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TOWN vs SPY

Comparison between Townebank Portsmouth VA (TOWN, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed TOWN, delivering a return of +14.0% compared to +4.9%

TOWN vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
TOWN
$3.15B
Winner
SPY
$735B
Expense Ratio
TOWN
N/A
SPY
0.09%
Max Drawdown
TOWN
68.86%
Winner
SPY
56.47%
Sharpe Ratio
TOWN
0.19
Winner
SPY
1.91
5Y Beta
Winner
TOWN
0.73
SPY
1.00
Industry
TOWN
Banks - Regional
SPY
N/A
P/E Ratio
Winner
TOWN
15.36
SPY
28.68
Forward P/E
Winner
TOWN
12.55
SPY
22.19
PEG Ratio
TOWN
0.00
SPY
N/A
Dividend Yield
TOWN
3.12%
SPY
N/A
5Y Dividends CAGR
Winner
TOWN
19.84%
SPY
5.43%
5Y EPS CAGR
TOWN
N/A
SPY
26.37%
Debt to Equity
TOWN
N/A
SPY
34.04%
P/S Ratio
TOWN
3.87
Winner
SPY
3.76
P/B Ratio
Winner
TOWN
1.31
SPY
5.55

TOWN vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
TOWN
-0.33%
Winner
SPY
+4.84%
3M
TOWN
+3.20%
Winner
SPY
+9.57%
6M
TOWN
+8.49%
Winner
SPY
+13.79%
1Y
TOWN
+6.49%
Winner
SPY
+29.34%
5Y(CAGR)
TOWN
+4.91%
Winner
SPY
+13.98%
10Y(CAGR)
TOWN
+8.35%
Winner
SPY
+15.66%
Max(CAGR)
TOWN
+7.27%
Winner
SPY
+8.53%

TOWN vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearTOWNSPY
2026+7.21%+9.45%
2025+3.60%+18.00%
2024+18.24%+25.59%
2023+1.12%+26.72%
2022-0.75%-18.64%
2021+40.13%+30.52%
2020-12.18%+17.28%
2019+17.39%+31.09%
2018-19.88%-5.24%
2017-5.20%+20.78%
2016+65.39%+13.59%
2015+39.54%+1.31%
2014+3.47%+14.56%
2013-1.31%+29.00%
2012+33.16%+14.17%
2011-23.58%+0.85%
2010+38.59%+13.14%
2009-52.06%+22.67%
2008+56.68%-36.25%
2007-16.57%+5.32%
2006+4.99%+13.85%
2005-4.09%+5.32%
2004-12.57%+10.75%
2003+61.40%+24.18%
2002+20.00%-22.42%
2001+51.87%-10.13%
2000+3.50%-8.84%
1999-17.65%+8.61%

TOWN vs SPY Drawdown Comparison

The maximum drawdown for TOWN was -64.80%, occurring on Jan 26, 2010. Recovery took 3077 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current TOWN drawdown is -5.41%. The current SPY drawdown is -0.34%.

RankTOWNSPY
#1-64.80%
Jun 16, 2004 - Sep 2, 2016
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-52.73%
Oct 11, 2017 - Mar 12, 2021
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-35.27%
Jan 13, 2022 - Jul 22, 2024
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-33.51%
Nov 1, 1999 - Jun 8, 2001
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-24.58%
Feb 27, 2002 - May 22, 2003
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-18.36%
Feb 18, 2025 - Aug 13, 2025
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-16.96%
Oct 23, 2003 - Feb 6, 2004
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-15.57%
Apr 26, 2017 - Oct 3, 2017
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-15.15%
Feb 13, 2004 - Jun 16, 2004
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-14.27%
Aug 13, 2025 - Jan 22, 2026
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-14.08%
Sep 4, 2001 - Dec 5, 2001
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-13.97%
Dec 4, 2024 - Feb 18, 2025
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-13.92%
Feb 6, 2026 - Mar 18, 2026
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-13.56%
May 17, 2021 - Nov 5, 2021
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-11.96%
Jul 5, 2001 - Sep 4, 2001
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between TOWN and SPY is 0.91 which considered as a very strong positive correlation - the stocks move almost identically together.

0.91
-101

Dividend Comparison (1999 - 2026)

TOWN vs SPY dividend yield comparison.

YearTOWNSPY
20262.80%0.24%
20253.18%1.07%
20242.94%1.21%
20233.29%1.40%
20222.89%1.65%
20212.47%1.20%
20203.07%1.52%
20192.52%1.75%
20182.59%2.04%
20171.79%1.80%
20161.53%2.03%
20152.25%2.06%
20142.84%1.87%
20132.47%1.81%
20125.07%2.18%
20112.62%2.05%
20102.01%1.80%
20092.74%1.95%
20081.29%3.02%
20071.99%1.85%
20062.70%1.73%
20054.22%1.73%
20040.45%1.82%
20030.19%1.47%
20020.00%1.70%
20010.00%1.25%
20000.00%1.15%
19990.00%0.24%

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