CIA vs CPZ

Comparison between Citizens Inc - Class A (CIA, Company) and Calamos Long/Short Equity & Dynamic Income Trust (CPZ, Company).

Both CIA and CPZ are from the Financial Services sector.

5-Year PerformanceCPZ has outperformed CIA, delivering a return of +2.1% compared to -2.0%

CIA vs CPZ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CIA(COMPANY)	CPZ(COMPANY)
Market Cap	$254M	$254M
Max Drawdown	85.54%	52.16%
Sharpe Ratio	0.49	-1.40
5Y Beta	1.23	0.18
Industry	Insurance - Life	Asset Management
P/E Ratio	91.20	15.00
Forward P/E	16.13	N/A
PEG Ratio	1.21	N/A
5Y Dividends CAGR	N/A	4.36%
Debt to Equity	0.00%	40.11%
Free Cash Flow Yield	6.39%	-39.06%
P/S Ratio	0.99	128.56
P/B Ratio	1.11	0.86

Market Cap

Winner

CIA

$254M

CPZ

$254M

Max Drawdown

CIA

85.54%

Winner

CPZ

52.16%

Sharpe Ratio

Winner

CIA

0.49

CPZ

-1.40

5Y Beta

CIA

1.23

Winner

CPZ

0.18

Industry

CIA

Insurance - Life

CPZ

Asset Management

P/E Ratio

CIA

91.20

Winner

CPZ

15.00

Forward P/E

CIA

16.13

CPZ

N/A

PEG Ratio

CIA

1.21

CPZ

N/A

5Y Dividends CAGR

CIA

N/A

CPZ

4.36%

Debt to Equity

Winner

CIA

0.00%

CPZ

40.11%

Free Cash Flow Yield

Winner

CIA

6.39%

CPZ

-39.06%

P/S Ratio

Winner

CIA

0.99

CPZ

128.56

P/B Ratio

CIA

1.11

Winner

CPZ

0.86

CIA vs CPZ - Historical Returns

Returns include dividend reinvestment.

Period	CIA	CPZ
1 month	-23.20%	-0.09%
3 months	-12.81%	-3.12%
6 months	-11.23%	-8.23%
1 year	+20.39%	-10.85%
5 years(CAGR)	-2.00%	+2.11%
10 years(CAGR)	-5.74%	N/A
Max(CAGR)	-0.11%	+3.47%

CIA

-23.20%

Winner

CPZ

-0.09%

CIA

-12.81%

Winner

CPZ

-3.12%

CIA

-11.23%

Winner

CPZ

-8.23%

Winner

CIA

+20.39%

CPZ

-10.85%

5Y(CAGR)

CIA

-2.00%

Winner

CPZ

+2.11%

10Y(CAGR)

CIA

-5.74%

CPZ

N/A

Max(CAGR)

CIA

-0.11%

Winner

CPZ

+3.47%

CIA vs CPZ - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CIA	CPZ
2026	-1.61%	-6.79%
2025	+12.06%	+9.21%
2024	+47.43%	+15.44%
2023	+29.33%	+5.55%
2022	-60.41%	-14.65%
2021	-5.01%	+20.05%
2020	-17.44%	-3.76%
2019	-10.48%	-1.64%
2018	+0.00%	N/A
2017	-26.87%	N/A
2016	+40.29%	N/A
2015	-5.83%	N/A
2014	-10.48%	N/A
2013	-23.65%	N/A
2012	+10.17%	N/A
2011	+24.39%	N/A
2010	+11.36%	N/A
2009	-30.83%	N/A
2008	+63.30%	N/A
2007	-19.86%	N/A
2006	+20.44%	N/A
2005	-6.09%	N/A
2004	-33.71%	N/A
2003	+28.51%	N/A
2002	-40.43%	N/A
2001	+84.00%	N/A
2000	+1.82%	N/A
1999	+19.35%	N/A

CIA vs CPZ Drawdown Comparison

The maximum drawdown for CIA was -85.54%, occurring on May 9, 2023. This drawdown has not yet recovered.

The maximum drawdown for CPZ was -51.41%, occurring on Mar 18, 2020. Recovery took 263 trading sessions.

The current CIA drawdown is -58.08%. The current CPZ drawdown is -15.23%.

Rank	CIA	CPZ
#1	-85.54% Dec 19, 2016 - May 9, 2023	-51.41% Dec 20, 2019 - Jan 7, 2021
#2	-60.47% Dec 18, 2001 - Dec 19, 2016	-25.44% Feb 24, 2022 - Oct 9, 2024
#3	-25.22% Jan 11, 2000 - May 29, 2001	-17.94% Sep 22, 2025 - Jun 5, 2026
#4	-19.30% Nov 12, 1999 - Jan 11, 2000	-11.11% Oct 20, 2021 - Jan 11, 2022
#5	-18.29% May 31, 2001 - Jul 18, 2001	-7.51% Jun 11, 2021 - Oct 12, 2021
#6	-15.38% Sep 6, 2001 - Nov 30, 2001	-7.15% Mar 20, 2025 - May 5, 2025
#7	-8.38% Jul 18, 2001 - Aug 15, 2001	-6.92% Jan 7, 2021 - Feb 17, 2021
#8	-7.55% Dec 7, 2001 - Dec 18, 2001	-5.86% Jan 13, 2022 - Feb 8, 2022
#9	-3.08% Aug 24, 2001 - Aug 31, 2001	-4.59% Dec 3, 2024 - Jan 10, 2025
#10	-2.40% Nov 30, 2001 - Dec 4, 2001	-4.04% Feb 24, 2021 - Mar 5, 2021
#11	-2.11% Nov 2, 1999 - Nov 5, 1999	-3.27% Feb 9, 2022 - Feb 24, 2022
#12	-2.08% Nov 5, 1999 - Nov 11, 1999	-2.48% Feb 3, 2025 - Mar 3, 2025
#13	-1.67% Aug 20, 2001 - Aug 22, 2001	-2.38% Nov 11, 2024 - Nov 29, 2024
#14	N/A	-2.36% Jul 18, 2025 - Aug 7, 2025
#15	N/A	-2.36% Apr 28, 2021 - May 17, 2021