UDMY vs VEL

Comparison between Udemy Inc (UDMY, Company) and Velocity Financial Inc (VEL, Company).

UDMY is from the Consumer Defensive sector, while VEL is from the Financial Services sector.

5-Year PerformanceVEL has outperformed UDMY, delivering a return of +5.8% compared to -32.5%

UDMY vs VEL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UDMY(COMPANY)	VEL(COMPANY)
Market Cap	$676M	$677M
Max Drawdown	86.33%	83.13%
Sharpe Ratio	-0.52	-0.08
5Y Beta	N/A	0.33
Industry	Education & Training Services	Mortgage Finance
P/E Ratio	-93.47	17.40
Forward P/E	44.25	N/A
PEG Ratio	N/A	0.32
5Y EPS CAGR	N/A	11.42%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	12.86%	3.91%
P/S Ratio	N/A	2.49
P/B Ratio	N/A	0.99

Market Cap

UDMY

$676M

Winner

VEL

$677M

Max Drawdown

UDMY

86.33%

Winner

VEL

83.13%

Sharpe Ratio

UDMY

-0.52

Winner

VEL

-0.08

5Y Beta

UDMY

N/A

VEL

0.33

Industry

UDMY

Education & Training Services

VEL

Mortgage Finance

P/E Ratio

Winner

UDMY

-93.47

VEL

17.40

Forward P/E

UDMY

44.25

VEL

N/A

PEG Ratio

UDMY

N/A

VEL

0.32

5Y EPS CAGR

UDMY

N/A

VEL

11.42%

Debt to Equity

UDMY

0.00%

VEL

0.00%

Free Cash Flow Yield

Winner

UDMY

12.86%

VEL

3.91%

P/S Ratio

UDMY

N/A

VEL

2.49

P/B Ratio

UDMY

N/A

VEL

0.99

UDMY vs VEL - Historical Returns

Returns include dividend reinvestment.

Period	UDMY	VEL
1 month	+7.93%	-1.15%
3 months	+1.09%	-11.40%
6 months	-11.98%	-12.03%
1 year	-35.69%	-2.61%
5 years(CAGR)	-32.51%	+5.78%
Max(CAGR)	-32.51%	+3.76%

Winner

UDMY

+7.93%

VEL

-1.15%

Winner

UDMY

+1.09%

VEL

-11.40%

Winner

UDMY

-11.98%

VEL

-12.03%

UDMY

-35.69%

Winner

VEL

-2.61%

5Y(CAGR)

UDMY

-32.51%

Winner

VEL

+5.78%

Max(CAGR)

UDMY

-32.51%

Winner

VEL

+3.76%

UDMY vs VEL - Annual Returns (2020 - 2026)

Returns include dividend reinvestment.

Year	UDMY	VEL
2026	-16.88%	-12.08%
2025	-29.00%	+8.58%
2024	-40.96%	+20.22%
2023	+38.18%	+81.26%
2022	-44.42%	-28.94%
2021	-28.95%	+123.56%
2020	N/A	-53.89%

UDMY vs VEL Drawdown Comparison

The maximum drawdown for UDMY was -86.33%, occurring on Apr 24, 2026. This drawdown has not yet recovered.

The maximum drawdown for VEL was -83.13%, occurring on Apr 3, 2020. Recovery took 941 trading sessions.

The current UDMY drawdown is -85.11%. The current VEL drawdown is -17.24%.

Rank	UDMY	VEL
#1	-86.33% Nov 18, 2021 - Apr 24, 2026	-83.13% Feb 20, 2020 - Nov 14, 2023
#2	-11.78% Nov 2, 2021 - Nov 16, 2021	-22.09% Nov 14, 2023 - Mar 18, 2024
#3	N/A	-21.48% Dec 16, 2024 - May 9, 2025
#4	N/A	-13.14% Mar 21, 2024 - May 31, 2024
#5	N/A	-6.83% Jul 16, 2024 - Sep 5, 2024
#6	N/A	-5.08% Sep 19, 2024 - Nov 12, 2024
#7	N/A	-4.07% Jun 5, 2024 - Jul 11, 2024
#8	N/A	-3.51% Mar 18, 2024 - Mar 21, 2024
#9	N/A	-3.33% Jan 21, 2020 - Jan 29, 2020
#10	N/A	-3.30% Jan 30, 2020 - Feb 12, 2020
#11	N/A	-2.21% Nov 12, 2024 - Nov 25, 2024
#12	N/A	-0.97% Dec 4, 2024 - Dec 11, 2024
#13	N/A	-0.97% Dec 11, 2024 - Dec 16, 2024
#14	N/A	-0.69% Feb 13, 2020 - Feb 20, 2020
#15	N/A	-0.54% May 31, 2024 - Jun 4, 2024

Correlation

Correlation between UDMY and VEL is -0.51 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.51

-101