TROO vs CIA

Comparison between TROOPS Inc (TROO, Company) and Citizens Inc - Class A (CIA, Company).

Both TROO and CIA are from the Financial Services sector.

5-Year PerformanceCIA has outperformed TROO, delivering a return of -2.0% compared to -29.5%

TROO vs CIA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TROO(COMPANY)	CIA(COMPANY)
Market Cap	$255M	$254M
Max Drawdown	98.44%	85.54%
Sharpe Ratio	1.36	0.49
5Y Beta	0.71	1.23
Industry	Credit Services	Insurance - Life
P/E Ratio	-9.15	91.20
Forward P/E	N/A	16.13
PEG Ratio	-0.10	1.21
5Y EPS CAGR	131.91%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	0.32%	6.39%
P/S Ratio	14.93	0.99
P/B Ratio	5.33	1.11

Market Cap

Winner

TROO

$255M

CIA

$254M

Max Drawdown

TROO

98.44%

Winner

CIA

85.54%

Sharpe Ratio

Winner

TROO

1.36

CIA

0.49

5Y Beta

Winner

TROO

0.71

CIA

1.23

Industry

TROO

Credit Services

CIA

Insurance - Life

P/E Ratio

Winner

TROO

-9.15

CIA

91.20

Forward P/E

TROO

N/A

CIA

16.13

PEG Ratio

Winner

TROO

-0.10

CIA

1.21

5Y EPS CAGR

TROO

131.91%

CIA

N/A

Debt to Equity

TROO

0.00%

CIA

0.00%

Free Cash Flow Yield

TROO

0.32%

Winner

CIA

6.39%

P/S Ratio

TROO

14.93

Winner

CIA

0.99

P/B Ratio

TROO

5.33

Winner

CIA

1.11

TROO vs CIA - Historical Returns

Returns include dividend reinvestment.

Period	TROO	CIA
1 month	-22.58%	-23.20%
3 months	-37.66%	-12.81%
6 months	-43.36%	-11.23%
1 year	+140.30%	+20.39%
5 years(CAGR)	-29.47%	-2.00%
10 years(CAGR)	-7.55%	-5.74%
Max(CAGR)	-13.63%	-0.11%

Winner

TROO

-22.58%

CIA

-23.20%

TROO

-37.66%

Winner

CIA

-12.81%

TROO

-43.36%

Winner

CIA

-11.23%

Winner

TROO

+140.30%

CIA

+20.39%

5Y(CAGR)

TROO

-29.47%

Winner

CIA

-2.00%

10Y(CAGR)

TROO

-7.55%

Winner

CIA

-5.74%

Max(CAGR)

TROO

-13.63%

Winner

CIA

-0.11%

TROO vs CIA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TROO	CIA
2026	-45.92%	-1.61%
2025	+74.86%	+12.06%
2024	-43.35%	+47.43%
2023	+39.49%	+29.33%
2022	-56.46%	-60.41%
2021	+238.62%	-5.01%
2020	+52.62%	-17.44%
2019	+7.97%	-10.48%
2018	-27.97%	+0.00%
2017	-71.73%	-26.87%
2016	+123.21%	+40.29%
2015	-47.12%	-5.83%
2014	-82.51%	-10.48%
2013	+202.68%	-23.65%
2012	-13.97%	+10.17%
2011	-74.51%	+24.39%
2010	-35.34%	+11.36%
2009	+11.57%	-30.83%
2008	-0.14%	+63.30%
2007	N/A	-19.86%
2006	N/A	+20.44%
2005	N/A	-6.09%
2004	N/A	-33.71%
2003	N/A	+28.51%
2002	N/A	-40.43%
2001	N/A	+84.00%
2000	N/A	+1.82%
1999	N/A	+19.35%

TROO vs CIA Drawdown Comparison

The maximum drawdown for TROO was -98.44%, occurring on Apr 22, 2025. This drawdown has not yet recovered.

The maximum drawdown for CIA was -85.54%, occurring on May 9, 2023. This drawdown has not yet recovered.

The current TROO drawdown is -94.00%. The current CIA drawdown is -58.08%.

Rank	TROO	CIA
#1	-98.44% Feb 10, 2010 - Apr 22, 2025	-85.54% Dec 19, 2016 - May 9, 2023
#2	-16.73% Sep 11, 2008 - Feb 2, 2009	-60.47% Dec 18, 2001 - Dec 19, 2016
#3	-2.04% Jul 28, 2009 - Jan 29, 2010	-25.22% Jan 11, 2000 - May 29, 2001
#4	-1.87% Feb 2, 2009 - Jun 4, 2009	-19.30% Nov 12, 1999 - Jan 11, 2000
#5	-1.66% Jul 2, 2008 - Aug 25, 2008	-18.29% May 31, 2001 - Jul 18, 2001
#6	-0.99% Apr 23, 2008 - Jun 2, 2008	-15.38% Sep 6, 2001 - Nov 30, 2001
#7	N/A	-8.38% Jul 18, 2001 - Aug 15, 2001
#8	N/A	-7.55% Dec 7, 2001 - Dec 18, 2001
#9	N/A	-3.08% Aug 24, 2001 - Aug 31, 2001
#10	N/A	-2.40% Nov 30, 2001 - Dec 4, 2001
#11	N/A	-2.11% Nov 2, 1999 - Nov 5, 1999
#12	N/A	-2.08% Nov 5, 1999 - Nov 11, 1999
#13	N/A	-1.67% Aug 20, 2001 - Aug 22, 2001