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UCB vs ALE

Comparison between United Community Banks Inc (UCB, Company) and ALLETE, Inc. (ALE, Company).

UCB is from the Financial Services sector, while ALE is from the Utilities sector.

5-Year PerformanceALE has outperformed UCB, delivering a return of +3.3% compared to +2.3%

UCB vs ALE - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
UCB
$3.99B
ALE
$3.94B
Max Drawdown
UCB
96.24%
Winner
ALE
53.93%
Sharpe Ratio
Winner
UCB
0.71
ALE
0.67
5Y Beta
UCB
1.08
Winner
ALE
0.08
Industry
UCB
Banks - Regional
ALE
Utilities - Diversified
P/E Ratio
Winner
UCB
11.80
ALE
23.76
Forward P/E
Winner
UCB
12.53
ALE
16.72
PEG Ratio
Winner
UCB
0.41
ALE
2.57
Dividend Yield
UCB
2.98%
Winner
ALE
4.26%
5Y Dividends CAGR
UCB
6.21%
Winner
ALE
8.09%
5Y EPS CAGR
Winner
UCB
3.24%
ALE
-3.48%
Debt to Equity
Winner
UCB
3.30%
ALE
78.44%
Free Cash Flow Yield
Winner
UCB
8.14%
ALE
-8.16%
P/S Ratio
UCB
3.76
Winner
ALE
2.63
P/B Ratio
Winner
UCB
1.08
ALE
1.38

UCB vs ALE - Historical Returns

Returns include dividend reinvestment.

1M
UCB
-0.71%
Winner
ALE
+0.00%
3M
Winner
UCB
+4.96%
ALE
+0.00%
6M
Winner
UCB
+8.90%
ALE
+0.43%
1Y
Winner
UCB
+20.07%
ALE
+5.39%
5Y(CAGR)
UCB
+2.33%
Winner
ALE
+3.33%
10Y(CAGR)
Winner
UCB
+8.06%
ALE
+4.98%
Max(CAGR)
UCB
-1.42%
Winner
ALE
+9.30%

UCB vs ALE - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUCBALE
2026+6.89%+0.00%
2025+2.28%+8.18%
2024+14.60%+8.85%
2023-10.20%-1.62%
2022-4.05%+1.27%
2021+30.70%+11.92%
2020-4.96%-19.81%
2019+44.66%+13.71%
2018-21.80%+6.41%
2017-3.90%+20.35%
2016+57.61%+33.87%
2015+5.47%-4.59%
2014+8.11%+16.73%
2013+78.21%+22.93%
2012+30.57%+4.37%
2011-28.31%+16.34%
2010-43.97%+18.89%
2009-73.51%+6.66%
2008-10.13%-12.20%
2007-51.25%-12.13%
2006+22.50%+5.41%
2005-1.28%+24.22%
2004+22.82%+24.41%
2003+29.82%+38.15%
2002+11.86%-7.76%
2001N/A+11.58%
2000N/A+61.13%
1999N/A-7.48%

UCB vs ALE Drawdown Comparison

The maximum drawdown for UCB was -95.98%, occurring on Nov 15, 2010. This drawdown has not yet recovered.

The maximum drawdown for ALE was -48.82%, occurring on Mar 5, 2009. Recovery took 1056 trading sessions.

The current UCB drawdown is -71.50%. The current ALE drawdown is -0.82%.

RankUCBALE
#1-95.98%
Mar 7, 2007 - Nov 15, 2010
-48.82%
Apr 25, 2007 - Jul 1, 2011
#2-26.47%
May 20, 2002 - Aug 14, 2003
-42.20%
Sep 25, 2019 - May 15, 2020
#3-24.88%
Dec 1, 2004 - Oct 31, 2005
-37.23%
May 2, 2002 - Oct 24, 2003
#4-15.10%
Mar 28, 2002 - May 14, 2002
-26.84%
Jun 10, 2004 - Nov 12, 2004
#5-13.62%
Jun 30, 2004 - Nov 10, 2004
-21.32%
Jan 27, 2015 - Mar 10, 2016
#6-13.31%
Nov 10, 2005 - Jun 30, 2006
-20.22%
Sep 4, 2001 - Jan 30, 2002
#7-12.56%
Jan 20, 2004 - Apr 2, 2004
-19.20%
Nov 5, 1999 - Apr 25, 2000
#8-10.95%
Apr 12, 2004 - Jun 30, 2004
-18.63%
Dec 28, 2000 - Mar 30, 2001
#9-10.92%
Aug 3, 2006 - Nov 16, 2006
-18.57%
Jul 11, 2005 - Feb 6, 2007
#10-9.30%
Jul 3, 2006 - Jul 28, 2006
-15.85%
Nov 30, 2017 - Jul 5, 2018
#11-9.19%
Aug 21, 2003 - Oct 14, 2003
-14.65%
Sep 11, 2000 - Dec 8, 2000
#12-8.04%
Feb 7, 2007 - Mar 7, 2007
-13.60%
Mar 31, 2014 - Oct 30, 2014
#13-6.60%
Nov 25, 2003 - Dec 29, 2003
-13.49%
Jul 21, 2011 - Dec 22, 2011
#14-6.22%
Nov 30, 2006 - Feb 6, 2007
-13.45%
Jun 28, 2000 - Jul 10, 2000
#15-6.20%
Aug 14, 2003 - Aug 20, 2003
-13.40%
Jul 30, 2013 - Mar 25, 2014

Correlation

Correlation between UCB and ALE is -0.41 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.41
-101

Dividend Comparison (2000 - 2026)

UCB vs ALE dividend yield comparison.

YearUCBALE
20260.75%0.00%
20253.14%3.23%
20242.91%4.35%
20233.14%4.43%
20222.54%4.03%
20212.17%3.80%
20202.53%3.99%
20192.20%2.90%
20182.70%2.94%
20171.35%2.88%
20161.01%3.24%
20151.13%3.97%
20140.58%3.55%
20130.00%3.81%
20120.00%4.49%
20110.00%4.24%
20100.00%4.72%
20093.89%5.39%
20082.75%5.33%
20072.28%4.14%
20060.99%3.12%
20051.05%2.83%
20040.89%3.12%
20030.91%3.69%
20021.03%4.85%
20010.00%4.25%
20000.00%4.32%

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