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UBSI vs SPY

Comparison between United Bankshares Inc (UBSI, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed UBSI, delivering a return of +13.8% compared to +4.8%

UBSI vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
UBSI
$5.88B
Winner
SPY
$735B
Expense Ratio
UBSI
N/A
SPY
0.09%
Max Drawdown
UBSI
65.05%
Winner
SPY
56.47%
Sharpe Ratio
UBSI
0.69
Winner
SPY
1.71
5Y Beta
Winner
UBSI
0.86
SPY
1.00
Industry
UBSI
Banks - Regional
SPY
N/A
P/E Ratio
Winner
UBSI
12.96
SPY
28.81
Forward P/E
Winner
UBSI
13.55
SPY
22.10
PEG Ratio
UBSI
0.76
SPY
N/A
Dividend Yield
UBSI
3.55%
SPY
N/A
5Y Dividends CAGR
Winner
UBSI
5.96%
SPY
5.43%
5Y EPS CAGR
UBSI
5.12%
Winner
SPY
25.84%
Debt to Equity
Winner
UBSI
3.03%
SPY
34.16%
Free Cash Flow Yield
UBSI
8.86%
SPY
N/A
P/S Ratio
UBSI
4.64
Winner
SPY
3.69
P/B Ratio
Winner
UBSI
1.09
SPY
5.54

UBSI vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
UBSI
-5.03%
Winner
SPY
+3.53%
3M
UBSI
-3.18%
Winner
SPY
+7.49%
6M
Winner
UBSI
+21.06%
SPY
+11.36%
1Y
UBSI
+17.81%
Winner
SPY
+24.76%
5Y(CAGR)
UBSI
+4.79%
Winner
SPY
+13.85%
10Y(CAGR)
UBSI
+5.14%
Winner
SPY
+15.52%
Max(CAGR)
UBSI
+6.11%
Winner
SPY
+8.46%

UBSI vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUBSISPY
2026+11.15%+7.70%
2025+7.97%+18.00%
2024+3.64%+25.59%
2023-2.28%+26.72%
2022+13.97%-18.64%
2021+16.79%+30.52%
2020-11.55%+17.28%
2019+25.98%+31.09%
2018-7.31%-5.24%
2017-21.87%+20.78%
2016+33.06%+13.59%
2015+3.41%+1.31%
2014+25.41%+14.56%
2013+29.39%+29.00%
2012-11.96%+14.17%
2011-0.92%+0.85%
2010+45.44%+13.14%
2009-34.66%+22.67%
2008+24.31%-36.25%
2007-25.68%+5.32%
2006+11.89%+13.85%
2005-4.12%+5.32%
2004+27.89%+10.75%
2003+7.70%+24.18%
2002+5.73%-22.42%
2001+46.94%-10.13%
2000-5.55%-8.84%
1999-3.44%+8.61%

UBSI vs SPY Drawdown Comparison

The maximum drawdown for UBSI was -62.10%, occurring on Mar 6, 2009. Recovery took 1652 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current UBSI drawdown is -6.26%. The current SPY drawdown is -1.93%.

RankUBSISPY
#1-62.10%
Dec 27, 2006 - Jul 23, 2013
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-52.34%
Dec 9, 2016 - May 13, 2021
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-38.09%
Nov 10, 2022 - Nov 6, 2024
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-34.79%
Nov 3, 1999 - Jun 4, 2001
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-25.79%
Nov 25, 2024 - Jan 15, 2026
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-23.47%
Nov 6, 2015 - Nov 10, 2016
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-22.54%
May 17, 2021 - Aug 16, 2022
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-22.48%
Dec 15, 2004 - Nov 11, 2005
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-17.35%
May 3, 2002 - Aug 21, 2003
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-16.34%
Jul 22, 2015 - Nov 6, 2015
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-13.73%
Feb 6, 2026 - Mar 12, 2026
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-12.68%
Aug 16, 2022 - Oct 27, 2022
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-12.01%
Aug 30, 2001 - Dec 17, 2001
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-11.49%
Dec 24, 2013 - Jun 6, 2014
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-10.27%
Dec 29, 2014 - Mar 2, 2015
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between UBSI and SPY is 0.89 which considered as a strong positive correlation - the stocks tend to move together.

0.89
-101

Dividend Comparison (1999 - 2026)

UBSI vs SPY dividend yield comparison.

YearUBSISPY
20260.90%0.24%
20253.88%1.07%
20243.94%1.21%
20233.86%1.40%
20223.56%1.65%
20213.89%1.20%
20204.32%1.52%
20193.54%1.75%
20184.37%2.04%
20173.83%1.80%
20162.85%2.03%
20153.49%2.06%
20143.42%1.87%
20133.97%1.81%
20125.09%2.18%
20114.28%2.05%
20104.11%1.80%
20095.86%1.95%
20083.49%3.02%
20074.03%1.85%
20062.82%1.73%
20052.98%1.73%
20042.67%1.82%
20033.21%1.47%
20023.27%1.70%
20012.36%1.25%
20003.95%1.15%
19990.88%0.24%

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