UBSI vs DUOL

Comparison between United Bankshares Inc (UBSI, Company) and Duolingo Inc - Class A (DUOL, Company).

UBSI is from the Financial Services sector, while DUOL is from the Technology sector.

5-Year PerformanceUBSI has outperformed DUOL, delivering a return of +11.0% compared to -0.6%

UBSI vs DUOL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UBSI(COMPANY)	DUOL(COMPANY)
Market Cap	$6.75B	$6.74B
Max Drawdown	65.05%	83.35%
Sharpe Ratio	1.28	-1.12
5Y Beta	0.79	1.26
Industry	Banks - Regional	Software - Application
P/E Ratio	13.54	16.01
Forward P/E	13.55	20.33
PEG Ratio	0.38	0.06
Dividend Yield	3.08%	N/A
5Y Dividends CAGR	6.07%	N/A
5Y EPS CAGR	7.21%	N/A
Debt to Equity	3.03%	0.00%
Free Cash Flow Yield	7.91%	6.06%
P/S Ratio	5.37	5.41
P/B Ratio	1.19	4.55

Market Cap

Winner

UBSI

$6.75B

DUOL

$6.74B

Max Drawdown

Winner

UBSI

65.05%

DUOL

83.35%

Sharpe Ratio

Winner

UBSI

1.28

DUOL

-1.12

5Y Beta

Winner

UBSI

0.79

DUOL

1.26

Industry

UBSI

Banks - Regional

DUOL

Software - Application

P/E Ratio

Winner

UBSI

13.54

DUOL

16.01

Forward P/E

Winner

UBSI

13.55

DUOL

20.33

PEG Ratio

UBSI

0.38

Winner

DUOL

0.06

Dividend Yield

UBSI

3.08%

DUOL

N/A

5Y Dividends CAGR

UBSI

6.07%

DUOL

N/A

5Y EPS CAGR

UBSI

7.21%

DUOL

N/A

Debt to Equity

UBSI

3.03%

Winner

DUOL

0.00%

Free Cash Flow Yield

Winner

UBSI

7.91%

DUOL

6.06%

P/S Ratio

Winner

UBSI

5.37

DUOL

5.41

P/B Ratio

Winner

UBSI

1.19

DUOL

4.55

UBSI vs DUOL - Historical Returns

Returns include dividend reinvestment.

Period	UBSI	DUOL
1 month	+6.67%	+3.49%
3 months	+17.42%	+21.69%
6 months	+13.69%	+18.00%
1 year	+35.57%	-59.73%
5 years(CAGR)	+11.00%	-0.56%
10 years(CAGR)	+6.56%	N/A
Max(CAGR)	+6.70%	-0.90%

Winner

UBSI

+6.67%

DUOL

+3.49%

UBSI

+17.42%

Winner

DUOL

+21.69%

UBSI

+13.69%

Winner

DUOL

+18.00%

Winner

UBSI

+35.57%

DUOL

-59.73%

5Y(CAGR)

Winner

UBSI

+11.00%

DUOL

-0.56%

10Y(CAGR)

UBSI

+6.56%

DUOL

N/A

Max(CAGR)

Winner

UBSI

+6.70%

DUOL

-0.90%

UBSI vs DUOL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UBSI	DUOL
2026	+30.66%	-24.73%
2025	+7.97%	-46.15%
2024	+3.64%	+51.26%
2023	-2.28%	+219.82%
2022	+13.97%	-32.30%
2021	+16.79%	-23.67%
2020	-11.55%	N/A
2019	+25.98%	N/A
2018	-7.31%	N/A
2017	-21.87%	N/A
2016	+33.06%	N/A
2015	+3.41%	N/A
2014	+25.41%	N/A
2013	+29.39%	N/A
2012	-11.96%	N/A
2011	-0.92%	N/A
2010	+45.44%	N/A
2009	-34.66%	N/A
2008	+24.31%	N/A
2007	-25.68%	N/A
2006	+11.89%	N/A
2005	-4.12%	N/A
2004	+27.89%	N/A
2003	+7.70%	N/A
2002	+5.73%	N/A
2001	+46.94%	N/A
2000	-5.55%	N/A
1999	-3.44%	N/A

UBSI vs DUOL Drawdown Comparison

The maximum drawdown for UBSI was -62.10%, occurring on Mar 6, 2009. Recovery took 1652 trading sessions.

The maximum drawdown for DUOL was -83.35%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The current UBSI drawdown is -0.20%. The current DUOL drawdown is -75.43%.

Rank	UBSI	DUOL
#1	-62.10% Dec 27, 2006 - Jul 23, 2013	-83.35% May 14, 2025 - Apr 10, 2026
#2	-52.34% Dec 9, 2016 - May 13, 2021	-68.92% Sep 23, 2021 - Nov 9, 2023
#3	-38.09% Nov 10, 2022 - Nov 6, 2024	-38.27% Feb 18, 2025 - May 2, 2025
#4	-34.79% Nov 3, 1999 - Jun 4, 2001	-36.16% May 7, 2024 - Sep 18, 2024
#5	-25.79% Nov 25, 2024 - Jan 15, 2026	-27.76% Dec 19, 2023 - May 6, 2024
#6	-23.47% Nov 6, 2015 - Nov 10, 2016	-17.81% Aug 5, 2021 - Sep 2, 2021
#7	-22.54% May 17, 2021 - Aug 16, 2022	-16.22% Dec 5, 2024 - Feb 4, 2025
#8	-22.48% Dec 15, 2004 - Nov 11, 2005	-8.46% Sep 10, 2021 - Sep 16, 2021
#9	-17.35% May 3, 2002 - Aug 21, 2003	-6.50% Nov 14, 2023 - Nov 24, 2023
#10	-16.34% Jul 22, 2015 - Nov 6, 2015	-6.11% Nov 8, 2024 - Nov 20, 2024
#11	-13.73% Feb 6, 2026 - Jun 12, 2026	-4.65% Nov 27, 2023 - Dec 12, 2023
#12	-12.68% Aug 16, 2022 - Oct 27, 2022	-4.43% Feb 10, 2025 - Feb 13, 2025
#13	-12.01% Aug 30, 2001 - Dec 17, 2001	-4.12% Oct 9, 2024 - Oct 29, 2024
#14	-11.49% Dec 24, 2013 - Jun 6, 2014	-3.33% Sep 25, 2024 - Oct 9, 2024
#15	-10.27% Dec 29, 2014 - Mar 2, 2015	-3.29% Jul 28, 2021 - Jul 30, 2021