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UCB vs LAZ

Comparison between United Community Banks Inc (UCB, Company) and Lazard Ltd - Class A (LAZ, Company).

Both UCB and LAZ are from the Financial Services sector.

5-Year PerformanceUCB has outperformed LAZ, delivering a return of +6.7% compared to +3.6%

UCB vs LAZ - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
UCB
$4.36B
LAZ
$4.33B
Max Drawdown
UCB
96.24%
Winner
LAZ
64.75%
Sharpe Ratio
Winner
UCB
0.92
LAZ
-0.20
5Y Beta
Winner
UCB
0.99
LAZ
1.77
Industry
UCB
Banks - Regional
LAZ
Capital Markets
P/E Ratio
Winner
UCB
11.59
LAZ
14.80
Forward P/E
Winner
UCB
12.53
LAZ
17.51
PEG Ratio
Winner
UCB
0.31
LAZ
0.41
Dividend Yield
UCB
2.82%
Winner
LAZ
4.69%
5Y Dividends CAGR
Winner
UCB
6.21%
LAZ
5.87%
5Y EPS CAGR
Winner
UCB
1.63%
LAZ
-3.81%
Debt to Equity
Winner
UCB
10.16%
LAZ
191.63%
Free Cash Flow Yield
UCB
8.29%
Winner
LAZ
11.48%

UCB vs LAZ - Historical Returns

Returns include dividend reinvestment.

1M
UCB
+3.43%
Winner
LAZ
+11.96%
3M
Winner
UCB
+15.05%
LAZ
+1.69%
6M
Winner
UCB
+8.06%
LAZ
-11.07%
1Y
Winner
UCB
+20.15%
LAZ
-14.44%
5Y(CAGR)
Winner
UCB
+6.67%
LAZ
+3.61%
10Y(CAGR)
Winner
UCB
+9.24%
LAZ
+8.06%
Max(CAGR)
UCB
-0.98%
Winner
LAZ
+7.03%

UCB vs LAZ - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

YearUCBLAZ
2026+18.74%-5.66%
2025+2.28%-0.21%
2024+14.60%+49.20%
2023-10.20%+5.79%
2022-4.05%-18.46%
2021+30.70%+9.09%
2020-4.96%+9.82%
2019+44.66%+12.93%
2018-21.80%-25.60%
2017-3.90%+34.30%
2016+57.61%+0.12%
2015+5.47%-5.98%
2014+8.11%+14.56%
2013+78.21%+48.85%
2012+30.57%+14.15%
2011-28.31%-33.01%
2010-43.97%-0.04%
2009-73.51%+29.47%
2008-10.13%-23.11%
2007-51.25%-13.95%
2006+22.50%+49.28%
2005-1.28%+33.62%
2004+22.82%N/A
2003+29.82%N/A
2002+11.86%N/A

UCB vs LAZ Drawdown Comparison

The maximum drawdown for UCB was -95.98%, occurring on Nov 15, 2010. This drawdown has not yet recovered.

The maximum drawdown for LAZ was -62.70%, occurring on Oct 3, 2011. Recovery took 1742 trading sessions.

The current UCB drawdown is -68.34%. The current LAZ drawdown is -19.12%.

RankUCBLAZ
#1-95.98%
Mar 7, 2007 - Nov 15, 2010
-62.70%
May 2, 2007 - Apr 2, 2014
#2-26.47%
May 20, 2002 - Aug 14, 2003
-59.54%
Feb 1, 2018 - Aug 11, 2021
#3-24.88%
Dec 1, 2004 - Oct 31, 2005
-50.55%
Jul 21, 2015 - Dec 4, 2017
#4-15.10%
Mar 28, 2002 - May 14, 2002
-44.24%
Nov 6, 2024 - Apr 8, 2025
#5-13.62%
Jun 30, 2004 - Nov 10, 2004
-43.47%
Oct 25, 2021 - Jul 25, 2024
#6-13.31%
Nov 10, 2005 - Jun 30, 2006
-28.94%
May 10, 2006 - Dec 5, 2006
#7-12.56%
Jan 20, 2004 - Apr 2, 2004
-20.27%
Sep 17, 2014 - Apr 2, 2015
#8-10.95%
Apr 12, 2004 - Jun 30, 2004
-14.19%
Feb 22, 2007 - May 2, 2007
#9-10.92%
Aug 3, 2006 - Nov 16, 2006
-14.11%
May 6, 2005 - Jun 1, 2005
#10-9.30%
Jul 3, 2006 - Jul 28, 2006
-12.83%
Jun 1, 2005 - Jul 20, 2005
#11-9.19%
Aug 21, 2003 - Oct 14, 2003
-12.44%
Apr 19, 2006 - May 10, 2006
#12-8.04%
Feb 7, 2007 - Mar 7, 2007
-12.34%
Jul 31, 2024 - Aug 23, 2024
#13-6.60%
Nov 25, 2003 - Dec 29, 2003
-9.80%
Apr 2, 2014 - Apr 24, 2014
#14-6.22%
Nov 30, 2006 - Feb 6, 2007
-9.70%
Jun 18, 2015 - Jul 21, 2015
#15-6.20%
Aug 14, 2003 - Aug 20, 2003
-9.06%
Aug 30, 2024 - Sep 19, 2024

Correlation

Correlation between UCB and LAZ is -0.09 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.09
-101

Dividend Comparison (2002 - 2026)

UCB vs LAZ dividend yield comparison.

YearUCBLAZ
20261.36%3.30%
20253.14%4.12%
20242.91%3.89%
20233.14%5.75%
20222.54%5.60%
20212.17%4.31%
20202.53%4.44%
20192.20%5.88%
20182.70%8.21%
20171.35%5.35%
20161.01%6.55%
20151.13%5.22%
20140.58%2.40%
20130.00%2.21%
20120.00%3.22%
20110.00%2.32%
20100.00%1.27%
20093.89%1.19%
20082.75%1.34%
20072.28%0.88%
20060.99%0.76%
20051.05%0.45%
20040.89%0.00%
20030.91%0.00%
20021.03%0.00%

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