TPH vs UCB

Comparison between Tri Pointe Homes, Inc. (TPH, Company) and United Community Banks Inc (UCB, Company).

TPH is from the Consumer Cyclical sector, while UCB is from the Financial Services sector.

5-Year PerformanceTPH has outperformed UCB, delivering a return of +14.1% compared to +2.0%

TPH vs UCB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TPH(COMPANY)	UCB(COMPANY)
Market Cap	$4B	$3.99B
Max Drawdown	70.06%	96.24%
Sharpe Ratio	1.03	0.59
5Y Beta	N/A	1.09
Industry	Residential Construction	Banks - Regional
P/E Ratio	21.95	11.80
Forward P/E	20.83	12.53
PEG Ratio	N/A	0.41
Dividend Yield	N/A	3.05%
5Y Dividends CAGR	N/A	6.21%
5Y EPS CAGR	-3.79%	3.24%
Debt to Equity	1.79%	3.30%
Free Cash Flow Yield	2.83%	8.14%
P/S Ratio	N/A	3.80
P/B Ratio	N/A	1.06

Market Cap

Winner

TPH

$4B

UCB

$3.99B

Max Drawdown

Winner

TPH

70.06%

UCB

96.24%

Sharpe Ratio

Winner

TPH

1.03

UCB

0.59

5Y Beta

TPH

N/A

UCB

1.09

Industry

TPH

Residential Construction

UCB

Banks - Regional

P/E Ratio

TPH

21.95

Winner

UCB

11.80

Forward P/E

TPH

20.83

Winner

UCB

12.53

PEG Ratio

TPH

N/A

UCB

0.41

Dividend Yield

TPH

N/A

UCB

3.05%

5Y Dividends CAGR

TPH

N/A

UCB

6.21%

5Y EPS CAGR

TPH

-3.79%

Winner

UCB

3.24%

Debt to Equity

Winner

TPH

1.79%

UCB

3.30%

Free Cash Flow Yield

TPH

2.83%

Winner

UCB

8.14%

P/S Ratio

TPH

N/A

UCB

3.80

P/B Ratio

TPH

N/A

UCB

1.06

TPH vs UCB - Historical Returns

Returns include dividend reinvestment.

Period	TPH	UCB
1 month	+0.26%	+0.30%
3 months	+1.25%	-3.40%
6 months	+47.64%	+10.77%
1 year	+45.49%	+21.08%
5 years(CAGR)	+14.10%	+2.02%
10 years(CAGR)	+15.92%	+8.29%
Max(CAGR)	+7.03%	-1.43%

TPH

+0.26%

Winner

UCB

+0.30%

Winner

TPH

+1.25%

UCB

-3.40%

Winner

TPH

+47.64%

UCB

+10.77%

Winner

TPH

+45.49%

UCB

+21.08%

5Y(CAGR)

Winner

TPH

+14.10%

UCB

+2.02%

10Y(CAGR)

Winner

TPH

+15.92%

UCB

+8.29%

Max(CAGR)

Winner

TPH

+7.03%

UCB

-1.43%

TPH vs UCB - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	TPH	UCB
2026	+48.72%	+6.70%
2025	-12.32%	+2.28%
2024	+3.01%	+14.60%
2023	+86.81%	-10.20%
2022	-31.15%	-4.05%
2021	+63.19%	+30.70%
2020	+10.01%	-4.96%
2019	+37.15%	+44.66%
2018	-39.45%	-21.80%
2017	+54.08%	-3.90%
2016	-5.67%	+57.61%
2015	-16.20%	+5.47%
2014	-20.32%	+8.11%
2013	+4.62%	+78.21%
2012	N/A	+30.57%
2011	N/A	-28.31%
2010	N/A	-43.97%
2009	N/A	-73.51%
2008	N/A	-10.13%
2007	N/A	-51.25%
2006	N/A	+22.50%
2005	N/A	-1.28%
2004	N/A	+22.82%
2003	N/A	+29.82%
2002	N/A	+11.86%

TPH vs UCB Drawdown Comparison

The maximum drawdown for TPH was -70.06%, occurring on Mar 18, 2020. Recovery took 1973 trading sessions.

The maximum drawdown for UCB was -95.98%, occurring on Nov 15, 2010. This drawdown has not yet recovered.

The current TPH drawdown is -0.04%. The current UCB drawdown is -71.55%.

Rank	TPH	UCB
#1	-70.06% Mar 20, 2013 - Jan 20, 2021	-95.98% Mar 7, 2007 - Nov 15, 2010
#2	-47.00% Dec 10, 2021 - Apr 28, 2023	-26.47% May 20, 2002 - Aug 14, 2003
#3	-37.97% Oct 16, 2024 - Mar 24, 2026	-24.88% Dec 1, 2004 - Oct 31, 2005
#4	-27.41% Jul 14, 2023 - Dec 14, 2023	-15.10% Mar 28, 2002 - May 14, 2002
#5	-24.88% May 7, 2021 - Nov 16, 2021	-13.62% Jun 30, 2004 - Nov 10, 2004
#6	-17.23% Feb 8, 2021 - Apr 15, 2021	-13.31% Nov 10, 2005 - Jun 30, 2006
#7	-14.72% Jul 23, 2024 - Oct 16, 2024	-12.56% Jan 20, 2004 - Apr 2, 2004
#8	-11.14% May 15, 2024 - Jul 12, 2024	-10.95% Apr 12, 2004 - Jun 30, 2004
#9	-10.73% Mar 28, 2024 - May 3, 2024	-10.92% Aug 3, 2006 - Nov 16, 2006
#10	-7.96% Jun 12, 2023 - Jul 13, 2023	-9.30% Jul 3, 2006 - Jul 28, 2006
#11	-7.33% Jan 22, 2024 - Mar 21, 2024	-9.19% Aug 21, 2003 - Oct 14, 2003
#12	-5.67% Jan 31, 2013 - Mar 11, 2013	-8.04% Feb 7, 2007 - Mar 7, 2007
#13	-5.66% May 18, 2023 - Jun 2, 2023	-6.60% Nov 25, 2003 - Dec 29, 2003
#14	-5.56% Dec 27, 2023 - Jan 22, 2024	-6.22% Nov 30, 2006 - Feb 6, 2007
#15	-5.48% Apr 19, 2021 - Apr 26, 2021	-6.20% Aug 14, 2003 - Aug 20, 2003