TFSL vs LMND

Comparison between TFS Financial Corporation (TFSL, Company) and Lemonade Inc (LMND, Company).

Both TFSL and LMND are from the Financial Services sector.

5-Year PerformanceTFSL has outperformed LMND, delivering a return of +1.4% compared to -6.2%

TFSL vs LMND - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TFSL(COMPANY)	LMND(COMPANY)
Market Cap	$4.41B	$4.40B
Max Drawdown	50.93%	94.23%
Sharpe Ratio	1.05	1.05
5Y Beta	0.64	1.95
Industry	Banks - Regional	Insurance - Property & Casualty
P/E Ratio	47.45	-30.99
Forward P/E	76.92	N/A
PEG Ratio	3.38	N/A
Dividend Yield	7.32%	N/A
5Y Dividends CAGR	0.18%	N/A
5Y EPS CAGR	1.00%	-12.67%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	1.86%	0.44%
P/S Ratio	13.17	5.22
P/B Ratio	2.25	7.62

Market Cap

Winner

TFSL

$4.41B

LMND

$4.40B

Max Drawdown

Winner

TFSL

50.93%

LMND

94.23%

Sharpe Ratio

Winner

TFSL

1.05

LMND

1.05

5Y Beta

Winner

TFSL

0.64

LMND

1.95

Industry

TFSL

Banks - Regional

LMND

Insurance - Property & Casualty

P/E Ratio

TFSL

47.45

Winner

LMND

-30.99

Forward P/E

TFSL

76.92

LMND

N/A

PEG Ratio

TFSL

3.38

LMND

N/A

Dividend Yield

TFSL

7.32%

LMND

N/A

5Y Dividends CAGR

TFSL

0.18%

LMND

N/A

5Y EPS CAGR

Winner

TFSL

1.00%

LMND

-12.67%

Debt to Equity

TFSL

0.00%

LMND

0.00%

Free Cash Flow Yield

Winner

TFSL

1.86%

LMND

0.44%

P/S Ratio

TFSL

13.17

Winner

LMND

5.22

P/B Ratio

Winner

TFSL

2.25

LMND

7.62

TFSL vs LMND - Historical Returns

Returns include dividend reinvestment.

Period	TFSL	LMND
1 month	+7.09%	-13.64%
3 months	+7.66%	-0.45%
6 months	+16.33%	-15.29%
1 year	+30.51%	+96.12%
5 years(CAGR)	+1.45%	-6.16%
10 years(CAGR)	+5.29%	N/A
Max(CAGR)	+5.53%	-3.28%

Winner

TFSL

+7.09%

LMND

-13.64%

Winner

TFSL

+7.66%

LMND

-0.45%

Winner

TFSL

+16.33%

LMND

-15.29%

TFSL

+30.51%

Winner

LMND

+96.12%

5Y(CAGR)

Winner

TFSL

+1.45%

LMND

-6.16%

10Y(CAGR)

TFSL

+5.29%

LMND

N/A

Max(CAGR)

Winner

TFSL

+5.53%

LMND

-3.28%

TFSL vs LMND - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	TFSL	LMND
2026	+19.32%	-24.89%
2025	+17.30%	+95.60%
2024	-6.30%	+115.26%
2023	+11.06%	+17.48%
2022	-13.71%	-67.64%
2021	+6.76%	-62.85%
2020	-4.53%	+76.49%
2019	+28.21%	N/A
2018	+15.14%	N/A
2017	-18.44%	N/A
2016	+6.03%	N/A
2015	+30.82%	N/A
2014	+25.12%	N/A
2013	+23.37%	N/A
2012	+6.65%	N/A
2011	-2.29%	N/A
2010	-25.10%	N/A
2009	-3.41%	N/A
2008	+10.73%	N/A
2007	+1.27%	N/A

TFSL vs LMND Drawdown Comparison

The maximum drawdown for TFSL was -45.52%, occurring on Sep 22, 2011. Recovery took 1053 trading sessions.

The maximum drawdown for LMND was -94.23%, occurring on Apr 27, 2023. This drawdown has not yet recovered.

The current LMND drawdown is -68.87%.

Rank	TFSL	LMND
#1	-45.52% Apr 22, 2010 - Jun 27, 2014	-94.23% Jan 11, 2021 - Apr 27, 2023
#2	-42.89% Jun 4, 2021 - May 14, 2026	-45.40% Jul 17, 2020 - Dec 7, 2020
#3	-42.39% Mar 4, 2020 - Mar 5, 2021	-19.92% Dec 23, 2020 - Jan 7, 2021
#4	-26.79% Oct 9, 2007 - Sep 19, 2008	-15.62% Jul 6, 2020 - Jul 10, 2020
#5	-24.51% Dec 9, 2016 - Jun 7, 2019	-12.39% Jul 10, 2020 - Jul 17, 2020
#6	-22.96% Nov 5, 2008 - Mar 11, 2010	-8.93% Dec 10, 2020 - Dec 17, 2020
#7	-18.88% Dec 16, 2015 - Nov 25, 2016	-4.72% Dec 7, 2020 - Dec 10, 2020
#8	-14.57% May 16, 2007 - Sep 21, 2007	N/A
#9	-9.51% Sep 19, 2008 - Nov 5, 2008	N/A
#10	-9.23% Mar 8, 2021 - May 13, 2021	N/A
#11	-8.99% Aug 17, 2015 - Oct 8, 2015	N/A
#12	-8.09% Feb 21, 2020 - Mar 4, 2020	N/A
#13	-8.01% Jun 27, 2014 - Sep 2, 2014	N/A
#14	-7.82% Nov 24, 2014 - Jun 5, 2015	N/A
#15	-5.15% Jul 26, 2019 - Sep 17, 2019	N/A