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TWO vs UFCS

Comparison between Two Harbors Investment Corp (TWO, Company) and United Fire Group Inc (UFCS, Company).

TWO is from the Real Estate sector, while UFCS is from the Financial Services sector.

5-Year PerformanceUFCS has outperformed TWO, delivering a return of +18.5% compared to -0.8%

TWO vs UFCS - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
TWO
$1.27B
Winner
UFCS
$1.27B
Max Drawdown
TWO
92.02%
Winner
UFCS
71.27%
Sharpe Ratio
TWO
0.84
Winner
UFCS
1.88
5Y Beta
Winner
TWO
0.58
UFCS
0.60
Industry
TWO
Reit - Mortgage
UFCS
Insurance - Property & Casualty
P/E Ratio
Winner
TWO
-3.67
UFCS
9.70
Forward P/E
Winner
TWO
10.71
UFCS
14.10
PEG Ratio
TWO
2.76
Winner
UFCS
0.10
Dividend Yield
Winner
TWO
11.70%
UFCS
1.37%
5Y Dividends CAGR
TWO
-7.61%
Winner
UFCS
2.44%
Debt to Equity
TWO
478.53%
Winner
UFCS
15.39%
Free Cash Flow Yield
TWO
2.64%
Winner
UFCS
22.87%
P/S Ratio
TWO
2.57
Winner
UFCS
0.89
P/B Ratio
Winner
TWO
1.13
UFCS
1.34

TWO vs UFCS - Historical Returns

Returns include dividend reinvestment.

1M
Winner
TWO
+0.90%
UFCS
-1.63%
3M
TWO
+13.01%
Winner
UFCS
+24.22%
6M
TWO
-4.18%
Winner
UFCS
+45.27%
1Y
TWO
+31.37%
Winner
UFCS
+81.13%
5Y(CAGR)
TWO
-0.77%
Winner
UFCS
+18.46%
10Y(CAGR)
TWO
-4.01%
Winner
UFCS
+4.68%
Max(CAGR)
TWO
+2.42%
Winner
UFCS
+8.80%

TWO vs UFCS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearTWOUFCS
2026+25.05%+40.25%
2025+1.39%+30.35%
2024-2.38%+43.18%
2023-0.24%-24.90%
2022-25.38%+17.86%
2021+3.15%-4.67%
2020-52.49%-40.50%
2019+27.18%-17.93%
2018-9.54%+31.80%
2017+13.91%-5.19%
2016+18.53%+35.86%
2015-11.36%+35.70%
2014+17.20%+10.16%
2013-10.10%+28.91%
2012+39.18%+9.49%
2011+15.17%-10.08%
2010+17.22%+24.39%
2009+3.87%-38.06%
2008N/A+7.65%
2007N/A-16.01%
2006N/A-10.69%
2005N/A+20.83%
2004N/A+69.60%
2003N/A+21.43%
2002N/A+20.64%
2001N/A+48.98%
2000N/A-6.96%
1999N/A+7.37%

TWO vs UFCS Drawdown Comparison

The maximum drawdown for TWO was -84.71%, occurring on Apr 3, 2020. This drawdown has not yet recovered.

The maximum drawdown for UFCS was -69.89%, occurring on Nov 20, 2008. Recovery took 2502 trading sessions.

The current TWO drawdown is -56.21%. The current UFCS drawdown is -8.36%.

RankTWOUFCS
#1-84.71%
Feb 20, 2020 - Apr 3, 2020
-69.89%
Nov 11, 2005 - Oct 22, 2015
#2-31.39%
Mar 26, 2013 - Feb 16, 2017
-64.48%
Aug 1, 2018 - May 8, 2026
#3-21.96%
Oct 5, 2017 - Nov 8, 2019
-31.31%
Jan 7, 2000 - Jan 25, 2001
#4-20.98%
Jul 6, 2011 - Feb 17, 2012
-28.56%
Jun 5, 2001 - Mar 7, 2002
#5-16.18%
Oct 8, 2012 - Jan 2, 2013
-25.32%
Nov 15, 2002 - Aug 19, 2003
#6-13.53%
Jan 4, 2010 - Sep 13, 2010
-20.40%
Dec 12, 2016 - Mar 20, 2018
#7-9.39%
Oct 30, 2009 - Dec 8, 2009
-16.81%
Nov 9, 2004 - May 3, 2005
#8-7.76%
Mar 9, 2011 - May 19, 2011
-15.99%
Aug 5, 2004 - Nov 2, 2004
#9-5.83%
Jun 19, 2017 - Aug 31, 2017
-15.53%
Nov 26, 1999 - Jan 7, 2000
#10-4.86%
Apr 27, 2012 - Jun 13, 2012
-15.46%
May 3, 2016 - Nov 17, 2016
#11-4.55%
Apr 27, 2017 - Jun 1, 2017
-15.01%
Jun 24, 2002 - Nov 14, 2002
#12-4.05%
May 19, 2011 - Jun 22, 2011
-14.96%
Jan 25, 2001 - Apr 20, 2001
#13-4.04%
Dec 8, 2009 - Dec 30, 2009
-14.93%
Jul 25, 2005 - Nov 10, 2005
#14-3.91%
Feb 19, 2013 - Feb 28, 2013
-12.24%
May 18, 2026 - Jun 23, 2026
#15-3.66%
Dec 13, 2010 - Dec 30, 2010
-11.06%
Sep 3, 2003 - Nov 6, 2003

Correlation

Correlation between TWO and UFCS is 0.54 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.54
-101

Dividend Comparison (1999 - 2026)

TWO vs UFCS dividend yield comparison.

YearTWOUFCS
20268.44%0.81%
202515.52%1.76%
202415.22%2.25%
202315.08%3.18%
202212.94%2.30%
202111.79%2.59%
20207.85%4.54%
201911.42%2.97%
201814.64%7.59%
201723.31%2.39%
201610.67%1.97%
201512.84%2.24%
201410.38%2.62%
201312.61%2.41%
201215.43%2.75%
201121.32%2.97%
201015.12%2.69%
20092.65%3.29%
20080.00%1.93%
20070.00%1.91%
20060.00%1.40%
20050.00%1.19%
20040.00%1.25%
20030.00%1.89%
20020.00%2.18%
20010.00%2.51%
20000.00%3.59%
19990.00%0.75%

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