HRB vs TCBI

Comparison between H&R Block Inc (HRB, Company) and Texas Capital Bancshares Inc (TCBI, Company).

HRB is from the Consumer Cyclical sector, while TCBI is from the Financial Services sector.

5-Year PerformanceHRB has outperformed TCBI, delivering a return of +11.8% compared to +9.7%

HRB vs TCBI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HRB(COMPANY)	TCBI(COMPANY)
Market Cap	$4.36B	$4.37B
Max Drawdown	68.07%	81.15%
Sharpe Ratio	-0.95	1.01
5Y Beta	0.19	1.06
Industry	Personal Services	Banks - Regional
P/E Ratio	3.86	14.82
Forward P/E	6.20	13.21
PEG Ratio	0.00	0.04
Dividend Yield	4.51%	N/A
5Y Dividends CAGR	14.59%	N/A
5Y EPS CAGR	N/A	1.06%
Debt to Equity	-6117.40%	24.36%
Free Cash Flow Yield	17.46%	9.96%

Market Cap

HRB

$4.36B

Winner

TCBI

$4.37B

Max Drawdown

Winner

HRB

68.07%

TCBI

81.15%

Sharpe Ratio

HRB

-0.95

Winner

TCBI

1.01

5Y Beta

Winner

HRB

0.19

TCBI

1.06

Industry

HRB

Personal Services

TCBI

Banks - Regional

P/E Ratio

Winner

HRB

3.86

TCBI

14.82

Forward P/E

Winner

HRB

6.20

TCBI

13.21

PEG Ratio

Winner

HRB

0.00

TCBI

0.04

Dividend Yield

HRB

4.51%

TCBI

N/A

5Y Dividends CAGR

HRB

14.59%

TCBI

N/A

5Y EPS CAGR

HRB

N/A

TCBI

1.06%

Debt to Equity

Winner

HRB

-6117.40%

TCBI

24.36%

Free Cash Flow Yield

Winner

HRB

17.46%

TCBI

9.96%

HRB vs TCBI - Historical Returns

Returns include dividend reinvestment.

Period	HRB	TCBI
1 month	-10.20%	+1.87%
3 months	+14.01%	+8.99%
6 months	-18.59%	+6.91%
1 year	-34.91%	+31.10%
5 years(CAGR)	+11.77%	+9.75%
10 years(CAGR)	+8.16%	+7.72%
Max(CAGR)	+8.00%	+9.49%

HRB

-10.20%

Winner

TCBI

+1.87%

Winner

HRB

+14.01%

TCBI

+8.99%

HRB

-18.59%

Winner

TCBI

+6.91%

HRB

-34.91%

Winner

TCBI

+31.10%

5Y(CAGR)

Winner

HRB

+11.77%

TCBI

+9.75%

10Y(CAGR)

Winner

HRB

+8.16%

TCBI

+7.72%

Max(CAGR)

HRB

+8.00%

Winner

TCBI

+9.49%

HRB vs TCBI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HRB	TCBI
2026	-17.31%	+8.26%
2025	-15.28%	+17.88%
2024	+10.56%	+22.17%
2023	+42.46%	+9.28%
2022	+54.27%	-1.89%
2021	+57.47%	+2.68%
2020	-27.82%	+5.87%
2019	-4.35%	+10.00%
2018	-1.51%	-43.70%
2017	+18.55%	+13.54%
2016	-27.65%	+62.69%
2015	+3.13%	-7.35%
2014	+17.52%	-11.44%
2013	+56.75%	+32.93%
2012	+20.01%	+41.70%
2011	+36.59%	+42.11%
2010	-45.21%	+49.65%
2009	+4.01%	+7.80%
2008	+25.50%	-24.48%
2007	-17.80%	-8.38%
2006	-3.56%	-14.13%
2005	+2.74%	+2.24%
2004	-10.56%	+52.25%
2003	+36.56%	+15.84%
2002	-6.58%	N/A
2001	+126.24%	N/A
2000	+2.14%	N/A
1999	+5.72%	N/A

HRB vs TCBI Drawdown Comparison

The maximum drawdown for HRB was -62.06%, occurring on Apr 3, 2020. Recovery took 1630 trading sessions.

The maximum drawdown for TCBI was -81.15%, occurring on Mar 23, 2020. Recovery took 1922 trading sessions.

The current HRB drawdown is -44.72%. The current TCBI drawdown is -6.33%.

Rank	HRB	TCBI
#1	-62.06% Nov 2, 2015 - Apr 25, 2022	-81.15% Jun 8, 2018 - Feb 2, 2026
#2	-58.52% Jul 15, 2005 - Feb 4, 2013	-72.90% Apr 19, 2006 - Feb 1, 2011
#3	-55.53% Aug 20, 2024 - Feb 12, 2026	-53.79% Mar 20, 2014 - Nov 11, 2016
#4	-41.96% Aug 20, 2002 - Nov 26, 2003	-25.45% Feb 7, 2005 - Nov 25, 2005
#5	-40.99% Nov 17, 1999 - Feb 28, 2001	-25.15% Oct 5, 2012 - Oct 24, 2013
#6	-39.12% Aug 18, 2022 - Nov 22, 2023	-24.40% Jul 21, 2011 - Dec 2, 2011
#7	-25.99% Feb 11, 2004 - Jun 16, 2005	-24.09% Mar 1, 2017 - Dec 18, 2017
#8	-22.48% Feb 25, 2002 - Aug 16, 2002	-17.28% Mar 12, 2004 - Jul 7, 2004
#9	-20.24% Oct 3, 2001 - Dec 6, 2001	-14.34% Dec 2, 2005 - Apr 19, 2006
#10	-17.96% Aug 1, 2013 - Feb 24, 2014	-14.21% Feb 3, 2026 - Mar 11, 2026
#11	-17.82% Aug 27, 2014 - Nov 28, 2014	-14.10% Jul 13, 2004 - Sep 9, 2004
#12	-16.27% Apr 25, 2022 - May 11, 2022	-12.39% Jan 22, 2018 - May 8, 2018
#13	-16.14% Feb 5, 2015 - Aug 5, 2015	-10.38% Oct 23, 2003 - Dec 9, 2003
#14	-14.31% Feb 25, 2014 - Jun 11, 2014	-10.22% Jan 22, 2014 - Mar 6, 2014
#15	-11.76% Sep 6, 2001 - Oct 1, 2001	-9.19% Mar 19, 2012 - Apr 26, 2012

Correlation

Correlation between HRB and TCBI is 0.65 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.65

-101

Dividend Comparison (1999 - 2026)

HRB vs TCBI dividend yield comparison.

Year	HRB	TCBI
2026	2.44%	0.20%
2025	3.65%	0.00%
2024	2.63%	0.00%
2023	2.52%	0.00%
2022	3.07%	0.00%
2021	4.54%	0.00%
2020	6.56%	0.00%
2019	4.39%	0.00%
2018	3.90%	0.00%
2017	3.59%	0.00%
2016	3.74%	0.00%
2015	2.40%	0.00%
2014	2.38%	0.00%
2013	2.75%	0.00%
2012	4.31%	0.00%
2011	3.98%	0.00%
2010	5.04%	0.00%
2009	2.65%	0.00%
2008	2.57%	0.00%
2007	2.99%	0.00%
2006	2.26%	0.00%
2005	1.91%	0.00%
2004	1.71%	0.00%
2003	1.37%	0.00%
2002	1.69%	0.00%
2001	1.39%	0.00%
2000	2.78%	0.00%
1999	0.63%	0.00%