UBSI vs CHYM

Comparison between United Bankshares Inc (UBSI, Company) and Chime Financial Inc - Class A (CHYM, Company).

UBSI is from the Financial Services sector, while CHYM is from the Technology sector.

UBSI vs CHYM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UBSI(COMPANY)	CHYM(COMPANY)
Market Cap	$6.26B	$6.27B
Max Drawdown	65.05%	55.70%
Sharpe Ratio	1.12	-0.98
5Y Beta	0.84	2.47
Industry	Banks - Regional	Software - Application
P/E Ratio	13.80	-2.31
Forward P/E	13.55	26.11
PEG Ratio	0.81	N/A
Dividend Yield	3.33%	N/A
5Y Dividends CAGR	6.07%	N/A
5Y EPS CAGR	5.12%	N/A
Debt to Equity	3.03%	0.00%
Free Cash Flow Yield	8.32%	1.18%
P/S Ratio	4.96	2.71
P/B Ratio	1.10	4.35

Market Cap

UBSI

$6.26B

Winner

CHYM

$6.27B

Max Drawdown

UBSI

65.05%

Winner

CHYM

55.70%

Sharpe Ratio

Winner

UBSI

1.12

CHYM

-0.98

5Y Beta

Winner

UBSI

0.84

CHYM

2.47

Industry

UBSI

Banks - Regional

CHYM

Software - Application

P/E Ratio

UBSI

13.80

Winner

CHYM

-2.31

Forward P/E

Winner

UBSI

13.55

CHYM

26.11

PEG Ratio

UBSI

0.81

CHYM

N/A

Dividend Yield

UBSI

3.33%

CHYM

N/A

5Y Dividends CAGR

UBSI

6.07%

CHYM

N/A

5Y EPS CAGR

UBSI

5.12%

CHYM

N/A

Debt to Equity

UBSI

3.03%

Winner

CHYM

0.00%

Free Cash Flow Yield

Winner

UBSI

8.32%

CHYM

1.18%

P/S Ratio

UBSI

4.96

Winner

CHYM

2.71

P/B Ratio

Winner

UBSI

1.10

CHYM

4.35

UBSI vs CHYM - Historical Returns

Returns include dividend reinvestment.

Period	UBSI	CHYM
1 month	+8.25%	-7.73%
3 months	+18.35%	-22.76%
6 months	+18.62%	-36.24%
1 year	+31.82%	-55.00%
5 years(CAGR)	+8.10%	N/A
10 years(CAGR)	+6.09%	N/A
Max(CAGR)	+6.44%	-55.02%

Winner

UBSI

+8.25%

CHYM

-7.73%

Winner

UBSI

+18.35%

CHYM

-22.76%

Winner

UBSI

+18.62%

CHYM

-36.24%

Winner

UBSI

+31.82%

CHYM

-55.00%

5Y(CAGR)

UBSI

+8.10%

CHYM

N/A

10Y(CAGR)

UBSI

+6.09%

CHYM

N/A

Max(CAGR)

Winner

UBSI

+6.44%

CHYM

-55.02%

UBSI vs CHYM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UBSI	CHYM
2026	+21.06%	-36.74%
2025	+7.97%	-32.17%
2024	+3.64%	N/A
2023	-2.28%	N/A
2022	+13.97%	N/A
2021	+16.79%	N/A
2020	-11.55%	N/A
2019	+25.98%	N/A
2018	-7.31%	N/A
2017	-21.87%	N/A
2016	+33.06%	N/A
2015	+3.41%	N/A
2014	+25.41%	N/A
2013	+29.39%	N/A
2012	-11.96%	N/A
2011	-0.92%	N/A
2010	+45.44%	N/A
2009	-34.66%	N/A
2008	+24.31%	N/A
2007	-25.68%	N/A
2006	+11.89%	N/A
2005	-4.12%	N/A
2004	+27.89%	N/A
2003	+7.70%	N/A
2002	+5.73%	N/A
2001	+46.94%	N/A
2000	-5.55%	N/A
1999	-3.44%	N/A

UBSI vs CHYM Drawdown Comparison

The maximum drawdown for UBSI was -62.10%, occurring on Mar 6, 2009. Recovery took 1652 trading sessions.

The maximum drawdown for CHYM was -55.70%, occurring on Jun 10, 2026. This drawdown has not yet recovered.

The current CHYM drawdown is -55.00%.

Rank	UBSI	CHYM
#1	-62.10% Dec 27, 2006 - Jul 23, 2013	-55.70% Jun 12, 2025 - Jun 10, 2026
#2	-52.34% Dec 9, 2016 - May 13, 2021	N/A
#3	-38.09% Nov 10, 2022 - Nov 6, 2024	N/A
#4	-34.79% Nov 3, 1999 - Jun 4, 2001	N/A
#5	-25.79% Nov 25, 2024 - Jan 15, 2026	N/A
#6	-23.47% Nov 6, 2015 - Nov 10, 2016	N/A
#7	-22.54% May 17, 2021 - Aug 16, 2022	N/A
#8	-22.48% Dec 15, 2004 - Nov 11, 2005	N/A
#9	-17.35% May 3, 2002 - Aug 21, 2003	N/A
#10	-16.34% Jul 22, 2015 - Nov 6, 2015	N/A
#11	-13.73% Feb 6, 2026 - Jun 12, 2026	N/A
#12	-12.68% Aug 16, 2022 - Oct 27, 2022	N/A
#13	-12.01% Aug 30, 2001 - Dec 17, 2001	N/A
#14	-11.49% Dec 24, 2013 - Jun 6, 2014	N/A
#15	-10.27% Dec 29, 2014 - Mar 2, 2015	N/A

Correlation

Correlation between UBSI and CHYM is -0.53 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.53

-101