HRB vs PBF

Comparison between H&R Block Inc (HRB, Company) and PBF Energy Inc - Class A (PBF, Company).

HRB is from the Consumer Cyclical sector, while PBF is from the Energy sector.

5-Year PerformancePBF has outperformed HRB, delivering a return of +22.5% compared to +11.8%

HRB vs PBF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HRB(COMPANY)	PBF(COMPANY)
Market Cap	$4.36B	$4.37B
Max Drawdown	68.07%	92.01%
Sharpe Ratio	-0.95	0.98
5Y Beta	0.19	0.72
Industry	Personal Services	Oil & Gas Refining & Marketing
P/E Ratio	3.86	-108.57
Forward P/E	6.20	11.99
PEG Ratio	0.00	N/A
Dividend Yield	4.51%	2.81%
5Y Dividends CAGR	14.59%	N/A
5Y EPS CAGR	N/A	-50.45%
Debt to Equity	-6117.40%	50.76%
Free Cash Flow Yield	17.46%	-15.65%

Market Cap

HRB

$4.36B

Winner

PBF

$4.37B

Max Drawdown

Winner

HRB

68.07%

PBF

92.01%

Sharpe Ratio

HRB

-0.95

Winner

PBF

0.98

5Y Beta

Winner

HRB

0.19

PBF

0.72

Industry

HRB

Personal Services

PBF

Oil & Gas Refining & Marketing

P/E Ratio

HRB

3.86

Winner

PBF

-108.57

Forward P/E

Winner

HRB

6.20

PBF

11.99

PEG Ratio

HRB

0.00

PBF

N/A

Dividend Yield

Winner

HRB

4.51%

PBF

2.81%

5Y Dividends CAGR

HRB

14.59%

PBF

N/A

5Y EPS CAGR

HRB

N/A

PBF

-50.45%

Debt to Equity

Winner

HRB

-6117.40%

PBF

50.76%

Free Cash Flow Yield

Winner

HRB

17.46%

PBF

-15.65%

HRB vs PBF - Historical Returns

Returns include dividend reinvestment.

Period	HRB	PBF
1 month	-10.20%	-11.51%
3 months	+14.01%	-20.28%
6 months	-18.59%	+45.42%
1 year	-34.91%	+66.45%
5 years(CAGR)	+11.77%	+22.47%
10 years(CAGR)	+8.16%	+7.29%
Max(CAGR)	+8.00%	+5.83%

Winner

HRB

-10.20%

PBF

-11.51%

Winner

HRB

+14.01%

PBF

-20.28%

HRB

-18.59%

Winner

PBF

+45.42%

HRB

-34.91%

Winner

PBF

+66.45%

5Y(CAGR)

HRB

+11.77%

Winner

PBF

+22.47%

10Y(CAGR)

Winner

HRB

+8.16%

PBF

+7.29%

Max(CAGR)

Winner

HRB

+8.00%

PBF

+5.83%

HRB vs PBF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HRB	PBF
2026	-17.31%	+32.62%
2025	-15.28%	+5.87%
2024	+10.56%	-38.60%
2023	+42.46%	+19.40%
2022	+54.27%	+192.12%
2021	+57.47%	+89.62%
2020	-27.82%	-77.40%
2019	-4.35%	-2.52%
2018	-1.51%	-7.09%
2017	+18.55%	+30.89%
2016	-27.65%	-17.48%
2015	+3.13%	+44.65%
2014	+17.52%	-10.54%
2013	+56.75%	+11.55%
2012	+20.01%	+10.67%
2011	+36.59%	N/A
2010	-45.21%	N/A
2009	+4.01%	N/A
2008	+25.50%	N/A
2007	-17.80%	N/A
2006	-3.56%	N/A
2005	+2.74%	N/A
2004	-10.56%	N/A
2003	+36.56%	N/A
2002	-6.58%	N/A
2001	+126.24%	N/A
2000	+2.14%	N/A
1999	+5.72%	N/A

HRB vs PBF Drawdown Comparison

The maximum drawdown for HRB was -62.06%, occurring on Apr 3, 2020. Recovery took 1630 trading sessions.

The maximum drawdown for PBF was -91.50%, occurring on Oct 28, 2020. Recovery took 1221 trading sessions.

The current HRB drawdown is -44.72%. The current PBF drawdown is -34.92%.

Rank	HRB	PBF
#1	-62.06% Nov 2, 2015 - Apr 25, 2022	-91.50% Oct 3, 2018 - Aug 11, 2023
#2	-58.52% Jul 15, 2005 - Feb 4, 2013	-76.04% Apr 5, 2024 - Apr 8, 2025
#3	-55.53% Aug 20, 2024 - Feb 12, 2026	-50.54% Nov 27, 2015 - Apr 17, 2018
#4	-41.96% Aug 20, 2002 - Nov 26, 2003	-48.92% Mar 4, 2013 - Nov 18, 2015
#5	-40.99% Nov 17, 1999 - Feb 28, 2001	-26.53% Sep 28, 2023 - Mar 13, 2024
#6	-39.12% Aug 18, 2022 - Nov 22, 2023	-17.78% Jun 4, 2018 - Aug 7, 2018
#7	-25.99% Feb 11, 2004 - Jun 16, 2005	-11.40% Sep 4, 2018 - Oct 3, 2018
#8	-22.48% Feb 25, 2002 - Aug 16, 2002	-9.70% Aug 7, 2018 - Aug 29, 2018
#9	-20.24% Oct 3, 2001 - Dec 6, 2001	-7.97% Aug 11, 2023 - Sep 7, 2023
#10	-17.96% Aug 1, 2013 - Feb 24, 2014	-6.81% Jan 2, 2013 - Jan 17, 2013
#11	-17.82% Aug 27, 2014 - Nov 28, 2014	-3.64% Mar 20, 2024 - Mar 28, 2024
#12	-16.27% Apr 25, 2022 - May 11, 2022	-3.50% Sep 14, 2023 - Sep 28, 2023
#13	-16.14% Feb 5, 2015 - Aug 5, 2015	-3.30% Apr 26, 2018 - May 2, 2018
#14	-14.31% Feb 25, 2014 - Jun 11, 2014	-3.13% Jan 17, 2013 - Jan 24, 2013
#15	-11.76% Sep 6, 2001 - Oct 1, 2001	-3.05% May 21, 2018 - May 30, 2018

Correlation

Correlation between HRB and PBF is 0.52 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.52

-101

Dividend Comparison (1999 - 2026)

HRB vs PBF dividend yield comparison.

Year	HRB	PBF
2026	2.44%	1.47%
2025	3.65%	4.06%
2024	2.63%	3.86%
2023	2.52%	1.93%
2022	3.07%	0.49%
2021	4.54%	0.00%
2020	6.56%	4.23%
2019	4.39%	3.83%
2018	3.90%	3.67%
2017	3.59%	3.39%
2016	3.74%	4.30%
2015	2.40%	3.26%
2014	2.38%	4.50%
2013	2.75%	3.81%
2012	4.31%	0.00%
2011	3.98%	0.00%
2010	5.04%	0.00%
2009	2.65%	0.00%
2008	2.57%	0.00%
2007	2.99%	0.00%
2006	2.26%	0.00%
2005	1.91%	0.00%
2004	1.71%	0.00%
2003	1.37%	0.00%
2002	1.69%	0.00%
2001	1.39%	0.00%
2000	2.78%	0.00%
1999	0.63%	0.00%