38.06%-28.64%
2008+7.65%+42.64%
2007-16.01%-30.24%
2006-10.69%+33.75%
2005+20.83%-0.16%
2004+69.60%+19.90%
2003+21.43%+31.72%
2002+20.64%+20.12%
2001+48.98%+59.35%
2000-6.96%-16.87%
1999+7.37%-6.07%

UFCS vs CTBI Drawdown Comparison

The maximum drawdown for UFCS was -69.89%, occurring on Nov 20, 2008. Recovery took 2502 trading sessions.

The maximum drawdown for CTBI was -42.95%, occurring on May 13, 2020. Recovery took 899 trading sessions.

The current UFCS drawdown is -1.42%. The current CTBI drawdown is -3.24%.

RankUFCSCTBI
#1-69.89%
Nov 11, 2005 - Oct 22, 2015
-42.95%
Jun 21, 2018 - Jan 14, 2022
#2-64.48%
Aug 1, 2018 - May 8, 2026
-42.46%
Dec 27, 2006 - Jul 10, 2012
#3-31.31%
Jan 7, 2000 - Jan 25, 2001
-30.17%
Nov 9, 1999 - May 9, 2001
#4-28.56%
Jun 5, 2001 - Mar 7, 2002
-29.21%
Dec 1, 2022 - Jul 11, 2024
#5-25.32%
Nov 15, 2002 - Aug 19, 2003
-23.76%
Nov 6, 2024 - Dec 10, 2025
#6-20.40%
Dec 12, 2016 - Mar 20, 2018
-20.30%
Dec 23, 2013 - Nov 6, 2014
#7-16.81%
Nov 9, 2004 - May 3, 2005
-18.51%
Sep 24, 2012 - May 17, 2013
#8-15.99%
Aug 5, 2004 - Nov 2, 2004
-17.84%
Jan 4, 2017 - Oct 18, 2017
#9-15.53%
Nov 26, 1999 - Jan 7, 2000
-17.36%
Jun 27, 2002 - Nov 4, 2002
#10-15.46%
May 3, 2016 - Nov 17, 2016
-16.37%
Dec 1, 2004 - Jun 22, 2005
#11-15.01%
Jun 24, 2002 - Nov 14, 2002
-16.01%
Dec 1, 2003 - Mar 30, 2004
#12-14.96%
Jan 25, 2001 - Apr 20, 2001
-15.93%
Apr 2, 2004 - Nov 4, 2004
#13-14.93%
Jul 25, 2005 - Nov 10, 2005
-15.19%
Nov 29, 2017 - May 17, 2018
#14-12.24%
May 18, 2026 - Jun 3, 2026
-15.02%
Dec 23, 2014 - Jul 16, 2015
#15-11.06%
Sep 3, 2003 - Nov 6, 2003
-14.02%
Dec 2, 2002 - May 30, 2003

Correlation

Correlation between UFCS and CTBI is 0.77 which considered as a strong positive correlation - the stocks tend to move together.

0.77
-101

Dividend Comparison (1999 - 2026)

UFCS vs CTBI dividend yield comparison.

YearUFCSCTBI
20260.83%1.55%
20251.76%3.54%
20242.25%3.51%
20233.18%4.10%
20222.30%3.66%
20212.59%3.60%
20204.54%4.13%
20192.97%3.17%
20187.59%3.48%
20172.39%2.76%
20161.97%2.54%
20152.24%3.49%
20142.62%12.38%
20132.41%2.81%
20122.75%3.81%
20112.97%4.18%
20102.69%4.18%
20093.29%4.91%
20081.93%3.18%
20071.91%4.00%
20061.40%2.53%
20051.19%3.19%
20041.25%13.20%
20031.89%13.77%
20022.18%14.43%
20012.51%2.57%
20003.59%17.96%
19990.75%1.00%

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