UDI vs SPY
Comparison between USCF DIVIDEND INCOME FUND (UDI, ETF) and SPDR S&P 500 ETF Trust (SPY, ETF).
UDI vs SPY - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Net Assets
UDI
$4.10M
Winner
SPY
$781B
Expense Ratio
UDI
0.65%
Winner
SPY
0.09%
Max Drawdown
Winner
UDI
16.92%
SPY
56.47%
Sharpe Ratio
Winner
UDI
1.75
SPY
1.06
5Y Beta
Winner
UDI
0.56
SPY
1.00
P/E Ratio
Winner
UDI
18.54
SPY
28.53
Forward P/E
Winner
UDI
15.67
SPY
21.48
PEG Ratio
UDI
0.57
SPY
N/A
5Y Dividends CAGR
UDI
N/A
SPY
6.00%
5Y EPS CAGR
UDI
8.78%
Winner
SPY
25.58%
Debt to Equity
Winner
UDI
-45.42%
SPY
32.09%
P/S Ratio
Winner
UDI
2.54
SPY
3.75
P/B Ratio
Winner
UDI
2.66
SPY
5.64
UDI vs SPY - Holdings Comparison
UDI and SPY have 28 common holdings. Overlap is 6.75%
UDI's top 25 holdings weight is 72.68%. SPY's top 25 holdings weight is 51.74%.
| Rank | UDI | SPY |
|---|---|---|
| #1 | JOHNSON & JOHNSON (JNJ) - 4.63% | NVIDIA CORP (NVDA) - 7.89% |
| #2 | ABBVIE INC (ABBV) - 4.46% | APPLE INC (AAPL) - 7.37% |
| #3 | STATE STREET CORP (STT) - 3.80% | MICROSOFT CORP (MSFT) - 4.50% |
| #4 | EAST WEST BANCORP INC (EWBC) - 3.47% | AMAZON.COM INC (AMZN) - 3.82% |
| #5 | CONOCOPHILLIPS (COP) - 3.31% | ALPHABET INC CLASS A (GOOGL) - 3.33% |
| #6 | LAMAR ADVERTISING CO CLASS A (LAMR) - 3.27% | BROADCOM INC (AVGO) - 2.86% |
| #7 | MEDTRONIC PLC (MDT) - 3.13% | ALPHABET INC CLASS C (GOOG) - 2.68% |
| #8 | PHILLIPS 66 (PSX) - 2.98% | META PLATFORMS INC CLASS A (META) - 2.29% |
| #9 | EXELON CORP (EXC) - 2.94% | TESLA INC (TSLA) - 1.70% |
| #10 | CITIGROUP INC (C) - 2.90% | MICRON TECHNOLOGY INC (MU) - 1.56% |
| #11 | M&T BANK CORP (MTB) - 2.84% | JPMORGAN CHASE & CO (JPM) - 1.42% |
| #12 | GSK PLC ADR (GSK) - 2.76% | ELI LILLY AND CO (LLY) - 1.40% |
| #13 | U.S. BANCORP (USB) - 2.73% | BERKSHIRE HATHAWAY INC CLASS B (BRK-B) - 1.37% |
| #14 | CISCO SYSTEMS INC (CSCO) - 2.71% | ADVANCED MICRO DEVICES INC (AMD) - 1.32% |
| #15 | BANK OF AMERICA CORP (BAC) - 2.66% | EXXONMOBIL HOLDINGS CORP (XOM) - 0.92% |
| #16 | VERIZON COMMUNICATIONS INC (VZ) - 2.58% | JOHNSON & JOHNSON (JNJ) - 0.91% |
| #17 | SNAP-ON INC (SNA) - 2.58% | VISA INC CLASS A (V) - 0.90% |
| #18 | MCDONALD'S CORP (MCD) - 2.48% | WALMART INC (WMT) - 0.76% |
| #19 | PAYCHEX INC (PAYX) - 2.47% | INTEL CORP (INTC) - 0.75% |
| #20 | HOST HOTELS & RESORTS INC (HST) - 2.45% | APPLIED MATERIALS INC (AMAT) - 0.70% |
| #21 | EQUITY LIFESTYLE PROPERTIES INC (ELS) - 2.35% | CISCO SYSTEMS INC (CSCO) - 0.68% |
| #22 | CANADIAN NATURAL RESOURCES LTD (CNQ) - 2.33% | MASTERCARD INC CLASS A (MA) - 0.66% |
| #23 | ENTERGY CORP (ETR) - 2.30% | ABBVIE INC (ABBV) - 0.66% |
| #24 | THE GOLDMAN SACHS GROUP INC (GS) - 2.30% | CATERPILLAR INC (CAT) - 0.65% |
| #25 | TEXAS INSTRUMENTS INC (TXN) - 2.25% | LAM RESEARCH CORP (LRCX) - 0.64% |
| Total Holdings | 41 | 505 |
UDI vs SPY - Historical Returns
Returns include dividend reinvestment.
