HQY vs CNM

Comparison between Healthequity Inc (HQY, Company) and Core & Main Inc Class A (CNM, Company).

HQY is from the Healthcare sector, while CNM is from the Industrials sector.

5-Year PerformanceCNM has outperformed HQY, delivering a return of +12.1% compared to +8.3%

HQY vs CNM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HQY(COMPANY)	CNM(COMPANY)
Market Cap	$8.76B	$8.77B
Max Drawdown	60.65%	40.00%
Sharpe Ratio	0.50	-0.66
5Y Beta	0.88	1.06
Industry	Health Information Services	Industrial Distribution
P/E Ratio	38.55	18.42
Forward P/E	20.58	15.65
PEG Ratio	0.41	6.96
5Y EPS CAGR	114.60%	N/A
Debt to Equity	46.04%	105.10%
Free Cash Flow Yield	5.56%	7.47%
P/S Ratio	6.53	1.18
P/B Ratio	4.11	4.04

Market Cap

HQY

$8.76B

Winner

CNM

$8.77B

Max Drawdown

HQY

60.65%

Winner

CNM

40.00%

Sharpe Ratio

Winner

HQY

0.50

CNM

-0.66

5Y Beta

Winner

HQY

0.88

CNM

1.06

Industry

HQY

Health Information Services

CNM

Industrial Distribution

P/E Ratio

HQY

38.55

Winner

CNM

18.42

Forward P/E

HQY

20.58

Winner

CNM

15.65

PEG Ratio

Winner

HQY

0.41

CNM

6.96

5Y EPS CAGR

HQY

114.60%

CNM

N/A

Debt to Equity

Winner

HQY

46.04%

CNM

105.10%

Free Cash Flow Yield

HQY

5.56%

Winner

CNM

7.47%

P/S Ratio

HQY

6.53

Winner

CNM

1.18

P/B Ratio

HQY

4.11

Winner

CNM

4.04

HQY vs CNM - Historical Returns

Returns include dividend reinvestment.

Period	HQY	CNM
1 month	+13.13%	+0.94%
3 months	+30.79%	-5.36%
6 months	+36.30%	-19.96%
1 year	+15.50%	-27.34%
5 years(CAGR)	+8.26%	+12.13%
10 years(CAGR)	+14.20%	N/A
Max(CAGR)	+16.17%	+18.07%

Winner

HQY

+13.13%

CNM

+0.94%

Winner

HQY

+30.79%

CNM

-5.36%

Winner

HQY

+36.30%

CNM

-19.96%

Winner

HQY

+15.50%

CNM

-27.34%

5Y(CAGR)

HQY

+8.26%

Winner

CNM

+12.13%

10Y(CAGR)

HQY

+14.20%

CNM

N/A

Max(CAGR)

HQY

+16.17%

Winner

CNM

+18.07%

HQY vs CNM - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	HQY	CNM
2026	+17.26%	-13.33%
2025	-5.37%	+1.25%
2024	+45.01%	+28.53%
2023	+9.23%	+106.81%
2022	+31.60%	-37.26%
2021	-35.80%	+51.70%
2020	-3.52%	N/A
2019	+25.31%	N/A
2018	+28.36%	N/A
2017	+16.10%	N/A
2016	+62.27%	N/A
2015	+1.50%	N/A
2014	+44.60%	N/A

HQY vs CNM Drawdown Comparison

The maximum drawdown for HQY was -60.65%, occurring on Dec 20, 2021. Recovery took 1516 trading sessions.

The maximum drawdown for CNM was -40.00%, occurring on Dec 28, 2022. Recovery took 384 trading sessions.

The current HQY drawdown is -6.74%. The current CNM drawdown is -30.89%.

Rank	HQY	CNM
#1	-60.65% Nov 7, 2018 - Nov 18, 2024	-40.00% Dec 29, 2021 - Jul 12, 2023
#2	-54.61% Nov 11, 2015 - Sep 8, 2016	-38.74% May 15, 2024 - Jul 3, 2025
#3	-36.07% Feb 12, 2025 - Feb 12, 2026	-36.74% Sep 5, 2025 - Jul 29, 2026
#4	-26.64% Dec 26, 2014 - Mar 24, 2015	-19.27% Sep 2, 2021 - Nov 15, 2021
#5	-25.46% Jun 8, 2017 - Feb 14, 2018	-16.19% Nov 15, 2021 - Dec 29, 2021
#6	-20.14% Oct 10, 2016 - Nov 11, 2016	-15.32% Aug 30, 2023 - Nov 14, 2023
#7	-19.61% Sep 10, 2014 - Nov 18, 2014	-9.54% Jul 29, 2021 - Aug 12, 2021
#8	-19.35% Aug 5, 2015 - Nov 10, 2015	-9.34% Apr 3, 2024 - May 10, 2024
#9	-18.68% Jan 18, 2017 - Jun 7, 2017	-7.90% Aug 23, 2021 - Sep 2, 2021
#10	-17.11% Sep 11, 2018 - Nov 7, 2018	-5.80% Aug 13, 2021 - Aug 23, 2021
#11	-12.96% Nov 21, 2024 - Jan 21, 2025	-5.00% Aug 7, 2023 - Aug 30, 2023
#12	-10.53% Feb 21, 2018 - Feb 28, 2018	-4.70% Jul 25, 2025 - Sep 4, 2025
#13	-10.23% Nov 28, 2014 - Dec 22, 2014	-4.01% Jul 23, 2021 - Jul 28, 2021
#14	-10.22% Jul 26, 2018 - Aug 14, 2018	-3.70% Jul 8, 2025 - Jul 21, 2025
#15	-10.21% Aug 14, 2014 - Sep 10, 2014	-3.69% Dec 28, 2023 - Jan 10, 2024