UBSI vs APPF

Comparison between United Bankshares Inc (UBSI, Company) and Appfolio Inc - Class A (APPF, Company).

UBSI is from the Financial Services sector, while APPF is from the Technology sector.

5-Year PerformanceUBSI has outperformed APPF, delivering a return of +9.9% compared to +5.4%

UBSI vs APPF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UBSI(COMPANY)	APPF(COMPANY)
Market Cap	$6.32B	$6.30B
Max Drawdown	65.05%	55.38%
Sharpe Ratio	1.01	-0.56
5Y Beta	0.82	0.79
Industry	Banks - Regional	Software - Application
P/E Ratio	13.93	44.21
Forward P/E	13.55	128.21
PEG Ratio	0.82	3.46
Dividend Yield	3.25%	N/A
5Y Dividends CAGR	6.07%	N/A
5Y EPS CAGR	5.12%	27.81%
Debt to Equity	3.03%	0.00%
Free Cash Flow Yield	8.24%	3.73%
P/S Ratio	5.07	6.27
P/B Ratio	1.17	12.85

Market Cap

Winner

UBSI

$6.32B

APPF

$6.30B

Max Drawdown

UBSI

65.05%

Winner

APPF

55.38%

Sharpe Ratio

Winner

UBSI

1.01

APPF

-0.56

5Y Beta

UBSI

0.82

Winner

APPF

0.79

Industry

UBSI

Banks - Regional

APPF

Software - Application

P/E Ratio

Winner

UBSI

13.93

APPF

44.21

Forward P/E

Winner

UBSI

13.55

APPF

128.21

PEG Ratio

Winner

UBSI

0.82

APPF

3.46

Dividend Yield

UBSI

3.25%

APPF

N/A

5Y Dividends CAGR

UBSI

6.07%

APPF

N/A

5Y EPS CAGR

UBSI

5.12%

Winner

APPF

27.81%

Debt to Equity

UBSI

3.03%

Winner

APPF

0.00%

Free Cash Flow Yield

Winner

UBSI

8.24%

APPF

3.73%

P/S Ratio

Winner

UBSI

5.07

APPF

6.27

P/B Ratio

Winner

UBSI

1.17

APPF

12.85

UBSI vs APPF - Historical Returns

Returns include dividend reinvestment.

Period	UBSI	APPF
1 month	+4.08%	+10.87%
3 months	+8.23%	+13.26%
6 months	+15.29%	-20.15%
1 year	+32.54%	-27.10%
5 years(CAGR)	+9.88%	+5.42%
10 years(CAGR)	+5.92%	+27.83%
Max(CAGR)	+6.50%	+25.63%

UBSI

+4.08%

Winner

APPF

+10.87%

UBSI

+8.23%

Winner

APPF

+13.26%

Winner

UBSI

+15.29%

APPF

-20.15%

Winner

UBSI

+32.54%

APPF

-27.10%

5Y(CAGR)

Winner

UBSI

+9.88%

APPF

+5.42%

10Y(CAGR)

UBSI

+5.92%

Winner

APPF

+27.83%

Max(CAGR)

UBSI

+6.50%

Winner

APPF

+25.63%

UBSI vs APPF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UBSI	APPF
2026	+23.82%	-23.86%
2025	+7.97%	-6.23%
2024	+3.64%	+45.81%
2023	-2.28%	+61.65%
2022	+13.97%	-14.19%
2021	+16.79%	-31.62%
2020	-11.55%	+58.64%
2019	+25.98%	+86.23%
2018	-7.31%	+43.74%
2017	-21.87%	+80.43%
2016	+33.06%	+70.85%
2015	+3.41%	+3.69%
2014	+25.41%	N/A
2013	+29.39%	N/A
2012	-11.96%	N/A
2011	-0.92%	N/A
2010	+45.44%	N/A
2009	-34.66%	N/A
2008	+24.31%	N/A
2007	-25.68%	N/A
2006	+11.89%	N/A
2005	-4.12%	N/A
2004	+27.89%	N/A
2003	+7.70%	N/A
2002	+5.73%	N/A
2001	+46.94%	N/A
2000	-5.55%	N/A
1999	-3.44%	N/A

UBSI vs APPF Drawdown Comparison

The maximum drawdown for UBSI was -62.10%, occurring on Mar 6, 2009. Recovery took 1652 trading sessions.

The maximum drawdown for APPF was -55.38%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The current UBSI drawdown is -0.53%. The current APPF drawdown is -45.40%.

Rank	UBSI	APPF
#1	-62.10% Dec 27, 2006 - Jul 23, 2013	-55.38% Aug 4, 2025 - Apr 10, 2026
#2	-52.34% Dec 9, 2016 - May 13, 2021	-55.37% Dec 28, 2020 - Jul 13, 2023
#3	-38.09% Nov 10, 2022 - Nov 6, 2024	-41.35% Feb 19, 2020 - May 26, 2020
#4	-34.79% Nov 3, 1999 - Jun 4, 2001	-41.04% Oct 9, 2015 - Sep 14, 2016
#5	-25.79% Nov 25, 2024 - Jan 15, 2026	-40.17% Sep 13, 2018 - Apr 22, 2019
#6	-23.47% Nov 6, 2015 - Nov 10, 2016	-28.89% Jul 23, 2024 - Aug 1, 2025
#7	-22.54% May 17, 2021 - Aug 16, 2022	-24.39% Oct 11, 2017 - May 2, 2018
#8	-22.48% Dec 15, 2004 - Nov 11, 2005	-22.10% Nov 14, 2023 - Jan 26, 2024
#9	-17.35% May 3, 2002 - Aug 21, 2003	-21.36% Jun 5, 2020 - Aug 26, 2020
#10	-16.34% Jul 22, 2015 - Nov 6, 2015	-19.87% Aug 26, 2020 - Dec 22, 2020
#11	-13.73% Feb 6, 2026 - Jun 12, 2026	-19.72% Jun 21, 2019 - Nov 22, 2019
#12	-12.68% Aug 16, 2022 - Oct 27, 2022	-18.44% Jul 15, 2015 - Aug 17, 2015
#13	-12.01% Aug 30, 2001 - Dec 17, 2001	-16.17% Mar 26, 2024 - May 13, 2024
#14	-11.49% Dec 24, 2013 - Jun 6, 2014	-15.07% Jul 18, 2023 - Aug 28, 2023
#15	-10.27% Dec 29, 2014 - Mar 2, 2015	-14.92% Aug 18, 2015 - Sep 11, 2015