1M
Winner
UDI
+4.48%
SPY
+0.78%
3M
Winner
UDI
+8.59%
SPY
+3.76%
6M
Winner
UDI
+15.11%
SPY
+7.78%
1Y
Winner
UDI
+23.87%
SPY
+17.76%
5Y(CAGR)
Winner
UDI
+14.08%
SPY
+12.44%
10Y(CAGR)
UDI
N/A
SPY
+14.90%
Max(CAGR)
Winner
UDI
+14.08%
SPY
+8.44%
UDI vs SPY - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | UDI | SPY |
|---|---|---|
| 2026 | +16.44% | +8.74% |
| 2025 | +14.53% | +18.00% |
| 2024 | +16.39% | +25.59% |
| 2023 | +6.09% | +26.72% |
| 2022 | +3.81% | -18.64% |
| 2021 | N/A | +30.52% |
| 2020 | N/A | +17.28% |
| 2019 | N/A | +31.09% |
| 2018 | N/A | -5.24% |
| 2017 | N/A | +20.78% |
| 2016 | N/A | +13.59% |
| 2015 | N/A | +1.31% |
| 2014 | N/A | +14.56% |
| 2013 | N/A | +29.00% |
| 2012 | N/A | +14.17% |
| 2011 | N/A | +0.85% |
| 2010 | N/A | +13.14% |
| 2009 | N/A | +22.67% |
| 2008 | N/A | -36.25% |
| 2007 | N/A | +5.32% |
| 2006 | N/A | +13.85% |
| 2005 | N/A | +5.32% |
| 2004 | N/A | +10.75% |
| 2003 | N/A | +24.18% |
| 2002 | N/A | -22.42% |
| 2001 | N/A | -10.13% |
| 2000 | N/A | -8.84% |
| 1999 | N/A | +8.61% |
UDI vs SPY Drawdown Comparison
The maximum drawdown for UDI was -14.16%, occurring on Apr 8, 2025. Recovery took 84 trading sessions.
The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.
The current SPY drawdown is -2.47%.
| Rank | UDI | SPY |
|---|---|---|
| #1 | -14.16% Feb 28, 2025 - Jul 1, 2025 | -55.20% Oct 9, 2007 - Aug 16, 2012 |
| #2 | -14.09% Aug 16, 2022 - Nov 21, 2022 | -47.50% Mar 24, 2000 - Oct 26, 2006 |
| #3 | -12.81% Feb 7, 2023 - Dec 14, 2023 | -33.70% Feb 19, 2020 - Aug 10, 2020 |
| #4 | -8.71% Jun 8, 2022 - Aug 10, 2022 | -24.50% Jan 3, 2022 - Dec 13, 2023 |
| #5 | -6.78% Nov 29, 2024 - Feb 19, 2025 | -19.34% Sep 20, 2018 - Apr 12, 2019 |
| #6 | -6.11% Mar 28, 2024 - May 15, 2024 | -18.76% Feb 19, 2025 - Jun 26, 2025 |
| #7 | -5.66% Mar 2, 2026 - Apr 30, 2026 | -13.02% Jul 20, 2015 - Apr 18, 2016 |
| #8 | -5.22% Jul 30, 2024 - Aug 23, 2024 | -10.10% Jan 26, 2018 - Aug 6, 2018 |
| #9 | -4.11% Dec 1, 2022 - Jan 12, 2023 | -9.44% Sep 2, 2020 - Nov 11, 2020 |
| #10 | -3.81% May 17, 2024 - Jul 15, 2024 | -9.30% Jan 19, 2000 - Mar 17, 2000 |
| #11 | -3.33% Jan 13, 2023 - Jan 31, 2023 | -9.05% Jul 19, 2007 - Oct 5, 2007 |
| #12 | -3.25% Jul 23, 2025 - Aug 20, 2025 | -8.88% Jan 27, 2026 - Apr 14, 2026 |
| #13 | -3.19% Nov 6, 2024 - Nov 25, 2024 | -8.41% Jul 16, 2024 - Sep 19, 2024 |
| #14 | -3.19% Sep 30, 2025 - Nov 12, 2025 | -7.35% Sep 14, 2012 - Jan 2, 2013 |
| #15 | -2.61% Jun 12, 2026 - Jul 2, 2026 | -7.27% Sep 18, 2014 - Oct 31, 2014 |
Correlation
Correlation between UDI and SPY is 0.97 which considered as a very strong positive correlation - the stocks move almost identically together.
0.97
-101
Dividend Comparison (1999 - 2026)
UDI vs SPY dividend yield comparison.
| Year | UDI | SPY |
|---|---|---|
| 2026 | 1.52% | 0.50% |
| 2025 | 2.42% | 1.07% |
| 2024 | 5.33% | 1.21% |
| 2023 | 2.61% | 1.40% |
| 2022 | 1.79% | 1.65% |
| 2021 | 0.00% | 1.20% |
| 2020 | 0.00% | 1.52% |
| 2019 | 0.00% | 1.75% |
| 2018 | 0.00% | 2.04% |
| 2017 | 0.00% | 1.80% |
| 2016 | 0.00% | 2.03% |
| 2015 | 0.00% | 2.06% |
| 2014 | 0.00% | 1.87% |
| 2013 | 0.00% | 1.81% |
| 2012 | 0.00% | 2.18% |
| 2011 | 0.00% | 2.05% |
| 2010 | 0.00% | 1.80% |
| 2009 | 0.00% | 1.95% |
| 2008 | 0.00% | 3.02% |
| 2007 | 0.00% | 1.85% |
| 2006 | 0.00% | 1.73% |
| 2005 | 0.00% | 1.73% |
| 2004 | 0.00% | 1.82% |
| 2003 | 0.00% | 1.47% |
| 2002 | 0.00% | 1.70% |
| 2001 | 0.00% | 1.25% |
| 2000 | 0.00% | 1.15% |
| 1999 | 0.00% | 0.24% |
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