TERN vs IFS

Comparison between Terns Pharmaceuticals Inc (TERN, Company) and Intercorp Financial Services Inc (IFS, Company).

TERN is from the Healthcare sector, while IFS is from the Financial Services sector.

5-Year PerformanceTERN has outperformed IFS, delivering a return of +25.4% compared to +23.4%

TERN vs IFS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TERN(COMPANY)	IFS(COMPANY)
Market Cap	$5.95B	$5.94B
Max Drawdown	94.50%	59.47%
Sharpe Ratio	3.07	1.52
5Y Beta	N/A	0.54
Industry	Biotechnology	Banks - Regional
P/E Ratio	-50.88	10.00
PEG Ratio	N/A	0.23
Dividend Yield	N/A	11.50%
5Y Dividends CAGR	N/A	9.86%
5Y EPS CAGR	N/A	23.86%
Debt to Equity	0.00%	112.48%
Free Cash Flow Yield	-1.38%	7.62%
P/S Ratio	N/A	1.02
P/B Ratio	N/A	1.68

Market Cap

Winner

TERN

$5.95B

IFS

$5.94B

Max Drawdown

TERN

94.50%

Winner

IFS

59.47%

Sharpe Ratio

Winner

TERN

3.07

IFS

1.52

5Y Beta

TERN

N/A

IFS

0.54

Industry

TERN

Biotechnology

IFS

Banks - Regional

P/E Ratio

Winner

TERN

-50.88

IFS

10.00

PEG Ratio

TERN

N/A

IFS

0.23

Dividend Yield

TERN

N/A

IFS

11.50%

5Y Dividends CAGR

TERN

N/A

IFS

9.86%

5Y EPS CAGR

TERN

N/A

IFS

23.86%

Debt to Equity

Winner

TERN

0.00%

IFS

112.48%

Free Cash Flow Yield

TERN

-1.38%

Winner

IFS

7.62%

P/S Ratio

TERN

N/A

IFS

1.02

P/B Ratio

TERN

N/A

IFS

1.68

TERN vs IFS - Historical Returns

Returns include dividend reinvestment.

Period	TERN	IFS
1 month	+0.32%	+25.30%
3 months	+49.83%	+32.14%
6 months	+191.09%	+42.01%
1 year	+1504.55%	+59.87%
5 years(CAGR)	+25.44%	+23.36%
Max(CAGR)	+22.35%	+10.31%

TERN

+0.32%

Winner

IFS

+25.30%

Winner

TERN

+49.83%

IFS

+32.14%

Winner

TERN

+191.09%

IFS

+42.01%

Winner

TERN

+1504.55%

IFS

+59.87%

5Y(CAGR)

Winner

TERN

+25.44%

IFS

+23.36%

Max(CAGR)

Winner

TERN

+22.35%

IFS

+10.31%

TERN vs IFS - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	TERN	IFS
2026	+32.01%	+39.99%
2025	+612.52%	+49.57%
2024	-14.51%	+40.50%
2023	-26.08%	-1.37%
2022	+51.94%	-6.09%
2021	-61.56%	-12.56%
2020	N/A	-18.00%
2019	N/A	-0.46%

TERN vs IFS Drawdown Comparison

The maximum drawdown for TERN was -94.50%, occurring on May 11, 2022. Recovery took 1173 trading sessions.

The maximum drawdown for IFS was -55.16%, occurring on Aug 9, 2021. Recovery took 1293 trading sessions.

The current TERN drawdown is -0.41%.

Rank	TERN	IFS
#1	-94.50% Mar 19, 2021 - Nov 18, 2025	-55.16% Jan 23, 2020 - Mar 17, 2025
#2	-32.02% Mar 3, 2021 - Mar 12, 2021	-13.55% Mar 25, 2025 - Apr 28, 2025
#3	-27.56% Dec 11, 2025 - Mar 18, 2026	-13.40% Feb 10, 2026 - Apr 8, 2026
#4	-16.13% Feb 10, 2021 - Feb 24, 2021	-11.77% Apr 8, 2026 - May 21, 2026
#5	-12.11% Nov 25, 2025 - Dec 5, 2025	-11.72% Nov 6, 2025 - Jan 8, 2026
#6	-5.26% Nov 18, 2025 - Nov 24, 2025	-8.89% Sep 19, 2019 - Jan 17, 2020
#7	-4.09% Mar 12, 2021 - Mar 18, 2021	-7.01% Aug 8, 2019 - Sep 5, 2019
#8	-2.27% Mar 1, 2021 - Mar 3, 2021	-6.79% May 21, 2026 - Jun 9, 2026
#9	-1.26% Mar 19, 2026 - Mar 23, 2026	-6.35% Jun 30, 2025 - Aug 12, 2025
#10	-1.15% Mar 26, 2026 - Apr 9, 2026	-6.12% Sep 11, 2025 - Oct 28, 2025
#11	-0.13% Feb 25, 2021 - Mar 1, 2021	-5.64% May 23, 2025 - Jun 12, 2025
#12	N/A	-4.82% Sep 5, 2019 - Sep 13, 2019
#13	N/A	-3.55% Aug 12, 2025 - Aug 22, 2025
#14	N/A	-3.38% Jun 12, 2025 - Jun 26, 2025
#15	N/A	-2.09% Aug 22, 2025 - Sep 2, 2025