HQY vs TIMB

Comparison between Healthequity Inc (HQY, Company) and TIM SA (TIMB, Company).

HQY is from the Healthcare sector, while TIMB is from the Communication Services sector.

5-Year PerformanceTIMB has outperformed HQY, delivering a return of +18.1% compared to +8.3%

HQY vs TIMB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HQY(COMPANY)	TIMB(COMPANY)
Market Cap	$8.76B	$8.73B
Max Drawdown	60.65%	39.99%
Sharpe Ratio	0.50	0.01
5Y Beta	0.88	0.44
Industry	Health Information Services	Telecom Services
P/E Ratio	38.55	10.72
Forward P/E	20.58	9.07
PEG Ratio	0.41	0.17
Dividend Yield	N/A	8.67%
5Y Dividends CAGR	N/A	28.51%
5Y EPS CAGR	114.60%	13.10%
Debt to Equity	46.04%	65.95%
Free Cash Flow Yield	5.56%	19.79%
P/S Ratio	6.53	0.32
P/B Ratio	4.11	1.77

Market Cap

Winner

HQY

$8.76B

TIMB

$8.73B

Max Drawdown

HQY

60.65%

Winner

TIMB

39.99%

Sharpe Ratio

Winner

HQY

0.50

TIMB

0.01

5Y Beta

HQY

0.88

Winner

TIMB

0.44

Industry

HQY

Health Information Services

TIMB

Telecom Services

P/E Ratio

HQY

38.55

Winner

TIMB

10.72

Forward P/E

HQY

20.58

Winner

TIMB

9.07

PEG Ratio

HQY

0.41

Winner

TIMB

0.17

Dividend Yield

HQY

N/A

TIMB

8.67%

5Y Dividends CAGR

HQY

N/A

TIMB

28.51%

5Y EPS CAGR

Winner

HQY

114.60%

TIMB

13.10%

Debt to Equity

Winner

HQY

46.04%

TIMB

65.95%

Free Cash Flow Yield

HQY

5.56%

Winner

TIMB

19.79%

P/S Ratio

HQY

6.53

Winner

TIMB

0.32

P/B Ratio

HQY

4.11

Winner

TIMB

1.77

HQY vs TIMB - Historical Returns

Returns include dividend reinvestment.

Period	HQY	TIMB
1 month	+13.13%	-17.46%
3 months	+30.79%	-20.54%
6 months	+36.30%	-26.08%
1 year	+15.50%	-4.09%
5 years(CAGR)	+8.26%	+18.08%
10 years(CAGR)	+14.20%	N/A
Max(CAGR)	+16.17%	+15.12%

Winner

HQY

+13.13%

TIMB

-17.46%

Winner

HQY

+30.79%

TIMB

-20.54%

Winner

HQY

+36.30%

TIMB

-26.08%

Winner

HQY

+15.50%

TIMB

-4.09%

5Y(CAGR)

HQY

+8.26%

Winner

TIMB

+18.08%

10Y(CAGR)

HQY

+14.20%

TIMB

N/A

Max(CAGR)

Winner

HQY

+16.17%

TIMB

+15.12%

HQY vs TIMB - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	HQY	TIMB
2026	+17.26%	-6.36%
2025	-5.37%	+85.62%
2024	+45.01%	-31.81%
2023	+9.23%	+83.25%
2022	+31.60%	+8.80%
2021	-35.80%	-12.04%
2020	-3.52%	+25.01%
2019	+25.31%	N/A
2018	+28.36%	N/A
2017	+16.10%	N/A
2016	+62.27%	N/A
2015	+1.50%	N/A
2014	+44.60%	N/A

HQY vs TIMB Drawdown Comparison

The maximum drawdown for HQY was -60.65%, occurring on Dec 20, 2021. Recovery took 1516 trading sessions.

The maximum drawdown for TIMB was -37.05%, occurring on Jan 10, 2025. Recovery took 304 trading sessions.

The current HQY drawdown is -6.74%. The current TIMB drawdown is -33.72%.

Rank	HQY	TIMB
#1	-60.65% Nov 7, 2018 - Nov 18, 2024	-37.05% Feb 27, 2024 - May 14, 2025
#2	-54.61% Nov 11, 2015 - Sep 8, 2016	-34.16% Apr 10, 2026 - Aug 5, 2026
#3	-36.07% Feb 12, 2025 - Feb 12, 2026	-31.29% Apr 1, 2022 - Jun 6, 2023
#4	-26.64% Dec 26, 2014 - Mar 24, 2015	-29.09% Dec 29, 2020 - Mar 22, 2022
#5	-25.46% Jun 8, 2017 - Feb 14, 2018	-15.61% Nov 11, 2025 - Jan 20, 2026
#6	-20.14% Oct 10, 2016 - Nov 11, 2016	-14.09% Oct 22, 2020 - Nov 9, 2020
#7	-19.61% Sep 10, 2014 - Nov 18, 2014	-13.99% Jul 3, 2025 - Aug 8, 2025
#8	-19.35% Aug 5, 2015 - Nov 10, 2015	-10.47% Feb 24, 2026 - Apr 9, 2026
#9	-18.68% Jan 18, 2017 - Jun 7, 2017	-7.99% Jun 14, 2023 - Sep 18, 2023
#10	-17.11% Sep 11, 2018 - Nov 7, 2018	-7.50% Sep 19, 2023 - Nov 1, 2023
#11	-12.96% Nov 21, 2024 - Jan 21, 2025	-7.19% Sep 30, 2025 - Oct 20, 2025
#12	-10.53% Feb 21, 2018 - Feb 28, 2018	-6.08% Dec 27, 2023 - Feb 12, 2024
#13	-10.23% Nov 28, 2014 - Dec 22, 2014	-5.77% Feb 12, 2024 - Feb 27, 2024
#14	-10.22% Jul 26, 2018 - Aug 14, 2018	-5.23% Feb 12, 2026 - Feb 24, 2026
#15	-10.21% Aug 14, 2014 - Sep 10, 2014	-4.73% Nov 15, 2023 - Dec 5, 2023