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TFC vs UMC

Comparison between Truist Financial Corporation (TFC, Company) and United Micro Electronics (UMC, Company).

TFC is from the Financial Services sector, while UMC is from the Technology sector.

5-Year PerformanceUMC has outperformed TFC, delivering a return of +28.2% compared to +3.1%

TFC vs UMC - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
TFC
$60B
UMC
$60B
Max Drawdown
Winner
TFC
70.15%
UMC
85.72%
Sharpe Ratio
TFC
1.04
Winner
UMC
2.38
5Y Beta
Winner
TFC
1.01
UMC
1.08
Industry
TFC
Banks - Regional
UMC
Semiconductors
P/E Ratio
Winner
TFC
11.09
UMC
37.16
Forward P/E
Winner
TFC
10.71
UMC
28.90
PEG Ratio
Winner
TFC
0.63
UMC
2.02
Dividend Yield
Winner
TFC
4.23%
UMC
2.24%
5Y Dividends CAGR
TFC
7.63%
Winner
UMC
58.47%
5Y EPS CAGR
TFC
3.67%
Winner
UMC
11.50%
Debt to Equity
TFC
107.55%
Winner
UMC
13.95%
Free Cash Flow Yield
Winner
TFC
9.42%
UMC
2.66%

TFC vs UMC - Historical Returns

Returns include dividend reinvestment.

1M
TFC
+2.72%
Winner
UMC
+40.65%
3M
TFC
+11.38%
Winner
UMC
+158.92%
6M
TFC
-1.22%
Winner
UMC
+198.39%
1Y
TFC
+26.87%
Winner
UMC
+208.74%
5Y(CAGR)
TFC
+3.06%
Winner
UMC
+28.23%
10Y(CAGR)
TFC
+7.33%
Winner
UMC
+35.01%
Max(CAGR)
TFC
+4.94%
Winner
UMC
+8.78%

TFC vs UMC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearTFCUMC
2026-0.82%+207.14%
2025+19.13%+27.63%
2024+21.78%-17.24%
2023-9.78%+37.28%
2022-25.86%-40.26%
2021+28.08%+50.62%
2020-11.68%+226.41%
2019+31.28%+57.74%
2018-10.58%-23.54%
2017+8.77%+37.65%
2016+32.54%+0.83%
2015+0.52%-12.78%
2014+8.50%+16.82%
2013+27.63%+2.10%
2012+15.41%-6.57%
2011-4.00%-28.20%
2010+4.13%-18.16%
2009+0.78%+79.63%
2008-0.69%-36.82%
2007-27.25%+0.65%
2006+7.89%+12.28%
2005+4.19%-9.79%
2004+13.86%-11.53%
2003+5.30%+71.20%
2002+6.55%-52.32%
2001+2.80%+27.76%
2000+50.33%-41.07%
1999-24.47%N/A

TFC vs UMC Drawdown Comparison

The maximum drawdown for TFC was -66.49%, occurring on Mar 5, 2009. Recovery took 1205 trading sessions.

The maximum drawdown for UMC was -73.00%, occurring on Oct 27, 2008. Recovery took 4992 trading sessions.

The current TFC drawdown is -11.61%.

RankTFCUMC
#1-66.49%
Sep 19, 2008 - Jul 5, 2013
-73.00%
Sep 20, 2000 - Jul 27, 2020
#2-59.10%
Jan 14, 2022 - Feb 4, 2026
-54.48%
Dec 7, 2021 - Jan 20, 2026
#3-54.34%
Dec 26, 2019 - Feb 12, 2021
-31.01%
Jan 27, 2026 - Apr 20, 2026
#4-51.18%
Dec 27, 2006 - Sep 19, 2008
-26.99%
Apr 26, 2021 - Aug 4, 2021
#5-39.51%
Nov 8, 1999 - Dec 19, 2000
-25.51%
Feb 12, 2021 - Apr 26, 2021
#6-25.56%
Jul 22, 2015 - Nov 9, 2016
-24.35%
Aug 6, 2020 - Sep 28, 2020
#7-24.65%
Mar 9, 2018 - Sep 27, 2019
-18.72%
Sep 3, 2021 - Dec 7, 2021
#8-20.68%
Feb 6, 2026 - Mar 13, 2026
-17.43%
Jun 1, 2026 - Jun 15, 2026
#9-19.68%
May 3, 2002 - Jan 6, 2003
-13.07%
Aug 5, 2021 - Sep 1, 2021
#10-18.74%
Jan 6, 2003 - Sep 5, 2003
-12.61%
Dec 7, 2020 - Jan 11, 2021
#11-17.34%
Dec 27, 2000 - Aug 3, 2001
-11.88%
Jan 22, 2021 - Feb 9, 2021
#12-16.03%
May 27, 2021 - Oct 18, 2021
-10.62%
Oct 22, 2020 - Nov 23, 2020
#13-15.93%
Aug 22, 2001 - Mar 4, 2002
-8.60%
Oct 9, 2020 - Oct 22, 2020
#14-15.62%
Mar 1, 2017 - Oct 30, 2017
-8.26%
Apr 22, 2026 - Apr 29, 2026
#15-14.42%
Dec 1, 2003 - Jul 26, 2004
-7.68%
Jan 14, 2021 - Jan 19, 2021

Correlation

Correlation between TFC and UMC is 0.70 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.70
-101

Dividend Comparison (2000 - 2026)

TFC vs UMC dividend yield comparison.

YearTFCUMC
20262.15%0.00%
20254.23%6.06%
20244.79%7.14%
20235.63%6.93%
20224.65%7.92%
20213.18%2.44%
20203.76%1.61%
20193.04%3.51%
20183.60%6.59%
20172.53%2.41%
20162.45%3.61%
20152.78%3.15%
20142.44%3.28%
20133.00%2.32%
20122.61%2.93%
20112.54%6.70%
20102.28%1.73%
20094.89%0.00%
20086.77%3.81%
20075.74%1.88%
20063.64%1.38%
20053.48%0.40%
20043.19%19.83%
20033.16%14.14%
20022.97%20.83%
20012.71%7.29%
20002.31%0.00%

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