TPLC vs SPY
Comparison between TIMOTHY PLAN US LARGE/MID CAP CORE ETF (TPLC, ETF) and SPDR S&P 500 ETF Trust (SPY, ETF).
5-Year PerformanceSPY has outperformed TPLC, delivering a return of +13.0% compared to +8.2%
TPLC vs SPY - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Net Assets
TPLC
$304M
Winner
SPY
$781B
Expense Ratio
TPLC
0.52%
Winner
SPY
0.09%
Max Drawdown
Winner
TPLC
38.11%
SPY
56.47%
Sharpe Ratio
TPLC
0.62
Winner
SPY
1.25
5Y Beta
Winner
TPLC
0.77
SPY
1.00
P/E Ratio
Winner
TPLC
24.76
SPY
28.78
Forward P/E
Winner
TPLC
19.41
SPY
21.23
PEG Ratio
TPLC
0.26
SPY
N/A
5Y Dividends CAGR
Winner
TPLC
12.73%
SPY
6.00%
5Y EPS CAGR
TPLC
13.97%
Winner
SPY
25.62%
Debt to Equity
Winner
TPLC
25.98%
SPY
31.92%
P/S Ratio
Winner
TPLC
2.39
SPY
3.76
P/B Ratio
Winner
TPLC
3.65
SPY
5.64
TPLC vs SPY - Holdings Comparison
TPLC and SPY have 205 common holdings. Overlap is 17.74%
TPLC's top 25 holdings weight is 16.02%. SPY's top 25 holdings weight is 51.74%.
| Rank | TPLC | SPY |
|---|---|---|
| #1 | ALLIANT ENERGY CORP (LNT) - 0.74% | NVIDIA CORP (NVDA) - 7.89% |
| #2 | EVERGY INC (EVRG) - 0.73% | APPLE INC (AAPL) - 7.37% |
| #3 | WEC ENERGY GROUP INC (WEC) - 0.72% | MICROSOFT CORP (MSFT) - 4.50% |
| #4 | AMEREN CORP (AEE) - 0.70% | AMAZON.COM INC (AMZN) - 3.82% |
| #5 | DTE ENERGY CO (DTE) - 0.69% | ALPHABET INC CLASS A (GOOGL) - 3.33% |
| #6 | CENTERPOINT ENERGY INC (CNP) - 0.68% | BROADCOM INC (AVGO) - 2.86% |
| #7 | AFLAC INC (AFL) - 0.68% | ALPHABET INC CLASS C (GOOG) - 2.68% |
| #8 | ATMOS ENERGY CORP (ATO) - 0.67% | META PLATFORMS INC CLASS A (META) - 2.29% |
| #9 | PALO ALTO NETWORKS INC (PANW) - 0.67% | TESLA INC (TSLA) - 1.70% |
| #10 | CMS ENERGY CORP (CMS) - 0.66% | MICRON TECHNOLOGY INC (MU) - 1.56% |
| #11 | SOUTHERN CO (SO) - 0.66% | JPMORGAN CHASE & CO (JPM) - 1.42% |
| #12 | LINDE PLC (LIN) - 0.65% | ELI LILLY AND CO (LLY) - 1.40% |
| #13 | CONSOLIDATED EDISON INC (ED) - 0.63% | BERKSHIRE HATHAWAY INC CLASS B (BRK-B) - 1.37% |
| #14 | NETAPP INC (NTAP) - 0.63% | ADVANCED MICRO DEVICES INC (AMD) - 1.32% |
| #15 | REPUBLIC SERVICES INC (RSG) - 0.63% | EXXONMOBIL HOLDINGS CORP (XOM) - 0.92% |
| #16 | UNION PACIFIC CORP (UNP) - 0.62% | JOHNSON & JOHNSON (JNJ) - 0.91% |
| #17 | MARKEL GROUP INC (MKL) - 0.60% | VISA INC CLASS A (V) - 0.90% |
| #18 | OKTA INC CLASS A (OKTA) - 0.60% | WALMART INC (WMT) - 0.76% |
| #19 | AMERICAN ELECTRIC POWER CO INC (AEP) - 0.59% | INTEL CORP (INTC) - 0.75% |
| #20 | CINTAS CORP (CTAS) - 0.59% | APPLIED MATERIALS INC (AMAT) - 0.70% |
| #21 | CINCINNATI FINANCIAL CORP (CINF) - 0.58% | CISCO SYSTEMS INC (CSCO) - 0.68% |
| #22 | PRINCIPAL FINANCIAL GROUP INC (PFG) - 0.58% | MASTERCARD INC CLASS A (MA) - 0.66% |
| #23 | WASTE MANAGEMENT INC (WM) - 0.58% | ABBVIE INC (ABBV) - 0.66% |
| #24 | CSX CORP (CSX) - 0.57% | CATERPILLAR INC (CAT) - 0.65% |
| #25 | DT MIDSTREAM INC ORDINARY SHARES (DTM) - 0.57% | LAM RESEARCH CORP (LRCX) - 0.64% |
| Total Holdings | 270 | 505 |
TPLC vs SPY - Historical Returns
Returns include dividend reinvestment.
