IFS vs SPY

Comparison between Intercorp Financial Services Inc (IFS, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceIFS has outperformed SPY, delivering a return of +17.3% compared to +13.8%

IFS vs SPY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IFS(COMPANY)	SPY(ETF)
Market Cap / Net Assets	$5.49B	$735B
Expense Ratio	N/A	0.09%
Max Drawdown	59.47%	56.47%
Sharpe Ratio	1.24	1.67
5Y Beta	0.55	1.00
Industry	Banks - Regional	N/A
P/E Ratio	9.23	28.81
Forward P/E	N/A	22.07
PEG Ratio	0.21	N/A
Dividend Yield	7.32%	N/A
5Y Dividends CAGR	9.86%	5.43%
5Y EPS CAGR	23.86%	25.84%
Debt to Equity	112.48%	34.16%
Free Cash Flow Yield	18.34%	N/A
P/S Ratio	N/A	3.69
P/B Ratio	N/A	5.54

Market Cap / Net Assets

IFS

$5.49B

Winner

SPY

$735B

Expense Ratio

IFS

N/A

SPY

0.09%

Max Drawdown

IFS

59.47%

Winner

SPY

56.47%

Sharpe Ratio

IFS

1.24

Winner

SPY

1.67

5Y Beta

Winner

IFS

0.55

SPY

1.00

Industry

IFS

Banks - Regional

SPY

N/A

P/E Ratio

Winner

IFS

9.23

SPY

28.81

Forward P/E

IFS

N/A

SPY

22.07

PEG Ratio

IFS

0.21

SPY

N/A

Dividend Yield

IFS

7.32%

SPY

N/A

5Y Dividends CAGR

Winner

IFS

9.86%

SPY

5.43%

5Y EPS CAGR

IFS

23.86%

Winner

SPY

25.84%

Debt to Equity

IFS

112.48%

Winner

SPY

34.16%

Free Cash Flow Yield

IFS

18.34%

SPY

N/A

P/S Ratio

IFS

N/A

SPY

3.69

P/B Ratio

IFS

N/A

SPY

5.54

IFS vs SPY - Historical Returns

Returns include dividend reinvestment.

Period	IFS	SPY
1 month	+4.84%	+4.59%
3 months	+1.85%	+7.81%
6 months	+31.29%	+14.24%
1 year	+42.31%	+26.47%
5 years(CAGR)	+17.26%	+13.84%
10 years(CAGR)	N/A	+15.57%
Max(CAGR)	+8.14%	+8.50%

Winner

IFS

+4.84%

SPY

+4.59%

IFS

+1.85%

Winner

SPY

+7.81%

Winner

IFS

+31.29%

SPY

+14.24%

Winner

IFS

+42.31%

SPY

+26.47%

5Y(CAGR)

Winner

IFS

+17.26%

SPY

+13.84%

10Y(CAGR)

IFS

N/A

SPY

+15.57%

Max(CAGR)

IFS

+8.14%

Winner

SPY

+8.50%

IFS vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	IFS	SPY
2026	+21.62%	+8.80%
2025	+49.57%	+18.00%
2024	+40.50%	+25.59%
2023	-1.37%	+26.72%
2022	-6.09%	-18.64%
2021	-12.56%	+30.52%
2020	-18.00%	+17.28%
2019	-0.46%	+31.09%
2018	N/A	-5.24%
2017	N/A	+20.78%
2016	N/A	+13.59%
2015	N/A	+1.31%
2014	N/A	+14.56%
2013	N/A	+29.00%
2012	N/A	+14.17%
2011	N/A	+0.85%
2010	N/A	+13.14%
2009	N/A	+22.67%
2008	N/A	-36.25%
2007	N/A	+5.32%
2006	N/A	+13.85%
2005	N/A	+5.32%
2004	N/A	+10.75%
2003	N/A	+24.18%
2002	N/A	-22.42%
2001	N/A	-10.13%
2000	N/A	-8.84%
1999	N/A	+8.61%

IFS vs SPY Drawdown Comparison

The maximum drawdown for IFS was -55.16%, occurring on Aug 9, 2021. Recovery took 1293 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current IFS drawdown is -0.96%. The current SPY drawdown is -0.92%.

Rank	IFS	SPY
#1	-55.16% Jan 23, 2020 - Mar 17, 2025	-55.20% Oct 9, 2007 - Aug 16, 2012
#2	-13.55% Mar 25, 2025 - Apr 28, 2025	-47.50% Mar 24, 2000 - Oct 26, 2006
#3	-13.40% Feb 10, 2026 - Apr 8, 2026	-33.70% Feb 19, 2020 - Aug 10, 2020
#4	-11.77% Apr 8, 2026 - May 1, 2026	-24.50% Jan 3, 2022 - Dec 13, 2023
#5	-11.72% Nov 6, 2025 - Jan 8, 2026	-19.34% Sep 20, 2018 - Apr 12, 2019
#6	-8.89% Sep 19, 2019 - Jan 17, 2020	-18.76% Feb 19, 2025 - Jun 26, 2025
#7	-7.01% Aug 8, 2019 - Sep 5, 2019	-13.02% Jul 20, 2015 - Apr 18, 2016
#8	-6.35% Jun 30, 2025 - Aug 12, 2025	-10.10% Jan 26, 2018 - Aug 6, 2018
#9	-6.12% Sep 11, 2025 - Oct 28, 2025	-9.44% Sep 2, 2020 - Nov 11, 2020
#10	-5.64% May 23, 2025 - Jun 12, 2025	-9.30% Jan 19, 2000 - Mar 17, 2000
#11	-4.82% Sep 5, 2019 - Sep 13, 2019	-9.05% Jul 19, 2007 - Oct 5, 2007
#12	-3.55% Aug 12, 2025 - Aug 22, 2025	-8.88% Jan 27, 2026 - Apr 14, 2026
#13	-3.38% Jun 12, 2025 - Jun 26, 2025	-8.41% Jul 16, 2024 - Sep 19, 2024
#14	-2.09% Aug 22, 2025 - Sep 2, 2025	-7.35% Sep 14, 2012 - Jan 2, 2013
#15	-1.82% Feb 2, 2026 - Feb 6, 2026	-7.27% Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between IFS and SPY is 0.72 which considered as a strong positive correlation - the stocks tend to move together.

0.72

-101

Dividend Comparison (1999 - 2026)

IFS vs SPY dividend yield comparison.

Year	IFS	SPY
2026	3.64%	0.24%
2025	2.36%	1.07%
2024	3.41%	1.21%
2023	5.38%	1.40%
2022	7.45%	1.65%
2021	5.38%	1.20%
2020	5.41%	1.52%
2019	0.00%	1.75%
2018	0.00%	2.04%
2017	0.00%	1.80%
2016	0.00%	2.03%
2015	0.00%	2.06%
2014	0.00%	1.87%
2013	0.00%	1.81%
2012	0.00%	2.18%
2011	0.00%	2.05%
2010	0.00%	1.80%
2009	0.00%	1.95%
2008	0.00%	3.02%
2007	0.00%	1.85%
2006	0.00%	1.73%
2005	0.00%	1.73%
2004	0.00%	1.82%
2003	0.00%	1.47%
2002	0.00%	1.70%
2001	0.00%	1.25%
2000	0.00%	1.15%
1999	0.00%	0.24%