EFSI vs VFF

Comparison between Eagle Financial Services Inc (EFSI, Company) and Village Farms International Inc (VFF, Company).

EFSI is from the Financial Services sector, while VFF is from the Consumer Defensive sector.

5-Year PerformanceEFSI has outperformed VFF, delivering a return of +7.6% compared to -27.1%

EFSI vs VFF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EFSI(COMPANY)	VFF(COMPANY)
Market Cap	$225M	$224M
Max Drawdown	39.79%	97.52%
Sharpe Ratio	0.97	0.79
5Y Beta	0.49	1.24
Industry	Banks - Regional	Farm Products
P/E Ratio	14.84	5.30
Forward P/E	N/A	17.04
PEG Ratio	0.13	N/A
Dividend Yield	3.01%	N/A
5Y Dividends CAGR	7.90%	N/A
5Y EPS CAGR	-2.58%	79.81%
Debt to Equity	15.55%	12.16%
Free Cash Flow Yield	10.32%	-3.00%
P/S Ratio	2.71	1.06
P/B Ratio	1.15	0.85

Market Cap

Winner

EFSI

$225M

VFF

$224M

Max Drawdown

Winner

EFSI

39.79%

VFF

97.52%

Sharpe Ratio

Winner

EFSI

0.97

VFF

0.79

5Y Beta

Winner

EFSI

0.49

VFF

1.24

Industry

EFSI

Banks - Regional

VFF

Farm Products

P/E Ratio

EFSI

14.84

Winner

VFF

5.30

Forward P/E

EFSI

N/A

VFF

17.04

PEG Ratio

EFSI

0.13

VFF

N/A

Dividend Yield

EFSI

3.01%

VFF

N/A

5Y Dividends CAGR

EFSI

7.90%

VFF

N/A

5Y EPS CAGR

EFSI

-2.58%

Winner

VFF

79.81%

Debt to Equity

EFSI

15.55%

Winner

VFF

12.16%

Free Cash Flow Yield

Winner

EFSI

10.32%

VFF

-3.00%

P/S Ratio

EFSI

2.71

Winner

VFF

1.06

P/B Ratio

EFSI

1.15

Winner

VFF

0.85

EFSI vs VFF - Historical Returns

Returns include dividend reinvestment.

Period	EFSI	VFF
1 month	-1.06%	-0.50%
3 months	+9.81%	-30.18%
6 months	+8.88%	-39.70%
1 year	+28.11%	+45.26%
5 years(CAGR)	+7.57%	-27.08%
10 years(CAGR)	+9.29%	+4.44%
Max(CAGR)	+9.26%	+3.82%

EFSI

-1.06%

Winner

VFF

-0.50%

Winner

EFSI

+9.81%

VFF

-30.18%

Winner

EFSI

+8.88%

VFF

-39.70%

EFSI

+28.11%

Winner

VFF

+45.26%

5Y(CAGR)

Winner

EFSI

+7.57%

VFF

-27.08%

10Y(CAGR)

Winner

EFSI

+9.29%

VFF

+4.44%

Max(CAGR)

Winner

EFSI

+9.26%

VFF

+3.82%

EFSI vs VFF - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	EFSI	VFF
2026	+5.76%	-46.07%
2025	+13.43%	+330.93%
2024	+26.12%	+1.43%
2023	-13.43%	-43.63%
2022	+7.13%	-79.94%
2021	+20.68%	-36.94%
2020	-1.35%	+65.15%
2019	+5.10%	+77.49%
2018	-0.40%	-50.91%
2017	+29.33%	+485.58%
2016	+15.93%	+57.38%
2015	N/A	-23.17%
2014	N/A	-34.92%
2013	N/A	+70.63%
2012	N/A	-41.66%
2011	N/A	-1.46%
2010	N/A	+15.42%

EFSI vs VFF Drawdown Comparison

The maximum drawdown for EFSI was -36.45%, occurring on Mar 25, 2020. Recovery took 727 trading sessions.

The maximum drawdown for VFF was -97.52%, occurring on Apr 8, 2025. This drawdown has not yet recovered.

The current EFSI drawdown is -4.89%. The current VFF drawdown is -89.73%.

Rank	EFSI	VFF
#1	-36.45% Jul 24, 2018 - Jun 16, 2021	-97.52% Feb 10, 2021 - Apr 8, 2025
#2	-23.07% Nov 14, 2022 - Nov 27, 2024	-87.22% Mar 21, 2019 - Feb 9, 2021
#3	-21.24% Dec 18, 2025 - Jun 4, 2026	-66.14% Apr 21, 2014 - Jun 7, 2017
#4	-19.17% Feb 3, 2025 - Aug 22, 2025	-58.37% May 11, 2010 - Apr 21, 2014
#5	-12.14% Jun 19, 2017 - Feb 20, 2018	-56.52% Jan 26, 2018 - Feb 15, 2019
#6	-11.78% Sep 23, 2025 - Dec 10, 2025	-20.11% Jan 10, 2018 - Jan 24, 2018
#7	-6.93% Jun 12, 2026 - Jul 27, 2026	-16.67% Jun 7, 2017 - Sep 18, 2017
#8	-5.29% Aug 19, 2022 - Nov 14, 2022	-13.95% Dec 12, 2017 - Dec 27, 2017
#9	-4.85% Dec 7, 2016 - Jan 5, 2017	-13.14% Oct 13, 2017 - Nov 7, 2017
#10	-4.79% Jan 11, 2016 - Mar 14, 2016	-9.70% Jan 2, 2018 - Jan 9, 2018
#11	-4.77% Mar 14, 2016 - Aug 22, 2016	-9.40% Nov 7, 2017 - Nov 15, 2017
#12	-4.66% Aug 3, 2022 - Aug 9, 2022	-8.00% Feb 22, 2019 - Mar 1, 2019
#13	-3.92% Nov 30, 2021 - Feb 18, 2022	-7.34% Nov 27, 2017 - Dec 5, 2017
#14	-3.74% Jan 23, 2017 - Feb 3, 2017	-7.00% Mar 11, 2019 - Mar 15, 2019
#15	-3.44% Aug 24, 2021 - Oct 26, 2021	-5.41% Sep 26, 2017 - Oct 3, 2017