TCBI vs HRB

Comparison between Texas Capital Bancshares Inc (TCBI, Company) and H&R Block Inc (HRB, Company).

TCBI is from the Financial Services sector, while HRB is from the Consumer Cyclical sector.

5-Year PerformanceHRB has outperformed TCBI, delivering a return of +11.8% compared to +9.7%

TCBI vs HRB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TCBI(COMPANY)	HRB(COMPANY)
Market Cap	$4.37B	$4.36B
Max Drawdown	81.15%	68.07%
Sharpe Ratio	1.01	-0.95
5Y Beta	1.06	0.19
Industry	Banks - Regional	Personal Services
P/E Ratio	14.82	3.86
Forward P/E	13.21	6.20
PEG Ratio	0.04	0.00
Dividend Yield	N/A	4.51%
5Y Dividends CAGR	N/A	14.59%
5Y EPS CAGR	1.06%	N/A
Debt to Equity	24.36%	-6117.40%
Free Cash Flow Yield	9.96%	17.46%

Market Cap

Winner

TCBI

$4.37B

HRB

$4.36B

Max Drawdown

TCBI

81.15%

Winner

HRB

68.07%

Sharpe Ratio

Winner

TCBI

1.01

HRB

-0.95

5Y Beta

TCBI

1.06

Winner

HRB

0.19

Industry

TCBI

Banks - Regional

HRB

Personal Services

P/E Ratio

TCBI

14.82

Winner

HRB

3.86

Forward P/E

TCBI

13.21

Winner

HRB

6.20

PEG Ratio

TCBI

0.04

Winner

HRB

0.00

Dividend Yield

TCBI

N/A

HRB

4.51%

5Y Dividends CAGR

TCBI

N/A

HRB

14.59%

5Y EPS CAGR

TCBI

1.06%

HRB

N/A

Debt to Equity

TCBI

24.36%

Winner

HRB

-6117.40%

Free Cash Flow Yield

TCBI

9.96%

Winner

HRB

17.46%

TCBI vs HRB - Historical Returns

Returns include dividend reinvestment.

Period	TCBI	HRB
1 month	+1.87%	-10.20%
3 months	+8.99%	+14.01%
6 months	+6.91%	-18.59%
1 year	+31.10%	-34.91%
5 years(CAGR)	+9.75%	+11.77%
10 years(CAGR)	+7.72%	+8.16%
Max(CAGR)	+9.49%	+8.00%

Winner

TCBI

+1.87%

HRB

-10.20%

TCBI

+8.99%

Winner

HRB

+14.01%

Winner

TCBI

+6.91%

HRB

-18.59%

Winner

TCBI

+31.10%

HRB

-34.91%

5Y(CAGR)

TCBI

+9.75%

Winner

HRB

+11.77%

10Y(CAGR)

TCBI

+7.72%

Winner

HRB

+8.16%

Max(CAGR)

Winner

TCBI

+9.49%

HRB

+8.00%

TCBI vs HRB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TCBI	HRB
2026	+8.26%	-17.31%
2025	+17.88%	-15.28%
2024	+22.17%	+10.56%
2023	+9.28%	+42.46%
2022	-1.89%	+54.27%
2021	+2.68%	+57.47%
2020	+5.87%	-27.82%
2019	+10.00%	-4.35%
2018	-43.70%	-1.51%
2017	+13.54%	+18.55%
2016	+62.69%	-27.65%
2015	-7.35%	+3.13%
2014	-11.44%	+17.52%
2013	+32.93%	+56.75%
2012	+41.70%	+20.01%
2011	+42.11%	+36.59%
2010	+49.65%	-45.21%
2009	+7.80%	+4.01%
2008	-24.48%	+25.50%
2007	-8.38%	-17.80%
2006	-14.13%	-3.56%
2005	+2.24%	+2.74%
2004	+52.25%	-10.56%
2003	+15.84%	+36.56%
2002	N/A	-6.58%
2001	N/A	+126.24%
2000	N/A	+2.14%
1999	N/A	+5.72%

TCBI vs HRB Drawdown Comparison

The maximum drawdown for TCBI was -81.15%, occurring on Mar 23, 2020. Recovery took 1922 trading sessions.

The maximum drawdown for HRB was -62.06%, occurring on Apr 3, 2020. Recovery took 1630 trading sessions.

The current TCBI drawdown is -6.33%. The current HRB drawdown is -44.72%.

Rank	TCBI	HRB
#1	-81.15% Jun 8, 2018 - Feb 2, 2026	-62.06% Nov 2, 2015 - Apr 25, 2022
#2	-72.90% Apr 19, 2006 - Feb 1, 2011	-58.52% Jul 15, 2005 - Feb 4, 2013
#3	-53.79% Mar 20, 2014 - Nov 11, 2016	-55.53% Aug 20, 2024 - Feb 12, 2026
#4	-25.45% Feb 7, 2005 - Nov 25, 2005	-41.96% Aug 20, 2002 - Nov 26, 2003
#5	-25.15% Oct 5, 2012 - Oct 24, 2013	-40.99% Nov 17, 1999 - Feb 28, 2001
#6	-24.40% Jul 21, 2011 - Dec 2, 2011	-39.12% Aug 18, 2022 - Nov 22, 2023
#7	-24.09% Mar 1, 2017 - Dec 18, 2017	-25.99% Feb 11, 2004 - Jun 16, 2005
#8	-17.28% Mar 12, 2004 - Jul 7, 2004	-22.48% Feb 25, 2002 - Aug 16, 2002
#9	-14.34% Dec 2, 2005 - Apr 19, 2006	-20.24% Oct 3, 2001 - Dec 6, 2001
#10	-14.21% Feb 3, 2026 - Mar 11, 2026	-17.96% Aug 1, 2013 - Feb 24, 2014
#11	-14.10% Jul 13, 2004 - Sep 9, 2004	-17.82% Aug 27, 2014 - Nov 28, 2014
#12	-12.39% Jan 22, 2018 - May 8, 2018	-16.27% Apr 25, 2022 - May 11, 2022
#13	-10.38% Oct 23, 2003 - Dec 9, 2003	-16.14% Feb 5, 2015 - Aug 5, 2015
#14	-10.22% Jan 22, 2014 - Mar 6, 2014	-14.31% Feb 25, 2014 - Jun 11, 2014
#15	-9.19% Mar 19, 2012 - Apr 26, 2012	-11.76% Sep 6, 2001 - Oct 1, 2001

Correlation

Correlation between TCBI and HRB is 0.65 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.65

-101

Dividend Comparison (1999 - 2026)

TCBI vs HRB dividend yield comparison.

Year	TCBI	HRB
2026	0.20%	2.44%
2025	0.00%	3.65%
2024	0.00%	2.63%
2023	0.00%	2.52%
2022	0.00%	3.07%
2021	0.00%	4.54%
2020	0.00%	6.56%
2019	0.00%	4.39%
2018	0.00%	3.90%
2017	0.00%	3.59%
2016	0.00%	3.74%
2015	0.00%	2.40%
2014	0.00%	2.38%
2013	0.00%	2.75%
2012	0.00%	4.31%
2011	0.00%	3.98%
2010	0.00%	5.04%
2009	0.00%	2.65%
2008	0.00%	2.57%
2007	0.00%	2.99%
2006	0.00%	2.26%
2005	0.00%	1.91%
2004	0.00%	1.71%
2003	0.00%	1.37%
2002	0.00%	1.69%
2001	0.00%	1.39%
2000	0.00%	2.78%
1999	0.00%	0.63%