1M
TPLC
+0.47%
Winner
SPY
+0.52%
3M
TPLC
+2.75%
Winner
SPY
+6.55%
6M
TPLC
+5.15%
Winner
SPY
+9.76%
1Y
TPLC
+11.41%
Winner
SPY
+20.32%
5Y(CAGR)
TPLC
+8.20%
Winner
SPY
+13.01%
10Y(CAGR)
TPLC
N/A
SPY
+15.06%
Max(CAGR)
Winner
TPLC
+11.09%
SPY
+8.50%
TPLC vs SPY - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | TPLC | SPY |
|---|---|---|
| 2026 | +9.26% | +10.11% |
| 2025 | +7.64% | +18.00% |
| 2024 | +13.62% | +25.59% |
| 2023 | +15.49% | +26.72% |
| 2022 | -11.78% | -18.64% |
| 2021 | +28.04% | +30.52% |
| 2020 | +14.00% | +17.28% |
| 2019 | +9.83% | +31.09% |
| 2018 | N/A | -5.24% |
| 2017 | N/A | +20.78% |
| 2016 | N/A | +13.59% |
| 2015 | N/A | +1.31% |
| 2014 | N/A | +14.56% |
| 2013 | N/A | +29.00% |
| 2012 | N/A | +14.17% |
| 2011 | N/A | +0.85% |
| 2010 | N/A | +13.14% |
| 2009 | N/A | +22.67% |
| 2008 | N/A | -36.25% |
| 2007 | N/A | +5.32% |
| 2006 | N/A | +13.85% |
| 2005 | N/A | +5.32% |
| 2004 | N/A | +10.75% |
| 2003 | N/A | +24.18% |
| 2002 | N/A | -22.42% |
| 2001 | N/A | -10.13% |
| 2000 | N/A | -8.84% |
| 1999 | N/A | +8.61% |
TPLC vs SPY Drawdown Comparison
The maximum drawdown for TPLC was -38.01%, occurring on Mar 23, 2020. Recovery took 163 trading sessions.
The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.
The current TPLC drawdown is -1.55%. The current SPY drawdown is -1.24%.
| Rank | TPLC | SPY |
|---|---|---|
| #1 | -38.01% Feb 19, 2020 - Oct 9, 2020 | -55.20% Oct 9, 2007 - Aug 16, 2012 |
| #2 | -21.63% Dec 29, 2021 - Dec 19, 2023 | -47.50% Mar 24, 2000 - Oct 26, 2006 |
| #3 | -18.18% Nov 29, 2024 - Jul 25, 2025 | -33.70% Feb 19, 2020 - Aug 10, 2020 |
| #4 | -7.58% Mar 2, 2026 - Jun 2, 2026 | -24.50% Jan 3, 2022 - Dec 13, 2023 |
| #5 | -6.45% May 3, 2019 - Jun 20, 2019 | -19.34% Sep 20, 2018 - Apr 12, 2019 |
| #6 | -6.36% Mar 28, 2024 - Jul 16, 2024 | -18.76% Feb 19, 2025 - Jun 26, 2025 |
| #7 | -6.20% Sep 2, 2021 - Oct 22, 2021 | -13.02% Jul 20, 2015 - Apr 18, 2016 |
| #8 | -6.07% Jul 26, 2019 - Oct 25, 2019 | -10.10% Jan 26, 2018 - Aug 6, 2018 |
| #9 | -5.94% Oct 12, 2020 - Nov 5, 2020 | -9.44% Sep 2, 2020 - Nov 11, 2020 |
| #10 | -5.57% Jul 16, 2024 - Aug 19, 2024 | -9.30% Jan 19, 2000 - Mar 17, 2000 |
| #11 | -5.42% Oct 6, 2025 - Jan 6, 2026 | -9.05% Jul 19, 2007 - Oct 5, 2007 |
| #12 | -5.30% Nov 16, 2021 - Dec 27, 2021 | -8.88% Jan 27, 2026 - Apr 14, 2026 |
| #13 | -5.20% Feb 12, 2021 - Mar 12, 2021 | -8.41% Jul 16, 2024 - Sep 19, 2024 |
| #14 | -4.87% Jan 20, 2021 - Feb 8, 2021 | -7.35% Sep 14, 2012 - Jan 2, 2013 |
| #15 | -4.09% May 7, 2021 - Jul 1, 2021 | -7.27% Sep 18, 2014 - Oct 31, 2014 |
Correlation
Correlation between TPLC and SPY is 0.98 which considered as a very strong positive correlation - the stocks move almost identically together.
0.98
-101
Dividend Comparison (1999 - 2026)
TPLC vs SPY dividend yield comparison.
| Year | TPLC | SPY |
|---|---|---|
| 2026 | 0.47% | 0.49% |
| 2025 | 0.89% | 1.07% |
| 2024 | 0.88% | 1.21% |
| 2023 | 0.89% | 1.40% |
| 2022 | 1.06% | 1.65% |
| 2021 | 0.61% | 1.20% |
| 2020 | 0.81% | 1.52% |
| 2019 | 0.67% | 1.75% |
| 2018 | 0.00% | 2.04% |
| 2017 | 0.00% | 1.80% |
| 2016 | 0.00% | 2.03% |
| 2015 | 0.00% | 2.06% |
| 2014 | 0.00% | 1.87% |
| 2013 | 0.00% | 1.81% |
| 2012 | 0.00% | 2.18% |
| 2011 | 0.00% | 2.05% |
| 2010 | 0.00% | 1.80% |
| 2009 | 0.00% | 1.95% |
| 2008 | 0.00% | 3.02% |
| 2007 | 0.00% | 1.85% |
| 2006 | 0.00% | 1.73% |
| 2005 | 0.00% | 1.73% |
| 2004 | 0.00% | 1.82% |
| 2003 | 0.00% | 1.47% |
| 2002 | 0.00% | 1.70% |
| 2001 | 0.00% | 1.25% |
| 2000 | 0.00% | 1.15% |
| 1999 | 0.00% | 0.24% |
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