UDI vs SGRW

Comparison between USCF DIVIDEND INCOME FUND (UDI, ETF) and HARBOR ACTIVE SMALL CAP GROWTH ETF (SGRW, ETF).

UDI vs SGRW - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UDI(ETF)	SGRW(ETF)
Net Assets	$4M	$4.10M
Expense Ratio	0.65%	0.80%
Max Drawdown	16.92%	16.25%
Sharpe Ratio	1.88	1.45
5Y Beta	0.57	1.68
P/E Ratio	17.42	-72.92
Forward P/E	14.74	23.50
PEG Ratio	0.49	N/A
5Y EPS CAGR	9.16%	14.58%
Debt to Equity	60.92%	52.62%
P/S Ratio	2.31	3.73
P/B Ratio	2.53	4.82

Net Assets

UDI

$4M

Winner

SGRW

$4.10M

Expense Ratio

Winner

UDI

0.65%

SGRW

0.80%

Max Drawdown

UDI

16.92%

Winner

SGRW

16.25%

Sharpe Ratio

Winner

UDI

1.88

SGRW

1.45

5Y Beta

Winner

UDI

0.57

SGRW

1.68

P/E Ratio

UDI

17.42

Winner

SGRW

-72.92

Forward P/E

Winner

UDI

14.74

SGRW

23.50

PEG Ratio

UDI

0.49

SGRW

N/A

5Y EPS CAGR

UDI

9.16%

Winner

SGRW

14.58%

Debt to Equity

UDI

60.92%

Winner

SGRW

52.62%

P/S Ratio

Winner

UDI

2.31

SGRW

3.73

P/B Ratio

Winner

UDI

2.53

SGRW

4.82

UDI vs SGRW - Holdings Comparison

UDI and SGRW have 1 common holdings. Overlap is 0.43%

UDI's top 25 holdings weight is 73.37%. SGRW's top 25 holdings weight is 45.43%.

Rank	UDI	SGRW
#1	JOHNSON & JOHNSON (JNJ) - 4.21%	DIGITAL TURBINE INC (APPS) - 3.62%
#2	STATE STREET CORP (STT) - 4.19%	SILICON MOTION TECHNOLOGY CORP ADR (SIMO) - 3.32%
#3	CONOCOPHILLIPS (COP) - 4.12%	n/a (PRCH) - 2.92%
#4	ABBVIE INC (ABBV) - 3.80%	US DOLLAR (n/a) - 2.69%
#5	GSK PLC ADR (GSK) - 3.78%	n/a (INDI) - 2.33%
#6	EAST WEST BANCORP INC (EWBC) - 3.38%	n/a (FPS) - 2.18%
#7	LAMAR ADVERTISING CO CLASS A (LAMR) - 3.23%	MATERION CORP (MTRN) - 2.08%
#8	PHILLIPS 66 (PSX) - 3.21%	CASELLA WASTE SYSTEMS INC CLASS A (CWST) - 1.96%
#9	CANADIAN NATURAL RESOURCES LTD (CNQ) - 3.03%	FTAI AVIATION LTD (FTAI) - 1.86%
#10	VERIZON COMMUNICATIONS INC (VZ) - 3.01%	GATES INDUSTRIAL CORP PLC (GTES) - 1.83%
#11	OLD REPUBLIC INTERNATIONAL CORP (ORI) - 2.93%	CARPENTER TECHNOLOGY CORP (CRS) - 1.80%
#12	CISCO SYSTEMS INC (CSCO) - 2.89%	RBC BEARINGS INC (RBC) - 1.71%
#13	EXELON CORP (EXC) - 2.85%	SI-BONE INC (SIBN) - 1.63%
#14	CME GROUP INC CLASS A (CME) - 2.70%	MODINE MANUFACTURING CO (MOD) - 1.61%
#15	CITIGROUP INC (C) - 2.59%	MAGNITE INC (MGNI) - 1.61%
#16	MEDTRONIC PLC (MDT) - 2.54%	ONTO INNOVATION INC (ONTO) - 1.59%
#17	TEXAS INSTRUMENTS INC (TXN) - 2.41%	DAVE INC ORDINARY SHARES CLASS A (DAVE) - 1.55%
#18	BANK OF AMERICA CORP (BAC) - 2.39%	TEXAS CAPITAL BANCSHARES INC (TCBI) - 1.54%
#19	HOST HOTELS & RESORTS INC (HST) - 2.38%	CREDO TECHNOLOGY GROUP HOLDING LTD (CRDO) - 1.36%
#20	SNAP-ON INC (SNA) - 2.35%	BIOLIFE SOLUTIONS INC (BLFS) - 1.22%
#21	EQUITY LIFESTYLE PROPERTIES INC (ELS) - 2.32%	ORTHOPEDIATRICS CORP (KIDS) - 1.09%
#22	ENTERGY CORP (ETR) - 2.30%	TTM TECHNOLOGIES INC (TTMI) - 1.00%
#23	PAYCHEX INC (PAYX) - 2.28%	CELLEBRITE DI LTD (CLBT) - 0.99%
#24	GILEAD SCIENCES INC (GILD) - 2.25%	UNUSUAL MACHINES INC (UMAC) - 0.98%
#25	BANK OF NEW YORK MELLON CORP (BNY) - 2.23%	VEECO INSTRUMENTS INC (VECO) - 0.96%
Total Holdings	40	140

