TIMB vs HQY

Comparison between TIM SA (TIMB, Company) and Healthequity Inc (HQY, Company).

TIMB is from the Communication Services sector, while HQY is from the Healthcare sector.

5-Year PerformanceTIMB has outperformed HQY, delivering a return of +18.1% compared to +8.3%

TIMB vs HQY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TIMB(COMPANY)	HQY(COMPANY)
Market Cap	$8.73B	$8.76B
Max Drawdown	39.99%	60.65%
Sharpe Ratio	0.01	0.50
5Y Beta	0.44	0.88
Industry	Telecom Services	Health Information Services
P/E Ratio	10.72	38.55
Forward P/E	9.07	20.58
PEG Ratio	0.17	0.41
Dividend Yield	8.67%	N/A
5Y Dividends CAGR	28.51%	N/A
5Y EPS CAGR	13.10%	114.60%
Debt to Equity	65.95%	46.04%
Free Cash Flow Yield	19.79%	5.56%
P/S Ratio	0.32	6.53
P/B Ratio	1.77	4.11

Market Cap

TIMB

$8.73B

Winner

HQY

$8.76B

Max Drawdown

Winner

TIMB

39.99%

HQY

60.65%

Sharpe Ratio

TIMB

0.01

Winner

HQY

0.50

5Y Beta

Winner

TIMB

0.44

HQY

0.88

Industry

TIMB

Telecom Services

HQY

Health Information Services

P/E Ratio

Winner

TIMB

10.72

HQY

38.55

Forward P/E

Winner

TIMB

9.07

HQY

20.58

PEG Ratio

Winner

TIMB

0.17

HQY

0.41

Dividend Yield

TIMB

8.67%

HQY

N/A

5Y Dividends CAGR

TIMB

28.51%

HQY

N/A

5Y EPS CAGR

TIMB

13.10%

Winner

HQY

114.60%

Debt to Equity

TIMB

65.95%

Winner

HQY

46.04%

Free Cash Flow Yield

Winner

TIMB

19.79%

HQY

5.56%

P/S Ratio

Winner

TIMB

0.32

HQY

6.53

P/B Ratio

Winner

TIMB

1.77

HQY

4.11

TIMB vs HQY - Historical Returns

Returns include dividend reinvestment.

Period	TIMB	HQY
1 month	-17.46%	+13.13%
3 months	-20.54%	+30.79%
6 months	-26.08%	+36.30%
1 year	-4.09%	+15.50%
5 years(CAGR)	+18.08%	+8.26%
10 years(CAGR)	N/A	+14.20%
Max(CAGR)	+15.12%	+16.17%

TIMB

-17.46%

Winner

HQY

+13.13%

TIMB

-20.54%

Winner

HQY

+30.79%

TIMB

-26.08%

Winner

HQY

+36.30%

TIMB

-4.09%

Winner

HQY

+15.50%

5Y(CAGR)

Winner

TIMB

+18.08%

HQY

+8.26%

10Y(CAGR)

TIMB

N/A

HQY

+14.20%

Max(CAGR)

TIMB

+15.12%

Winner

HQY

+16.17%

TIMB vs HQY - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	TIMB	HQY
2026	-6.36%	+17.26%
2025	+85.62%	-5.37%
2024	-31.81%	+45.01%
2023	+83.25%	+9.23%
2022	+8.80%	+31.60%
2021	-12.04%	-35.80%
2020	+25.01%	-3.52%
2019	N/A	+25.31%
2018	N/A	+28.36%
2017	N/A	+16.10%
2016	N/A	+62.27%
2015	N/A	+1.50%
2014	N/A	+44.60%

TIMB vs HQY Drawdown Comparison

The maximum drawdown for TIMB was -37.05%, occurring on Jan 10, 2025. Recovery took 304 trading sessions.

The maximum drawdown for HQY was -60.65%, occurring on Dec 20, 2021. Recovery took 1516 trading sessions.

The current TIMB drawdown is -33.72%. The current HQY drawdown is -6.74%.

Rank	TIMB	HQY
#1	-37.05% Feb 27, 2024 - May 14, 2025	-60.65% Nov 7, 2018 - Nov 18, 2024
#2	-34.16% Apr 10, 2026 - Aug 5, 2026	-54.61% Nov 11, 2015 - Sep 8, 2016
#3	-31.29% Apr 1, 2022 - Jun 6, 2023	-36.07% Feb 12, 2025 - Feb 12, 2026
#4	-29.09% Dec 29, 2020 - Mar 22, 2022	-26.64% Dec 26, 2014 - Mar 24, 2015
#5	-15.61% Nov 11, 2025 - Jan 20, 2026	-25.46% Jun 8, 2017 - Feb 14, 2018
#6	-14.09% Oct 22, 2020 - Nov 9, 2020	-20.14% Oct 10, 2016 - Nov 11, 2016
#7	-13.99% Jul 3, 2025 - Aug 8, 2025	-19.61% Sep 10, 2014 - Nov 18, 2014
#8	-10.47% Feb 24, 2026 - Apr 9, 2026	-19.35% Aug 5, 2015 - Nov 10, 2015
#9	-7.99% Jun 14, 2023 - Sep 18, 2023	-18.68% Jan 18, 2017 - Jun 7, 2017
#10	-7.50% Sep 19, 2023 - Nov 1, 2023	-17.11% Sep 11, 2018 - Nov 7, 2018
#11	-7.19% Sep 30, 2025 - Oct 20, 2025	-12.96% Nov 21, 2024 - Jan 21, 2025
#12	-6.08% Dec 27, 2023 - Feb 12, 2024	-10.53% Feb 21, 2018 - Feb 28, 2018
#13	-5.77% Feb 12, 2024 - Feb 27, 2024	-10.23% Nov 28, 2014 - Dec 22, 2014
#14	-5.23% Feb 12, 2026 - Feb 24, 2026	-10.22% Jul 26, 2018 - Aug 14, 2018
#15	-4.73% Nov 15, 2023 - Dec 5, 2023	-10.21% Aug 14, 2014 - Sep 10, 2014