TRUE vs EFSI

Comparison between Truecar Inc (TRUE, Company) and Eagle Financial Services Inc (EFSI, Company).

TRUE is from the Communication Services sector, while EFSI is from the Financial Services sector.

5-Year PerformanceEFSI has outperformed TRUE, delivering a return of +7.6% compared to -13.6%

TRUE vs EFSI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TRUE(COMPANY)	EFSI(COMPANY)
Market Cap	$226M	$225M
Max Drawdown	96.22%	39.79%
Sharpe Ratio	0.74	0.97
5Y Beta	1.47	0.49
Industry	Internet Content & Information	Banks - Regional
P/E Ratio	-11.93	14.84
Forward P/E	14.45	N/A
PEG Ratio	14.22	0.13
Dividend Yield	N/A	3.01%
5Y Dividends CAGR	N/A	7.90%
5Y EPS CAGR	3.77%	-2.58%
Debt to Equity	0.00%	15.55%
Free Cash Flow Yield	-0.01%	10.32%
P/S Ratio	1.25	2.71
P/B Ratio	1.98	1.15

Market Cap

Winner

TRUE

$226M

EFSI

$225M

Max Drawdown

TRUE

96.22%

Winner

EFSI

39.79%

Sharpe Ratio

TRUE

0.74

Winner

EFSI

0.97

5Y Beta

TRUE

1.47

Winner

EFSI

0.49

Industry

TRUE

Internet Content & Information

EFSI

Banks - Regional

P/E Ratio

Winner

TRUE

-11.93

EFSI

14.84

Forward P/E

TRUE

14.45

EFSI

N/A

PEG Ratio

TRUE

14.22

Winner

EFSI

0.13

Dividend Yield

TRUE

N/A

EFSI

3.01%

5Y Dividends CAGR

TRUE

N/A

EFSI

7.90%

5Y EPS CAGR

Winner

TRUE

3.77%

EFSI

-2.58%

Debt to Equity

Winner

TRUE

0.00%

EFSI

15.55%

Free Cash Flow Yield

TRUE

-0.01%

Winner

EFSI

10.32%

P/S Ratio

Winner

TRUE

1.25

EFSI

2.71

P/B Ratio

TRUE

1.98

Winner

EFSI

1.15

TRUE vs EFSI - Historical Returns

Returns include dividend reinvestment.

Period	TRUE	EFSI
1 month	+0.00%	-1.06%
3 months	+0.00%	+9.81%
6 months	+0.00%	+8.88%
1 year	+31.61%	+28.11%
5 years(CAGR)	-13.55%	+7.57%
10 years(CAGR)	-12.24%	+9.29%
Max(CAGR)	-8.20%	+9.26%

Winner

TRUE

+0.00%

EFSI

-1.06%

TRUE

+0.00%

Winner

EFSI

+9.81%

TRUE

+0.00%

Winner

EFSI

+8.88%

Winner

TRUE

+31.61%

EFSI

+28.11%

5Y(CAGR)

TRUE

-13.55%

Winner

EFSI

+7.57%

10Y(CAGR)

TRUE

-12.24%

Winner

EFSI

+9.29%

Max(CAGR)

TRUE

-8.20%

Winner

EFSI

+9.26%

TRUE vs EFSI - Annual Returns (2000 - 2026)

Returns include dividend reinvestment.

Year	TRUE	EFSI
2026	+11.89%	+5.76%
2025	-35.43%	+13.43%
2024	+15.48%	+26.12%
2023	+36.76%	-13.43%
2022	-27.25%	+7.13%
2021	-21.48%	+20.68%
2020	-14.02%	-1.35%
2019	-48.48%	+5.10%
2018	-20.39%	-0.40%
2017	-10.47%	+29.33%
2016	+38.27%	+15.93%
2015	-56.16%	N/A
2014	+185.89%	N/A
2013	+11.80%	N/A
2012	-9.27%	N/A
2011	-21.78%	N/A
2010	+11.39%	N/A
2009	+130.29%	N/A
2008	-60.37%	N/A
2007	+18.40%	N/A
2006	+31.20%	N/A
2005	+24.55%	N/A
2004	-28.50%	N/A
2003	+350.00%	N/A
2002	-39.11%	N/A
2001	-57.54%	N/A
2000	-78.13%	N/A

TRUE vs EFSI Drawdown Comparison

The maximum drawdown for TRUE was -96.22%, occurring on Oct 4, 2002. Recovery took 3580 trading sessions.

The maximum drawdown for EFSI was -36.45%, occurring on Mar 25, 2020. Recovery took 727 trading sessions.

The current TRUE drawdown is -89.48%. The current EFSI drawdown is -4.89%.

Rank	TRUE	EFSI
#1	-96.22% Jun 12, 2000 - Sep 5, 2014	-36.45% Jul 24, 2018 - Jun 16, 2021
#2	-94.70% Sep 5, 2014 - Apr 17, 2025	-23.07% Nov 14, 2022 - Nov 27, 2024
#3	-25.00% May 2, 2000 - Jun 12, 2000	-21.24% Dec 18, 2025 - Jun 4, 2026
#4	N/A	-19.17% Feb 3, 2025 - Aug 22, 2025
#5	N/A	-12.14% Jun 19, 2017 - Feb 20, 2018
#6	N/A	-11.78% Sep 23, 2025 - Dec 10, 2025
#7	N/A	-6.93% Jun 12, 2026 - Jul 27, 2026
#8	N/A	-5.29% Aug 19, 2022 - Nov 14, 2022
#9	N/A	-4.85% Dec 7, 2016 - Jan 5, 2017
#10	N/A	-4.79% Jan 11, 2016 - Mar 14, 2016
#11	N/A	-4.77% Mar 14, 2016 - Aug 22, 2016
#12	N/A	-4.66% Aug 3, 2022 - Aug 9, 2022
#13	N/A	-3.92% Nov 30, 2021 - Feb 18, 2022
#14	N/A	-3.74% Jan 23, 2017 - Feb 3, 2017
#15	N/A	-3.44% Aug 24, 2021 - Oct 26, 2021

Correlation

Correlation between TRUE and EFSI is -0.54 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.54

-101