UDI vs SGRW - Historical Returns

Returns include dividend reinvestment.

Period	UDI	SGRW
1 month	+5.01%	+9.18%
3 months	+7.65%	+30.33%
6 months	+13.10%	+17.87%
1 year	+24.57%	N/A
5 years(CAGR)	+13.66%	N/A
Max(CAGR)	+13.66%	+50.06%

UDI

+5.01%

Winner

SGRW

+9.18%

UDI

+7.65%

Winner

SGRW

+30.33%

UDI

+13.10%

Winner

SGRW

+17.87%

UDI

+24.57%

SGRW

N/A

5Y(CAGR)

UDI

+13.66%

SGRW

N/A

Max(CAGR)

UDI

+13.66%

Winner

SGRW

+50.06%

UDI vs SGRW - Annual Returns (2022 - 2026)

Returns include dividend reinvestment.

Year	UDI	SGRW
2026	+12.99%	+17.87%
2025	+14.53%	N/A
2024	+16.39%	N/A
2023	+6.09%	N/A
2022	+3.81%	N/A

UDI vs SGRW Drawdown Comparison

The maximum drawdown for UDI was -14.16%, occurring on Apr 8, 2025. Recovery took 84 trading sessions.

The maximum drawdown for SGRW was -16.25%, occurring on Mar 30, 2026. Recovery took 59 trading sessions.

Rank	UDI	SGRW
#1	-14.16% Feb 28, 2025 - Jul 1, 2025	-16.25% Jan 22, 2026 - Apr 17, 2026
#2	-14.09% Aug 16, 2022 - Nov 21, 2022	-5.59% May 6, 2026 - May 22, 2026
#3	-12.81% Feb 7, 2023 - Dec 14, 2023	-4.60% Jun 4, 2026 - Jun 12, 2026
#4	-8.71% Jun 8, 2022 - Aug 10, 2022	-2.99% Apr 20, 2026 - Apr 30, 2026
#5	-6.78% Nov 29, 2024 - Feb 19, 2025	-0.97% Jun 2, 2026 - Jun 4, 2026
#6	-6.11% Mar 28, 2024 - May 15, 2024	-0.59% Jan 15, 2026 - Jan 21, 2026
#7	-5.66% Mar 2, 2026 - Apr 30, 2026	N/A
#8	-5.22% Jul 30, 2024 - Aug 23, 2024	N/A
#9	-4.11% Dec 1, 2022 - Jan 12, 2023	N/A
#10	-3.81% May 17, 2024 - Jul 15, 2024	N/A
#11	-3.33% Jan 13, 2023 - Jan 31, 2023	N/A
#12	-3.25% Jul 23, 2025 - Aug 20, 2025	N/A
#13	-3.19% Nov 6, 2024 - Nov 25, 2024	N/A
#14	-3.19% Sep 30, 2025 - Nov 12, 2025	N/A
#15	-2.57% Aug 30, 2024 - Sep 19, 2024	N/A